First Community Credit Union High-Yield Savings & Money Market Rates

How First Community Credit Union’s savings rates compare

Compared with banks and credit unions near Coos Bay, OR, where First Community Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
First Community Credit Union
0.03%APY
Requires
None
Earns on $10,000 a year
$3
Money Market Savings
Top rate
Peak Credit Union
5.00%APY
Requires
Another account
Earns on $10,000 a year
$500
Peak Credit Union rates
2nd-highest rate
Rogue Credit Union
3.00%APY
Requires
Another account
Earns on $10,000 a year
$300
Rogue Credit Union rates

Compare savings rates near you →

Savings score

Higher than 2% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.02%
$10,000 balance$10,0000.03%
$100,000 balance$100,0000.07%
QualifiedQualified0.03%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where First Community Credit Union ranks

By savings score, in each area where it has branches

And 5 more areas →

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Money Market Savings

0.03%APY

Tiered rate interest-bearing account. Interest is calculated using the average daily balance method and compounded and credited monthly. The minimum average daily balance required to earn the APY for the interest period is $2,000; if not met, no interest will be paid. Once a tier is met, the rate applies to the full balance.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$2,000 – $10,000Minimum average daily balance of $2,000 required to earn APY. Rate applies to full balance.	0.02%	—	Minimum average daily balance of $2,000 required to earn APY. Rate applies to full balance.
$10,000 – $25,000Minimum average daily balance of $2,000 required to earn APY. Rate applies to full balance.	0.03%	$3	Minimum average daily balance of $2,000 required to earn APY. Rate applies to full balance.
$25,000 – $50,000Minimum average daily balance of $2,000 required to earn APY. Rate applies to full balance.	0.05%	—	Minimum average daily balance of $2,000 required to earn APY. Rate applies to full balance.
$50,000 – $100,000Minimum average daily balance of $2,000 required to earn APY. Rate applies to full balance.	0.06%	—	Minimum average daily balance of $2,000 required to earn APY. Rate applies to full balance.
$100,000 – $250,000Minimum average daily balance of $2,000 required to earn APY. Rate applies to full balance.	0.07%	—	Minimum average daily balance of $2,000 required to earn APY. Rate applies to full balance.
$250,000 and upMinimum average daily balance of $2,000 required to earn APY. Rate applies to full balance.	0.07%	—	Minimum average daily balance of $2,000 required to earn APY. Rate applies to full balance.

Sources (1)

myfirstccu.org/page/deposit_rates · captured Oct 15, 2026

High Yield Savings

Up to 0.07%APY

Interest-bearing account compounded and credited monthly using average daily balance method. Minimum average daily balance required to earn APY is $50,000; if not met, no interest will be paid. Rate applies to full balance once tier is met.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$50,000 – $100,000Tier rate applies to the full balance. Minimum average daily balance to earn APY is $50,000.	0.06%	—	Tier rate applies to the full balance. Minimum average daily balance to earn APY is $50,000.
$100,000 – $250,000Tier rate applies to the full balance. Minimum average daily balance to earn APY is $50,000.	0.07%	—	Tier rate applies to the full balance. Minimum average daily balance to earn APY is $50,000.
$250,000 and upTier rate applies to the full balance. Minimum average daily balance to earn APY is $50,000.	0.07%	—	Tier rate applies to the full balance. Minimum average daily balance to earn APY is $50,000.

Sources (1)

myfirstccu.org/page/deposit_rates · captured Oct 15, 2026

Money Market Checking

0.02%APY

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$2,000 – $10,000Minimum average daily balance of $2,000 required to earn APY. Rate applies to full balance.	0.02%	—	Minimum average daily balance of $2,000 required to earn APY. Rate applies to full balance.
$10,000 – $25,000Minimum average daily balance of $2,000 required to earn APY. Rate applies to full balance.	0.02%	$2	Minimum average daily balance of $2,000 required to earn APY. Rate applies to full balance.
$25,000 – $50,000Minimum average daily balance of $2,000 required to earn APY. Rate applies to full balance.	0.02%	—	Minimum average daily balance of $2,000 required to earn APY. Rate applies to full balance.
$50,000 – $100,000Minimum average daily balance of $2,000 required to earn APY. Rate applies to full balance.	0.02%	—	Minimum average daily balance of $2,000 required to earn APY. Rate applies to full balance.
$100,000 and upMinimum average daily balance of $2,000 required to earn APY. Rate applies to full balance.	0.02%	—	Minimum average daily balance of $2,000 required to earn APY. Rate applies to full balance.

Sources (1)

myfirstccu.org/page/deposit_rates · captured Oct 15, 2026

Regular Savings

0.02%APY

Regular Savings are dividend-bearing accounts with dividends compounded and credited quarterly based on the average daily balance method. Minimum average daily balance to earn APY is $100. Par value of a regular share is $1. Rate applies to full balance once tier is met.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$100 – $5,000Tier rate applies to the full balance. Minimum average daily balance to earn APY is $100.	0.02%	—	Tier rate applies to the full balance. Minimum average daily balance to earn APY is $100.
$5,000 and upTier rate applies to the full balance. Minimum average daily balance to earn APY is $100.	0.02%	$2	Tier rate applies to the full balance. Minimum average daily balance to earn APY is $100.

