Compare Bank & Credit Union Rates
Best savings rates in Tennessee
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in Tennessee
- Collegedale Credit UnionRegular (01) Share AccountSavings · $50 min · 0.30%–0.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: A Share Account is required for membership and to be eligible for other membership services. Dividends are paid quarterly on all shares as approved by the Board of Directors based upon Credit Union Earnings.
Offer: $50 minimum balance to receive dividend.
0.30% interest rate · Effective Dec 1, 2024
Rate by balance
Rate by balance for Regular (01) Share Account Balance APY Up to $9,999 0.30% $10,000 and upYour amount 0.50% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Offer: Minimum balance of $2,500 required to earn dividends.
0.50% interest rate · Effective Aug 1, 2023
Rate checked
More details - Tennessee Military Federal Credit UnionHero AccountSavings · $2,500 min · 0.25%–1.01% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Effective Jul 1, 2023
Rate by balance
Rate by balance for Hero Account Balance APY $2,500 and up 0.25% $10,000 and upYour amount 0.50% $50,000 and up 0.75% $100,000 and up 1.01% Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: Must maintain $5 balance to preserve membership. Dividends compounded and paid quarterly. Variable rate account.
Offer: No minimum balance required to earn the stated APY.
0.45% interest rate · Effective Jul 20, 2026
Rate checked
More details - Greater Experience Credit UnionMoney MarketMoney Market · $2,500 min · 0.20%–0.65% by balance
Credit union · 3 branches
0.45%APY$45 a year on $10,000Requirements
Offer: Dividends compounded and credited monthly.
0.20% interest rate · Effective Feb 28, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and up 0.20% $10,000 and upYour amount 0.45% $50,000 and up 0.65% Rate checked
More details - 0.40%APY$40 a year on $10,000
0.40% interest rate · Effective Mar 1, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Interest compounded and credited quarterly. 6 free withdrawals per quarter ($5 fee per excess withdrawal). A $5 minimum balance fee will be assessed quarterly based on a minimum daily balance of $100 (not assessed for primary account holders under age 24). Paper statements are $3.00 per month; eStatements are free.
0.40% interest rate
Rate checked
More details - City & County Credit UnionMoney Market SavingsMoney Market Savings · $0 min · 0.10%–0.65% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Minimum balance of $2,500 required; a fee is charged if balance drops below $2,500.
Offer: A fee is charged if you drop below the $2,500 minimum balance.
0.10% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,499 0.10% $2,500 – $24,999Your amount 0.40% $25,000 – $49,999 0.45% $50,000 – $99,999 0.55% $100,000 and up 0.65% Rate checked
More details - Tennessee State BankMoney MarketMoney Market · $2,500 min · 0.35%–1.81% by balance
Bank · 17 branches
0.40%APY$40 a year on $10,000Requirements
Product: Monthly Minimum Balance Service Charge of $10 if Daily Balance drops below $2,500 any day of the statement cycle; Excess Debit Fee of $4 if withdrawal/transfer exceeds six per calendar month
Offer: Daily balance below $2,500
0.35% interest rate · $10 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.35% $2,500 – $15,000Your amount 0.40% $15,000 – $25,000 0.80% $25,000 – $50,000 1.20% $50,000 – $100,000 1.50% $100,000 and up 1.81% Rate checked
More details - Appalachian Community Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.40%–1.00% by balance
Credit union · 4 branches
0.40%APY$40 a year on $10,000Requirements
Product: Minimum to open is $1,000.00. No dividend is paid if balance falls below $1,000.00. Variable rate subject to change monthly. Members may not make more than 3 withdrawals/transfers per calendar month; each withdrawal/transfer must be at least $250.00.
0.40% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $15,000Your amount 0.40% $15,000 – $50,000 0.40% $50,000 – $75,000 0.70% $75,000 – $100,000 0.70% Over $100,000 1.00% Rate checked
More details - United Southeast Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.25%–0.80% by balance
Credit union · 2 branches
0.40%APY$40 a year on $10,000Requirements
Product: Minimum balance requirement of $1,000. Limit of six withdrawals/transfers per month. Dividends compounded and paid monthly. Membership is established by maintaining $5 in a share/savings account with USFCU.
0.25% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $5,000 0.25% $5,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.50% $50,000 – $100,000 0.70% $100,000 and up 0.80% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Interest compounded daily and paid monthly on collected balances. $2.00 monthly maintenance fee if balance falls below $100.00. $2.00 monthly mailed statement fee waived by enrolling in e-statements.
Offer: $2.00 monthly maintenance fee if balance falls below $100.00; $2.00 monthly mailed statement fee waived by enrolling in e-statements.
0.40% interest rate · Compounded daily · $2 monthly fee · Effective Sep 22, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Interest compounded daily and paid monthly. Rates are subject to change at any time and are not guaranteed.
Compounded daily
Rate checked
More details - US Community Credit UnionHigh Yield SavingsSavings · 0.10%–0.60% by balance
Credit union · 4 branches
0.40%APY$40 a year on $10,000Requirements
Product: Minimum balance requirement of $1,000. No monthly account service fee. Earn dividends quarterly.
Offer: Less Than $1,000.00
No monthly fee · Effective Sep 11, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $1,000 0.10% $1,000 – $25,000Your amount 0.40% $25,000 – $100,000 0.55% $100,000 and up 0.60% Rate checked
More details - Southern Security Federal Credit UnionRegular ShareSavings · $50 min · 0.25%–0.40% by balance
Credit union · 5 branches
0.40%APY$40 a year on $10,0000.25% interest rate
Rate by balance
Rate by balance for Regular Share Balance APY Up to $5,000 0.25% $5,000 – $10,000 0.35% $10,000 and upYour amount 0.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Tennessee
385 accounts at 153 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
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Tennessee
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 24 branches
- LGWFCUCredit union · 1 branch
- Bowater Credit UnionCredit union · 5 branches