SouthEast Bank Savings & Money Market Rates

How SouthEast Bank’s savings rates compare

Compared with banks and credit unions near Knoxville, TN, where SouthEast Bank has the most branches. $10,000, best rate first.

This bank’s best
SouthEast Bank
0.60%APY
Minimum
$2,500
Earns on $10,000 a year
$60
Premium Money Market Savings Account
Top rate
Knoxville TVA Employees Credit Union
4.28%APY
Minimum
$0
Earns on $10,000 a year
$428
Knoxville TVA Employees Credit Union rates
2nd-highest rate
SmartBank
4.00%APY
Minimum
$2,500
Earns on $10,000 a year
$400
SmartBank rates

Compare savings rates near you →

Savings score

Higher than 62% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.05%
$10,000 balance$10,0000.60%
$100,000 balance$100,0001.25%
QualifiedQualified2.01%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where SouthEast Bank ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Premium Money Market Savings Account

0.60%APY$2,500 to open

Interest is calculated based on the account's total daily balance and is credited monthly. Withdrawals limited to six (6) items per month. There will be no fee imposed for excessive withdrawals, though excessive withdrawals may result in conversion to a transaction account. Monthly service fee of $12 is waived with a minimum daily balance of $2,500.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $100,000Monthly service fee of $12 is waived with a minimum daily balance of $2,500.	0.60%	$60	Monthly service fee of $12 is waived with a minimum daily balance of $2,500.
$100,000 – $250,000Monthly service fee of $12 is waived with a minimum daily balance of $2,500.	1.25%	—	Monthly service fee of $12 is waived with a minimum daily balance of $2,500.
$250,000 – $500,000Monthly service fee of $12 is waived with a minimum daily balance of $2,500.	2.50%	—	Monthly service fee of $12 is waived with a minimum daily balance of $2,500.
$500,000 – $1,000,000Monthly service fee of $12 is waived with a minimum daily balance of $2,500.	3.00%	—	Monthly service fee of $12 is waived with a minimum daily balance of $2,500.
$1,000,000 – $5,000,000Monthly service fee of $12 is waived with a minimum daily balance of $2,500.	3.50%	—	Monthly service fee of $12 is waived with a minimum daily balance of $2,500.
$5,000,000 and upMonthly service fee of $12 is waived with a minimum daily balance of $2,500.	3.75%	—	Monthly service fee of $12 is waived with a minimum daily balance of $2,500.

Sources (1)

southeastbank.com/personal-ban…ium-money-market-savings · captured Oct 15, 2026

Bonus Rate Savings

Up to 2.01%APYRequirements apply$50 to open

Limit one Bonus Rate Savings account per primary account holder tax ID. A $3 paper statement fee is waived when enrolled in eStatements or with a daily average account balance of $1,200 or a daily average relationship balance of $10,000. Unlimited check writing and unlimited withdrawals are subject to available funds.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $10,000To earn the bonus rate, each statement cycle the account holder must have a SouthEast Bank checking account with the Round Up feature, enroll and maintain the Bonus Rate Savings account in eStatements, and post and settle at least 15 debit card purchases during the statement cycle from any personal SouthEast Bank checking account.	2.01%	$201	To earn the bonus rate, each statement cycle the account holder must have a SouthEast Bank checking account with the Round Up feature, enroll and maintain the Bonus Rate Savings account in eStatements, and post and settle at least 15 debit card purchases during the statement cycle from any personal SouthEast Bank checking account.
Any balanceIf bonus qualifications are not met during the statement cycle, the account will earn 0.05% APY.	0.05%	$5	If bonus qualifications are not met during the statement cycle, the account will earn 0.05% APY.
$10,000 and upAn interest rate of 0.20% will be paid on the portion of your daily balance that is greater than $10,000 when bonus qualifications are met. APY for this tier will range from 2.01% to 0.27%, depending on the balance in the account.	0.20%	$20	An interest rate of 0.20% will be paid on the portion of your daily balance that is greater than $10,000 when bonus qualifications are met. APY for this tier will range from 2.01% to 0.27%, depending on the balance in the account.

Sources (3)

All captured Sep 24, 2026

Consumer Statement Savings

0.05%APY$50 to open

$5 service fee per quarter waived with an average daily balance of $100; $3 paper statement fee waived when enrolled in eStatements or with a daily average account balance of $1,200 or a daily average relationship balance of $10,000. Unlimited check writing and unlimited withdrawals are subject to available funds. Offers flexible access and can be linked to checking for overdraft services.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceInterest is calculated based on the account's total daily balance and is credited quarterly. $5 service fee per quarter waived with an average daily balance of $100. $3 paper statement fee waived when enrolled in eStatements or with $1,200 daily average account balance or $10,000 daily average relationship balance.Any balance	0.05%	$5	Interest is calculated based on the account's total daily balance and is credited quarterly. $5 service fee per quarter waived with an average daily balance of $100. $3 paper statement fee waived when enrolled in eStatements or with $1,200 daily average account balance or $10,000 daily average relationship balance.

Sources (2)

All captured Sep 24, 2026

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

Visit institution website ↗Branches and institution details

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