Credit union · NCUA insured
Southern Security Federal Credit Union Savings Rates
Top CarrotSouthern Security Federal Credit Union’s best savings rate is 2.00% APY on $10,000, with its Money Market Account. Rates checked October 15, 2026.
How Southern Security Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Memphis, TN-MS-AR, where Southern Security Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Southern Security Federal Credit Union
2.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $200
Money Market Account
Top rate
Leaders Credit Union
3.50%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $350
2nd-highest rate
FirstBank
3.40%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $340
Southern Security Federal Credit Union savings score
89
Savings score
Higher than 87% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0002.00%
- $100,000 balance$100,0002.50%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Southern Security Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
2.00%APY
Make withdrawals any time so long as you maintain the minimum required balance of $2,500. Dividends compounded monthly. Payroll deduction/direct deposit options available. No credit approval required.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $25,000 | 2.00% | $200 |
| $25,000 – $50,000 | 2.10% | — |
| $50,000 – $100,000 | 2.25% | — |
| $100,000 and up | 2.50% | — |
Sources (2)
All captured Sep 18, 2026
Miscellaneous Share
0.40%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.25% | — |
| $5,000 – $10,000 | 0.35% | — |
| $10,000 and up | 0.40% | $40 |
Sources (1)
- southernsecurity.org/rates · captured Sep 18, 2026
Regular Share
0.40%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.25% | — |
| $5,000 – $10,000 | 0.35% | — |
| $10,000 and up | 0.40% | $40 |
Sources (1)
- southernsecurity.org/rates · captured Sep 18, 2026
Special-purpose accounts
Christmas Club
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.50% | — |
| $5,000 – $10,000 | 0.50% | — |
| $10,000 and up | 0.50% | $50 |
Sources (1)
- southernsecurity.org/rates · captured Sep 18, 2026
Variable Rate IRA/ESA
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.50% | $50 |
Sources (1)
- southernsecurity.org/rates · captured Sep 18, 2026
Who can join Southern Security Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.