Credit union · NCUA insured
Jack Daniel Employees' Credit Union Savings Rates
Top CarrotJack Daniel Employees' Credit Union’s best savings rate is 0.45% APY on $10,000, with its Share Accounts. Rates checked October 15, 2026.
How Jack Daniel Employees' Credit Union’s savings rates compare
Compared with banks and credit unions near Tullahoma, TN, where Jack Daniel Employees' Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Jack Daniel Employees' Credit Union
0.45%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $45
Share Accounts
Top rate
SmartBank
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
FirstBank
3.40%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $340
Jack Daniel Employees' Credit Union savings score
77
Savings score
Higher than 44% of U.S. banks and credit unions
- $1,000 balance$1,0000.45%
- $10,000 balance$10,0000.45%
- $100,000 balance$100,0000.45%
- QualifiedQualified0.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Jack Daniel Employees' Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Accounts
0.45%APY
Must maintain $5 balance to preserve membership. Dividends compounded and paid quarterly. Variable rate account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to earn the stated APY.Any balance | 0.45% | $45 | No minimum balance required to earn the stated APY. |
Special-purpose accounts
Christmas & Vacation Club
0.75%APY
Dividends compounded and paid quarterly. Limited withdrawals allowed per year. Variable rate tiered account. Dividends paid equal to regular share dividend rate plus tier rate.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Standard Dividend Rate. No minimum opening deposit required. | 0.45% | — | Standard Dividend Rate. No minimum opening deposit required. |
| $500 – $1,000Standard Dividend Rate + .10. Rate formula is 0.45% standard dividend rate + 0.10%. | 0.55% | — | Standard Dividend Rate + .10. Rate formula is 0.45% standard dividend rate + 0.10%. |
| $1,000 – $2,000Standard Dividend Rate + .20. Rate formula is 0.45% standard dividend rate + 0.20%. | 0.65% | — | Standard Dividend Rate + .20. Rate formula is 0.45% standard dividend rate + 0.20%. |
| $2,000 and upStandard Dividend Rate + .30. Rate formula is 0.45% standard dividend rate + 0.30%. | 0.75% | $75 | Standard Dividend Rate + .30. Rate formula is 0.45% standard dividend rate + 0.30%. |
Who can join Jack Daniel Employees' Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals employed by Jack Daniel Distillery, Lynchburg, Tennessee.
- Individuals employed by Subsidiaries of Jack Daniel Distillery, Lynchburg, Tennessee.
- Retirees of Jack Daniel Distillery, Lynchburg, Tennessee.
Military, government and schools
- Individuals employed by Metropolitan Lynchburg/ Moore County Board of Education.
- Individuals employed by Metropolitan Lynchburg/ Moore County Government.
- Retirees of Metropolitan Lynchburg/ Moore County after 12/2012.
3 more ways to join
Military, government and schools
- Roster Volunteer Fire Department members.
- Roster Volunteer Sheriff’s Department members.
Family and household
- Immediate family members of individuals employed by the specified eligible employers.
Cost to join
- A minimum $5 deposit in a share account is required to start membership.
Membership information collected October 5, 2026.