Credit union · NCUA insured
Family Advantage FCU Savings Rates
Top CarrotFamily Advantage FCU’s best savings rate is 0.21% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How Family Advantage FCU’s savings rates compare
Compared with banks and credit unions near Nashville, TN, where Family Advantage FCU has the most branches. $10,000, best rate first.
This credit union’s best
Family Advantage FCU
0.21%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $21
Money Market
Top rate
SmartBank
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
Republic Bank
3.75%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $375
Family Advantage FCU savings score
69
Savings score
Higher than 23% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.21%
- $100,000 balance$100,0000.21%
- QualifiedQualified0.21%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Family Advantage FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.21%APY
Dividend rates are variable and may change after the account is open. Dividends are compounded monthly. APY is based on the assumption that minimum balances and other requirements are met. Fees could reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $7,500Dividends compounded monthly; variable rate. | 0.10% | — | Dividends compounded monthly; variable rate. |
| $7,500 – $10,000Dividends compounded monthly; variable rate. | 0.15% | — | Dividends compounded monthly; variable rate. |
| $10,000 and upDividends compounded monthly; variable rate. | 0.21% | $21 | Dividends compounded monthly; variable rate. |
Sources (1)
- myfafcu.org/savings-rates · captured Sep 18, 2026
Regular Share Savings
0.05%APY
Primary membership account; required to access other services. $1 membership fee for new members. Minimum balance of $25. Dividends earned on balances of $100 or more, calculated on average daily balance and compounded/credited quarterly. Variable rate.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upVariable dividend rate. Dividends compounded quarterly. Minimum balance of $25; dividends earned on balances of $100 or more.$100 and up | 0.05% | $5 | Variable dividend rate. Dividends compounded quarterly. Minimum balance of $25; dividends earned on balances of $100 or more. |
Sources (4)
- myfafcu.org/savings-account-fairview
- myfafcu.org/savings-accounts-spring-hill-tn
- myfafcu.org/savings-programs
- myfafcu.org/savings-rates
All captured Oct 15, 2026
Special-purpose accounts
IRA Accumulation
1.11%APY
Individual Retirement Account savings options including Traditional and Roth IRAs with tax-advantaged growth.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable dividend rate. Compounded monthly in fee schedule.Any balance | 1.11% | $111 | Variable dividend rate. Compounded monthly in fee schedule. |
Sources (4)
- myfafcu.org/savings-account-fairview
- myfafcu.org/savings-programs
- myfafcu.org/savings-rates
- myfafcu.org/s/Remediated-Famil…and-Fees-27March2026.pdf
All captured Sep 18, 2026
Club Account
0.05%APY
Seasonal or goal-based savings for holiday or vacation expenses (Christmas Club / Vacation Club). Limited to one withdrawal per calendar year; additional/excess withdrawals incur a fee. Dividends calculated on average daily balance and compounded/posted quarterly. Variable rate.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable dividend rate. Compounded quarterly. Limited to one withdrawal per calendar year; excess withdrawals incur a fee.Any balance | 0.05% | $5 | Variable dividend rate. Compounded quarterly. Limited to one withdrawal per calendar year; excess withdrawals incur a fee. |
Sources (4)
- myfafcu.org/savings-account-fairview
- myfafcu.org/savings-accounts-spring-hill-tn
- myfafcu.org/savings-programs
- myfafcu.org/savings-rates
All captured Oct 15, 2026
Who can join Family Advantage FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.