Compare Bank & Credit Union Rates
Best savings rates in North Carolina
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 166–180 results in North Carolina
- 0.15%APY$15 a year on $10,000
Requirements
Product: Must be a Latino Community Credit Union member. $10 minimum initial deposit. $10 minimum balance required to avoid fee.
Offer: $2 monthly service fee if minimum balance of $10 is not maintained. Minimum deposit must be maintained to earn interest.
0.15% interest rate · $2 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Automated daily transfer to save. No minimum balance requirement. Dividends posted monthly.
0.15% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A service charge of $5.00 is imposed every quarter if the daily balance falls below $100.00 any day of the quarter. 6 free withdrawals per quarter ($2.00 fee per withdrawal over 6).
Effective Sep 24, 2026
Rate by balance
Rate by balance for United Savings Balance APY Up to $2,499 0.05% $2,500 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum withdrawal $20. Entitles member to all services. Variable rate account. $5 minimum balance to avoid monthly service fee.
0.15% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000
Rate checked
More details - URW Community Federal Credit UnionMember Share Savings AccountSavings · $500 min
Credit union · 1 branch
0.12%APY$12 a year on $10,000Requirements
Product: Must live, work, worship, attend school, or volunteer in the credit union field of membership. $25 minimum balance required to maintain account and avoid fees. Dividends compounded daily, credited monthly.
Compounded daily · No monthly fee
Rate checked
More details - Honeywell Philadelphia Division FCUShare SavingsSavings · 0.06%–0.18% by balance
Credit union · 1 branch
0.12%APY$12 a year on $10,000Requirements
Product: Primary savings account. Interest is computed daily from day of deposit to day of withdrawal; dividends are computed daily and compounded/posted monthly. A minimum balance of $50.00 is required to receive credit union services. Insured up to $250,000 by NCUA.
0.06% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $999 0.06% $1,000 – $19,999Your amount 0.12% $20,000 and up 0.18% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Maintain a $300 daily balance or receive at least one Round Up Savings transfer credit each month (enrollment required) to avoid a $5 monthly maintenance fee.
Offer: $5 monthly maintenance fee waived with a $300 daily balance or at least one Round Up Savings transfer credit each month. $25 minimum opening deposit.
0.10% interest rate · $5 monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: $25 minimum opening deposit.
0.10% interest rate · Effective Oct 16, 2026
Rate checked
More details - First Flight Credit UnionFresh Start SavingsSavings · $25 min · 0.05%–0.10% by balance
Credit union · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: Tiered rate account. Dividends compounded and credited monthly using daily balance method. Account transfer and withdrawal limitations apply (up to 6 per month).
Offer: Minimum daily balance to avoid a service fee is $25.00. Minimum daily balance to earn stated APY is $25.00. Dividend rate applies to full balance once range is met.
0.05% interest rate
Rate by balance
Rate by balance for Fresh Start Savings Balance APY Up to $10,000 0.05% $10,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Tiered rate share account. Dividends compounded and credited monthly using daily balance method. Account transfer and withdrawal limitations apply (up to 6 per month).
Offer: Minimum daily balance to avoid a service fee is $25.00. Minimum daily balance to earn stated APY is $25.00. Dividend rate applies to full balance once range is met.
0.05% interest rate
Rate by balance
Rate by balance for Trust Balance APY Up to $10,000 0.05% $10,000 and upYour amount 0.10% Rate checked
More details - First Flight Credit UnionPersonal AgencySavings · $25 min · 0.05%–0.10% by balance
Credit union · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: Tiered rate share account. Dividends compounded and credited monthly using daily balance method. Account transfer and withdrawal limitations apply (up to 6 per month).
Offer: Minimum daily balance to avoid a service fee is $25.00. Minimum daily balance to earn stated APY is $25.00. Dividend rate applies to full balance once range is met.
0.05% interest rate
Rate by balance
Rate by balance for Personal Agency Balance APY Up to $10,000 0.05% $10,000 and upYour amount 0.10% Rate checked
More details - First Flight Credit UnionShare SavingsSavings · $25 min · 0.00%–0.10% by balance
Credit union · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: All First Flight Members hold a Share Savings Account as their foundational Membership account. Par value of one share is $25.00. Dividends are compounded and credited monthly using the daily balance method. Account transfer and withdrawal limitations apply (no more than 6 transfers/withdrawals per month).
Offer: Monthly minimum balance fee of $2.00 applies to Membership Share on balances of $25 or less (waived on balances above $25). Up to $24.99 earns 0% dividend rate and APY.
0.00% interest rate · $2 monthly fee
Rate by balance
Rate by balance for Share Savings Balance APY Up to $25 0.00% Up to $10,000Tier rate applies to full balance once range is met. 0.05% $10,000 and upYour amountTier rate applies to full balance once range is met. Monthly fee waived on balances above $25. 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Tiered rate share account. Dividends compounded and credited monthly using daily balance method. Account transfer and withdrawal limitations apply (up to 6 per month).
Offer: Minimum daily balance to avoid a service fee is $25.00. Minimum daily balance to earn stated APY is $25.00. Dividend rate applies to full balance once range is met.
0.05% interest rate
Rate by balance
Rate by balance for Estate Balance APY Up to $10,000 0.05% $10,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Validates membership in the Credit Union. Daily balance method used. Dividends compounded and credited quarterly (calendar).
0.10% interest rate · Effective Sep 30, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in North Carolina
285 accounts at 102 banks and credit unions · checked Oct 16–23
- Typical
- 0.22%
- Top 10% from
- 2.23%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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North Carolina
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 17 branches
- Langley Credit UnionCredit union · 1 branch
- ElecTel Cooperative Federal Credit UnionCredit union · 5 branches