Compare Bank & Credit Union Rates
Best savings rates in West Chester, OH
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Butler County, OH · Showing Butler County, OH: too few institutions in West Chester, OH
- Harrison Building and LoanMoney Market DepositMoney Market Deposit · $2,500 min · 0.00%–0.75% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Up to six preauthorized, automatic, telephone, check, draft, or debit card transfers allowed per statement cycle. Transfers and withdrawals made in person, by messenger, mail, or ATM are unlimited.
0.00% interest rate · Effective Dec 23, 2025
Rate by balance
Rate by balance for Money Market Deposit Balance APY Up to $50 0.00% Up to $1,000 0.01% $1,000 – $2,500 0.03% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 and up 0.75% Rate checked
More details - Harrison Building and LoanPassbook Savings AccountSavings · $25 min · 0.00%–0.15% by balance
Bank · 1 branch
0.08%APY$8 a year on $10,000Requirements
Product: Passbook is required for all withdrawals (except online banking transfers). Limit of six online banking transfers per statement cycle. Variable interest compounded daily.
0.00% interest rate · Compounded daily · Effective Dec 23, 2025
Rate by balance
Rate by balance for Passbook Savings Account Balance APY Up to $50 0.00% Up to $1,000 0.01% $1,000 – $2,500 0.02% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.08% $25,000 – $50,000 0.10% $50,000 and up 0.15% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 5 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - 0.07%APY$7 a year on $10,000with conditions
Requirements
Product: Must have an open Loyalty Rewards Checking or Loyalty Rewards + The Bundler Checking account that remains open throughout holding this account. Linked checking interest automatically transferred to savings.
Offer: Base rate paid on entire account balance when Loyalty Rewards Checking or Loyalty Rewards + The Bundler Checking qualifiers have not been met during the monthly statement cycle.
Qualified rate · 0.07% interest rate · No monthly fee · Effective Jun 10, 2026
Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Product: Must meet membership eligibility and maintain a Main Share Membership Savings Account with a balance of $5.00. If the balance falls below $2,000 at any time during the month a fee will be charged. A balance of $0.01 is required to earn dividends.
Offer: Earns 0.07% APY on balances up to $24,999. If balance falls below $2,000 at any time during month a fee will be charged. A balance of $0.01 is required to earn dividends.
0.07% interest rate · Effective Sep 2, 2025
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $24,999Your amount 0.07% $25,000 – $99,999 1.50% $100,000 and up 2.05% Rate checked
More details - AurGroup Financial CUEveryday SavingsSavings · $100 min · 0.02%–0.07% by balance
Credit union · 4 branches
0.07%APY$7 a year on $10,000Requirements
Product: Primary account representing member's share of ownership in the credit union. Dividends are paid monthly on the daily balance once $100 is accumulated.
Offer: Dividends paid monthly on daily balance once $100 is on deposit.
0.02% interest rate
Rate by balance
Rate by balance for Everyday Savings Balance APY $100 – $999 0.02% $1,000 – $9,999 0.04% $10,000 and upYour amount 0.07% Rate checked
More details - AurGroup Financial CUSecondary SavingsSavings · $100 min · 0.02%–0.07% by balance
Credit union · 4 branches
0.07%APY$7 a year on $10,000Requirements
Product: Customizable savings account that can be nicknamed for specific goals such as vacation, education, or holiday expenses.
0.02% interest rate
Rate by balance
Rate by balance for Secondary Savings Balance APY $100 – $999 0.02% $1,000 – $9,999 0.04% $10,000 and upYour amount 0.07% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 5 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 3 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 5 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Earns dividends on balances of $100 or more. Establishes membership with Kemba Credit Union.
Offer: Rate applies to balances of $100 or more.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum opening deposit $10. No minimum balance required. No monthly fee. Unlimited deposits and withdrawals. Rates may change at any time. APY equals interest rate for all tiers.
Offer: Balances through $99.99. APY equals interest rate.
0.05% interest rate · Effective Oct 4, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Butler County, OH
74 accounts at 24 banks and credit unions · checked Oct 6–22
- Typical
- 0.07%
- Top 10% from
- 2.00%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.07%
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Cincinnati, OH-KY-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Superior Credit UnionCredit union · 5 branches
- CommunityAmerica Credit UnionCredit union · 1 branch
- Central BankBank · 4 branches