Credit union · NCUA insured
Appliance Credit Union Savings Rates
Appliance Credit Union’s best savings rate is 0.05% APY on $10,000, with its Share/Savings Account. Rates checked October 23, 2026.
How Appliance Credit Union’s savings rates compare
Compared with banks and credit unions near Cleveland, TN, where Appliance Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Appliance Credit Union
0.05%APY
- Minimum
- —
- Earns on $10,000 a year
- $5
Share/Savings Account
Top rate
SmartBank
4.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
Tennessee Valley Federal Credit Union
2.55%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $255
Appliance Credit Union savings score
62
Savings score
Higher than 7% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Appliance Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share/Savings Account
0.05%APY
High dividend rate; payroll deduction/direct deposit; related accounts for family members.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25,000 | 0.05% | $5 |
| $25,000 – $50,000 | 0.10% | — |
| $50,000 – $75,000 | 0.15% | — |
| $75,000 – $100,000 | 0.20% | — |
| $100,000 and up | 0.25% | — |
Sources (2)
All captured Oct 23, 2026
Who can join Appliance Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Bradley County are eligible for membership.
Family and household
- Family members of any current member (including parent, spouse, spouse’s parent, child, step-child, grandparent, spouse’s grandparent, grandchild, brother, sister, brother- or sister-in-law, step-brother or step-sister, aunt or uncle, niece or nephew) are eligible for membership.
Cost to join
- An initial deposit of $5.00 (one share) in a share/savings account establishes partial ownership.
- A one-time membership fee of $0.25 is required to access credit union services.
Membership information collected October 5, 2026.