Sources (2)

All captured Oct 15, 2026

Special-purpose accounts

Health Savings Account

0.05%APYHSA

Interest-bearing account compounded and credited quarterly using average daily balance method. Minimum average daily balance required to earn APY is $2,500; if not met, no interest will be paid. Monthly service charge of $1 is waived with a $2,500 minimum monthly balance. Rate applies to full balance once tier is met.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$10,000 – $25,000Tier rate applies to the full balance. Minimum average daily balance to earn APY is $2,500. Monthly service charge of $1 is waived with a $2,500 minimum monthly balance.	0.05%	$5	Tier rate applies to the full balance. Minimum average daily balance to earn APY is $2,500. Monthly service charge of $1 is waived with a $2,500 minimum monthly balance.
$25,000 – $50,000Tier rate applies to the full balance. Minimum average daily balance to earn APY is $2,500. Monthly service charge of $1 is waived with a $2,500 minimum monthly balance.	0.05%	—	Tier rate applies to the full balance. Minimum average daily balance to earn APY is $2,500. Monthly service charge of $1 is waived with a $2,500 minimum monthly balance.
$50,000 and upTier rate applies to the full balance. Minimum average daily balance to earn APY is $2,500. Monthly service charge of $1 is waived with a $2,500 minimum monthly balance.	0.05%	—	Tier rate applies to the full balance. Minimum average daily balance to earn APY is $2,500. Monthly service charge of $1 is waived with a $2,500 minimum monthly balance.

Sources (1)

myfirstccu.org/page/deposit_rates · captured Oct 15, 2026

IRA Savings

0.05%APYIRA

IRA Share Accounts are subject to IRA Regulations. Interest-bearing account compounded and credited quarterly using average daily balance method. Rate applies to full balance once tier is met.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $10,000Tier rate applies to the full balance.	0.02%	—	Tier rate applies to the full balance.
$10,000 – $25,000Tier rate applies to the full balance.	0.05%	$5	Tier rate applies to the full balance.
$25,000 – $50,000Tier rate applies to the full balance.	0.05%	—	Tier rate applies to the full balance.
$50,000 and upTier rate applies to the full balance.	0.05%	—	Tier rate applies to the full balance.

Sources (1)

myfirstccu.org/page/deposit_rates · captured Oct 15, 2026

Holiday Savings

0.02%APYClub

Secondary Savings rates apply to Holiday Savings accounts. Interest-bearing account compounded and credited quarterly using average daily balance method. Minimum average daily balance to earn APY is $100. Rate applies to full balance once tier is met.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$100 – $5,000Secondary Savings rates apply. Tier rate applies to the full balance. Minimum average daily balance to earn APY is $100.	0.02%	—	Secondary Savings rates apply. Tier rate applies to the full balance. Minimum average daily balance to earn APY is $100.
$5,000 and upSecondary Savings rates apply. Tier rate applies to the full balance. Minimum average daily balance to earn APY is $100.	0.02%	$2	Secondary Savings rates apply. Tier rate applies to the full balance. Minimum average daily balance to earn APY is $100.

Sources (1)

myfirstccu.org/page/deposit_rates · captured Oct 15, 2026

Minor Savings

0.02%APYKids and teens

Secondary Savings rates apply to Minor Savings accounts. Interest-bearing account compounded and credited quarterly using average daily balance method. Minimum average daily balance to earn APY is $100. Rate applies to full balance once tier is met.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$100 – $5,000Secondary Savings rates apply. Tier rate applies to the full balance. Minimum average daily balance to earn APY is $100.	0.02%	—	Secondary Savings rates apply. Tier rate applies to the full balance. Minimum average daily balance to earn APY is $100.
$5,000 and upSecondary Savings rates apply. Tier rate applies to the full balance. Minimum average daily balance to earn APY is $100.	0.02%	$2	Secondary Savings rates apply. Tier rate applies to the full balance. Minimum average daily balance to earn APY is $100.

Sources (1)

myfirstccu.org/page/deposit_rates · captured Oct 15, 2026

Secondary Savings

0.02%APYClub

Secondary Savings rates also apply to Minor Savings and Holiday Savings accounts. Interest-bearing account compounded and credited quarterly using average daily balance method. Minimum average daily balance to earn APY is $100. Rate applies to full balance once tier is met.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceTier rate applies to the full balance. Minimum average daily balance to earn APY is $100.	0.02%	$2	Tier rate applies to the full balance. Minimum average daily balance to earn APY is $100.
$100 – $5,000Tier rate applies to the full balance. Minimum average daily balance to earn APY is $100.	0.02%	—	Tier rate applies to the full balance. Minimum average daily balance to earn APY is $100.

Sources (1)

myfirstccu.org/page/deposit_rates · captured Oct 15, 2026

Who can join First Community Credit Union

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Visit institution website ↗Branches and institution details

← First Community Credit Union overview

How First Community Credit Union’s savings rates compare

First Community Credit Union savings score

Current savings rates

Money Market Savings

High Yield Savings

Money Market Checking

Regular Savings

Special-purpose accounts

Health Savings Account

IRA Savings

Holiday Savings

Minor Savings

Secondary Savings

Who can join First Community Credit Union