Compare Bank & Credit Union Rates
Best savings rates in Tennessee
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 286–300 results in Tennessee
- 0.07%APY$7 a year on $10,000
Requirements
Product: $25.00 minimum balance maintains credit union membership. 1 free withdrawal per month. Restricted Debit Cards are available. Dividends calculated by the daily balance method and posted quarterly.
Offer: Minimum of $100 in account to earn interest.
0.07% interest rate · Effective Aug 1, 2026
Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Product: Fees may reduce earnings. Rate is based on aggregate balance method. Rates subject to change at any time without notice.
Offer: Fees may reduce earnings. Rate is based on aggregate balance method.
0.07% interest rate
Rate checked
More details - Greeneville Federal BankRegular Money Market CheckingRegular Money Market Checking · $500 min · 0.05%–0.07% by balance
Bank · 3 branches
0.07%APY$7 a year on $10,000Requirements
Product: Also referred to as Money Market Checking on the rate sheet. Monthly maintenance fee is $5.00, waived with a $500 minimum average daily balance. Rate is based on aggregate balance method.
Offer: The $5.00 MMDA account maintenance fee is waived if you maintain a $500 minimum average daily balance. Rate is based on aggregate balance method.
0.05% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Regular Money Market Checking Balance APY $500 – $2,500 0.05% $2,500 and upYour amount 0.07% Rate checked
More details - Greeneville Federal BankMoney Market Plus CheckingMoney Market Plus Checking · $10,000 min · 0.05%–0.07% by balance
Bank · 3 branches
0.07%APY$7 a year on $10,000Requirements
Product: Monthly maintenance fee is $10.00, waived with a $1,000 minimum average daily balance. Rate is based on aggregate balance method.
Offer: The $10.00 MMDA account maintenance fee is waived if you maintain a $1,000 minimum average daily balance. Rate is based on aggregate balance method.
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Plus Checking Balance APY $1,000 – $10,000 0.05% $10,000 and upYour amount 0.07% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 6 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 30 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Primary membership account; required to access other services. $1 membership fee for new members. Minimum balance of $25. Dividends earned on balances of $100 or more, calculated on average daily balance and compounded/credited quarterly. Variable rate.
Offer: Variable dividend rate. Dividends compounded quarterly. Minimum balance of $25; dividends earned on balances of $100 or more.
0.05% interest rate · Compounded quarterly · Effective Jan 4, 2017
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Appliance Credit UnionShare/Savings AccountSavings · $0 min · 0.05%–0.25% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: High dividend rate; payroll deduction/direct deposit; related accounts for family members.
0.05% interest rate
Rate by balance
Rate by balance for Share/Savings Account Balance APY Up to $25,000Your amount 0.05%* $25,000 – $50,000 0.10%* $50,000 – $75,000 0.15%* $75,000 – $100,000 0.20%* $100,000 and up 0.25%* Rate checked
More details - Ascend Federal Credit UnionSavings AccountSavings · $5 min · 0.01%–0.20% by balance
Credit union · 27 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividends are earned on daily balance and compounded and credited monthly. Account qualifies member to apply for all other Ascend products/services. Membership requires purchasing at least one share by depositing $5 into a savings account. Rate and Fee Addendum indicates $5 monthly account maintenance fee, waivable with an average monthly balance of at least $100 in savings or checking, having an active loan, share certificate, qualifying checking account, money market account, or if age 17 or younger.
Offer: Dividend rates and APYs are calculated based on daily balance according to the entire balance of your account. Compounded and credited monthly. Monthly maintenance fee of $5 may be waived by meeting criteria such as maintaining an average monthly balance of at least $100 in a savings or checking account, having a qualifying checking account, share certificate, active loan, money market account, or being 17 years of age or younger.
0.01% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $10,000 0.01% $10,000 – $100,000Your amount 0.05% $100,000 – $250,000 0.15% $250,000 and up 0.20% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Secondary savings account for emergency savings or large purchases. Must be 18 years or older and meet eligibility requirements. Dividends compounded monthly, credited quarterly.
Offer: Minimum balance of $50 required to earn stated APY. Dividends compounded monthly, credited quarterly.
0.05% interest rate · Compounded monthly
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5 service fee per quarter waived with an average daily balance of $100. $3 paper statement fee waived when enrolled in eStatements or with a daily average account balance of $1,200 or a daily average relationship balance of $10,000. Unlimited check writing and unlimited withdrawals are subject to available funds. Interest is calculated based on the account's total daily balance and is credited quarterly.
Offer: Interest calculated based on total daily balance and credited quarterly.
Effective Sep 24, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Limit one Bonus Rate Savings account per primary account holder tax ID. $3 paper statement fee is waived when enrolled in eStatements or with a daily average account balance of $1,200 or a daily average relationship balance of $10,000. Round Up Savings transfers debit card purchases rounded up to the nearest dollar from checking to savings.
Offer: Earned if bonus qualifications are not met during the statement cycle.
Qualified rate · Effective Sep 24, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be linked to a qualifying Kasasa Cash or Kasasa Cash Back checking account. Rates are variable and may change after opening. Qualification requirements met via linked checking account (Kasasa Cash: at least 10 debit card purchases and 1 ACH credit/payment post and settle, e-Statements; Kasasa Cash Back: at least 15 debit card purchases and 1 ACH credit/payment post and settle, e-Statements).
Offer: Applies to all balances if monthly qualifications are not met.
Qualified rate · No monthly fee · Effective Feb 11, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Tennessee
385 accounts at 153 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
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Tennessee
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 24 branches
- LGWFCUCredit union · 1 branch
- Bowater Credit UnionCredit union · 5 branches