Compare Bank & Credit Union Rates
Best savings rates in Klamath Falls, OR
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Klamath Falls, OR
- 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum opening deposit is $100 ($1 for minor). $3 monthly service fee waived if average daily balance of $200 is maintained, or if account owner is under 18 or 50 years and older.
Offer: Interest compounded daily, credited quarterly (or paid monthly per features table). $3 monthly fee waived with $200 minimum average daily balance or for account holders under 18 or 50 and older. Minimum opening deposit $1 for minors.
0.05% interest rate · Compounded daily · $3 monthly fee · Effective Oct 14, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Options to avoid $5 monthly participation fee after three months of membership include being a member for >10 years, $500+ combined deposits, active checking, current/paid-off loan, under 25, or investment portfolio. Minimum balance for dividends is $100.
Offer: Minimum $100 balance to earn dividends. Monthly compounding and crediting.
0.05% interest rate · No monthly fee · Effective Oct 14, 2026
Rate checked
More details - Columbia BankThrive Money MarketThrive Money Market · $100 min · 0.05%–0.15% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: $10 monthly maintenance fee, waived with a $1,000 minimum daily balance or link to a checking account (up to 3 complimentary accounts linked to Access Checking, or up to 5 complimentary accounts linked to Pinnacle Checking). Available for online account origination. Interest rate and APY may change after opening.
Offer: The interest rate and annual percentage yield may change after account opening. Available for online account origination.
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Thrive Money Market Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 – $250,000 0.10% $250,000 and up 0.15% Rate checked
More details - Columbia BankProsper Money MarketProsper Money Market · $100 min · 0.05%–1.00% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: $15 Monthly maintenance fee; or $0 with a $10,000 minimum daily balance; or $25,000 combined balance. $100 minimum to open. Available for online account origination. Interest rate and APY may change after account opening.
Offer: The interest rate and annual percentage yield may change after account opening. Available for online account origination.
0.05% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Prosper Money Market Balance APY Up to $2,500 0.05% $2,500 – $5,000 0.05% $5,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $100,000 0.15% $100,000 – $250,000 0.30% $250,000 – $500,000 0.50% $500,000 – $1,000,000 0.75% $1,000,000 and up 1.00% Rate checked
More details - First Community Credit UnionMoney Market SavingsMoney Market Savings · $2,000 min · 0.02%–0.07% by balance
Credit union · 1 branch
0.03%APY$3 a year on $10,000Requirements
Product: Tiered rate interest-bearing account. Interest is calculated using the average daily balance method and compounded and credited monthly. The minimum average daily balance required to earn the APY for the interest period is $2,000; if not met, no interest will be paid. Once a tier is met, the rate applies to the full balance.
Offer: Minimum average daily balance of $2,000 required to earn APY. Rate applies to full balance.
0.02% interest rate · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,000 – $10,000 0.02% $10,000 – $25,000Your amount 0.03% $25,000 – $50,000 0.05% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 and up 0.07% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Must be eligible for membership and maintain at least $5.00 in a Membership Savings account. Free to open. No monthly service fees.
Offer: Must be eligible for membership and maintain at least $5.00 in a Membership Savings account. No monthly service fees.
0.02% interest rate · No monthly fee · Effective Jul 1, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Must be eligible for membership and maintain at least $5.00 in a Membership Savings account.
Offer: Must be eligible for membership and maintain at least $5.00 in a Membership Savings account.
0.02% interest rate · Effective Jul 1, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Regular Savings are dividend-bearing accounts with dividends compounded and credited quarterly based on the average daily balance method. Minimum average daily balance to earn APY is $100. Par value of a regular share is $1. Rate applies to full balance once tier is met.
Offer: Tier rate applies to the full balance. Minimum average daily balance to earn APY is $100.
0.02% interest rate · No monthly fee · Effective Sep 28, 2026
Rate checked
More details - First Community Credit UnionMoney Market CheckingMoney Market Checking · $2,000 min
Credit union · 1 branch
0.02%APY$2 a year on $10,000Requirements
Product: Tiered rate interest-bearing account. Interest is calculated using the average daily balance method and compounded and credited monthly. The minimum average daily balance required to earn the APY for the interest period is $2,000; if not met, no interest will be paid. Once a tier is met, the rate applies to the full balance.
Offer: Minimum average daily balance of $2,000 required to earn APY. Rate applies to full balance.
0.02% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - People's Bank of CommerceHigh Yield SavingsSavings · $1,000 min · 0.02%–1.76% by balance
Bank · 1 branch
0.02%APY$2 a year on $10,000with conditionsRequirements
Product: Requires active People's Bank Checking Account and new money at opening. Minimum opening balance $1,000. $10 monthly service charge waived with $1,000 minimum average daily balance.
Offer: Average daily balance up to $999.99. $10 monthly service fee waived by maintaining $1,000 minimum average daily balance. Requires active checking account and new money at opening.
Qualified rate · 0.05% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $1,000 0.05% $1,000 – $5,001 1.76% $5,001 – $10,000$10 monthly fee waived by maintaining $1,000 minimum average daily balance. 1.06% $10,000 and upYour amount$10 monthly fee waived by maintaining $1,000 minimum average daily balance. 0.02% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Monthly maintenance fee of $3 waived with $200 minimum daily balance, or monthly transfer from a Columbia personal deposit account, or primary account owner age 18 and younger or 55 and older, or linked to Pinnacle Checking (up to 5 accounts) or Access Checking (up to 3 accounts), or VBBP Participant. Fee temporarily waived through March 2026. Limit of 6 withdrawals/transfers per calendar month or statement cycle ($5 excess withdrawal fee).
Offer: Rate may change after account opening. Interest calculated using daily balance method. Available for online account origination. $3 monthly maintenance fee waived with $200 minimum daily balance, monthly qualifying transfer from a Columbia personal deposit account, primary owner age 18 or younger or 55 or older, link to Pinnacle Checking (up to 5 accounts) or Access Checking (up to 3 accounts), or for active-duty military, veterans, beneficiaries, and caregivers via VBBP.
0.01% interest rate · $3 monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.
Offer: Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.
0.01% interest rate · $5 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Standard rate. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.01% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Klamath Falls, OR
35 accounts at 9 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 1.40%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.05%
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Klamath Falls, OR metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Sage Credit UnionCredit union · 3 branches
- Rogue Credit UnionCredit union · 2 branches