Compare Bank & Credit Union Rates
Best savings rates in Coventry, RI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Coventry, RI
- 3.20%APY$320 a year on $10,000with conditions
Requirements
Product: Requires having a Beacon Bank checking account with an ownership relationship. Variable premium interest rate. Fees may reduce earnings.
Offer: Variable premium interest rate subject to change without notice. Requires an ownership relationship on a Beacon Bank checking account.
Qualified rate · Effective Sep 18, 2026
Rate checked
More details - Westerly Community Credit UnionDiamond Savings AccountSavings · $25 min · 1.25%–2.75% by balance
Credit union · 1 branch
2.75%APY$275 a year on $10,000Requirements
Product: Limit (1) Diamond Savings account per member. Earn highest rate on balances less than $25,000. Interest compounded & posted monthly. Surcharge-free ATM access.
Offer: Earn highest rate on balances less than $25,000. Limit (1) Diamond Savings account per member.
2.72% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Diamond Savings Account Balance APY Up to $25,000Your amount 2.75% $25,000 and up 1.25% Rate checked
More details - 2.35%APY$235 a year on $10,000with conditions
Requirements
Product: Checking account required. Minimum to open is $10,000.00 of non-Washington Trust funds, or $25.00 (may be existing funds) if a Freedom Ultra Checking account holder. Freedom Ultra personal checking customers earn an additional 0.50% APY bonus (tax reported owner on checking must match tax reported owner on savings). $2,500.00 average collected daily balance required to avoid $10.00 monthly service charge; fee waived if Tax Reported Owner is under age 21 or age 62 and older. No municipal or government funds. One account per tax reported owner only.
Offer: Requires Freedom Ultra Checking account. Opening minimum is $25. Monthly fee of $10 waived with $2,500 average collected daily balance or if Tax Reported Owner is under 21 or 62+.
Qualified rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High-Rate Savings Account Balance APY Up to $2,500 2.20% $2,500 – $25,000Your amount 2.35% $25,000 – $50,000 2.45% $50,000 – $249,999 3.50% $250,000 and up 3.60% Rate checked
More details - Centreville BankHigh Yield Savings AccountSavings · $10,000 min · 2.00%–2.50% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000intro rateRequirements
Product: Requires a minimum of $10,000 in New Money (funds not on deposit with Centreville Bank within the last 30 days) to open. Limited time offer. Avoid $5 monthly maintenance fee by maintaining a minimum daily balance of $1,000.
Offer: Requires minimum $10,000 New Money to open. Avoid $5.00 monthly maintenance fee by maintaining a minimum daily balance of $1,000.
Promotional rate · $5 monthly fee
Rate by balance
Rate by balance for High Yield Savings Account Balance APY $2,500 – $50,000Your amount 2.00% $50,000 – $100,000 2.25% $100,000 and up 2.50% Rate checked
More details - Washington TrustHigh-Rate Savings AccountSavings · $10,000 min · 1.70%–3.10% by balance
Bank · 1 branch
1.85%APY$185 a year on $10,000with conditionsRequirements
Product: Checking account required. Minimum to open is $10,000.00 of non-Washington Trust funds, or $25.00 (may be existing funds) if a Freedom Ultra Checking account holder. Freedom Ultra personal checking customers earn an additional 0.50% APY bonus (tax reported owner on checking must match tax reported owner on savings). $2,500.00 average collected daily balance required to avoid $10.00 monthly service charge; fee waived if Tax Reported Owner is under age 21 or age 62 and older. No municipal or government funds. One account per tax reported owner only.
Offer: Standard High-Rate Savings rate. Monthly fee of $10 waived with $2,500 average collected daily balance or if Tax Reported Owner is under 21 or 62+.
Qualified rate · 1.68% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High-Rate Savings Account Balance APY Up to $2,500 1.70% $2,500 – $25,000Your amount 1.85% $25,000 – $50,000 1.95% $50,000 – $249,999 3.00% $250,000 and up 3.10% Rate checked
More details - Ocean State Credit UnionPersonal Money Market AccountPersonal Money Market Account · $2,500 min · 1.50%–2.00% by balance
Credit union · 2 branches
1.50%APY$150 a year on $10,000Requirements
Product: A balance of $2,500.00 is required to maintain a Money Market Account and earn APY. Interest is compounded and credited monthly. Touch-tone teller access available.
Offer: Tier 1
1.49% interest rate · No monthly fee
Rate by balance
Rate by balance for Personal Money Market Account Balance APY $2,500 – $25,000Your amount 1.50% $25,000 – $50,000Tier 2 1.70% $50,000 – $75,000Tier 3 1.90% $75,000 and upTier 4 2.00% Rate checked
More details - Centreville BankPersonal Premium Money MarketPersonal Premium Money Market · $10,000 min · 1.20%–2.30% by balance
Bank · 1 branch
1.20%APY$120 a year on $10,000Requirements
Product: High-yield savings benefits combined with check-writing capabilities. Opening deposit of $10,000 required. Monthly maintenance fee of $10 imposed if balance falls below $10,000 any day of the statement cycle. Rate may change after account is opened.
Offer: Tier 1. Rate may change after the account is opened. Monthly maintenance fee of $10.00 will be imposed if the balance falls below $10,000 any day of the statement cycle.
$10 monthly fee
Rate by balance
Rate by balance for Personal Premium Money Market Balance APY $10,000 – $25,000Your amount 1.20% $25,000 – $50,000Tier 2. 1.40% $50,000 – $100,000Tier 3. 1.60% $100,000 – $250,000Tier 4. 1.80% $250,000 – $500,000Tier 5. 2.05% $500,000 and upTier 6. 2.30% Rate checked
More details - Westerly Community Credit UnionAdvantage Money Market AccountAdvantage Money Market Account · $100 min · 1.00%–3.05% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: A minimum balance of $100 and an active eChecking account is required. If requirements not met, the lowest tier rate published on that day will apply. Interest is compounded monthly and credited to your account monthly.
Offer: Requires an active eChecking account and minimum balance of $100. If requirements not met, the lowest tier rate published on that day will apply.
Qualified rate · 0.99% interest rate · Compounded monthly · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Advantage Money Market Account Balance APY $100 – $20,000Your amount 1.00% $20,000 – $50,000Requires an active eChecking account. 1.40% $50,000 – $100,000Requires an active eChecking account. 2.50% $100,000 – $250,000Requires an active eChecking account. 2.80% $250,000 and upRequires an active eChecking account. 3.05% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A balance of $5.00 is required to maintain the account and earn the APY. Interest compounded monthly and credited monthly. ATM cards available.
Offer: Minimum deposit/balance of $5.00 required to maintain the account and earn APY. Interest compounded and credited monthly.
0.15% interest rate · Compounded monthly · Effective Jan 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: To become a member and use credit union services, must open a Share Account with a maintained $5.00 balance. Minimum opening deposit of $5.00 required. Dividends compounded and paid quarterly.
Offer: Minimum deposit of $10.00 is required to earn APY. Dividends paid quarterly.
0.15% interest rate · Effective Jan 1, 2026
Rate checked
More details - Westerly Community Credit UnionRewards Savings AccountSavings · $5 min · 0.10%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: Rate based on total balances under Primary Owner's number across savings and loans (excluding 1st Mortgages). Interest is compounded & posted monthly based on total balances shown on last business day of the month.
Offer: Rate based on total balances under Primary Owner's number across savings and loans (excluding 1st Mortgages).
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Rewards Savings Account Balance APY Up to $10,000 0.10% $10,000 – $50,000Your amount 0.10% $50,000 – $100,000 0.10% $100,000 – $200,000 0.10% $200,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest compounded and paid quarterly.
Offer: Minimum deposit of $5.00 to earn APY. Interest paid quarterly.
0.10% interest rate · Effective Jan 1, 2026
Rate checked
More details - BankNewportMoney Market SavingsMoney Market Savings · $2,500 min · 0.02%–0.20% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Monthly maintenance service charge of $10.00 if daily balance falls below $2,500.00 any day of the month in a statement cycle.
Offer: Tier 1 daily balance $2,500.00 - $9,999.99. Monthly maintenance service charge of $10.00 if minimum balance falls below $2,500.00 any day of the month in a statement cycle.
$10 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $10,000 0.02% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $75,000 0.15% $75,000 and up 0.20% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: If the daily balance falls below $100.00 a monthly maintenance service charge of $3.00 will be charged. Customers under age 18 or age 62 and over may have one Statement Savings account with no maintenance service charge.
Offer: Tier 1 rate. Monthly maintenance fee of $3.00 charged if daily balance falls below $100.00; fee waived for customers under age 18 or age 62 and over (limit one account).
$3 monthly fee · Effective Oct 21, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum balance of $300.00 average collected daily balance required to avoid monthly service charge of $3.00. No fee assessed if Tax Reported Owner is under age 21 or age 62 and older.
Offer: Monthly fee of $3.00 waived with $300 average collected daily balance or if owner is under 21 or 62+.
0.00% interest rate · $3 monthly fee · Effective Jul 13, 2026
Rate by balance
Rate by balance for Freedom Statement Savings Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $250,000 0.05% $250,000 – $1,000,000 0.05% $1,000,000 and up 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Coventry, RI
20 accounts at 7 banks and credit unions · checked Oct 3–22
- Typical
- 0.13%
- Top 10% from
- 2.39%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.15%
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