First Flight Credit Union High-Yield Savings & Money Market Rates

How First Flight Credit Union’s savings rates compare

Compared with banks and credit unions near New Bern, NC, where First Flight Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
First Flight Credit Union
1.26%APY
Minimum
$250
Earns on $10,000 a year
$126
Standard Money Market
Top rate
Weyco Community Credit Union
3.04%APY
Minimum
—
Earns on $10,000 a year
$304
Weyco Community Credit Union rates
2nd-highest rate
State Employees' Credit Union
2.20%APY
Minimum
$250
Earns on $10,000 a year
$220
State Employees' Credit Union rates

Compare savings rates near you →

Savings score

Higher than 98% of U.S. banks and credit unions

By balance

$1,000 balance$1,0001.00%
$10,000 balance$10,0003.82%
$100,000 balance$100,0002.67%
QualifiedQualified3.82%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where First Flight Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Prestige Money Market

3.82%APY on $10,000Promotional$10,000 to open

Membership eligibility required. Must maintain minimum required share ($25 par value) in a Primary Savings account. Account must be opened with funds not currently on deposit with First Flight Federal Credit Union.

Part of the balance	Rate on that part
Up to $50,000	3.75%
$50,000 and up	1.50%

On $10,000 the tiers blend to about 3.82% APY, earning $382 a year.

Sources (2)

All captured Oct 22, 2026

Standard Money Market

1.26%APY$250 to open

Membership eligibility required. Must maintain minimum required share ($25 par value) in a Primary Savings account. Minimum opening deposit of $250. No minimum balance requirement after initial deposit.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $10,000Dividend rate and APY apply to the full balance of the account once tier is met.	1.00%	—	Dividend rate and APY apply to the full balance of the account once tier is met.
$10,000 – $25,000Dividend rate and APY apply to the full balance of the account once tier is met. Stated as $10,000.00 to $24,999.99 tier in Truth-in-Savings disclosure.	1.26%	$126	Dividend rate and APY apply to the full balance of the account once tier is met. Stated as $10,000.00 to $24,999.99 tier in Truth-in-Savings disclosure.
$25,000 – $50,000Dividend rate and APY apply to the full balance of the account once tier is met. Stated as $25,000.00 to $49,999.99 tier in Truth-in-Savings disclosure.	1.26%	—	Dividend rate and APY apply to the full balance of the account once tier is met. Stated as $25,000.00 to $49,999.99 tier in Truth-in-Savings disclosure.
$50,000 and upDividend rate and APY apply to the full balance of the account once tier is met.	1.51%	—	Dividend rate and APY apply to the full balance of the account once tier is met.

Sources (2)

All captured Oct 22, 2026

Goal Savers

0.25%APY$25 to open

Goal-based savings account. Dividends compounded and credited monthly using the daily balance method. Account transfer and withdrawal limitations apply (up to 6 per month).

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$25 and upDividends are calculated on balances of $25 or more and are paid and compounded monthly.$25 and up	0.25%	$25	Dividends are calculated on balances of $25 or more and are paid and compounded monthly.

Sources (3)

All captured Oct 22, 2026

Estate

0.10%APY$25 to open

Tiered rate share account. Dividends compounded and credited monthly using daily balance method. Account transfer and withdrawal limitations apply (up to 6 per month).

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $10,000Minimum daily balance to avoid a service fee is $25.00. Minimum daily balance to earn stated APY is $25.00. Dividend rate applies to full balance once range is met.	0.05%	—	Minimum daily balance to avoid a service fee is $25.00. Minimum daily balance to earn stated APY is $25.00. Dividend rate applies to full balance once range is met.
$10,000 and upMinimum daily balance to avoid a service fee is $25.00. Dividend rate applies to full balance once range is met.	0.10%	$10	Minimum daily balance to avoid a service fee is $25.00. Dividend rate applies to full balance once range is met.

Sources (1)

firstflightcu.com/wp-content/u…-Accounts-10-01-2026.pdf · captured Oct 22, 2026

Fresh Start Savings

0.10%APY$25 to open

Tiered rate account. Dividends compounded and credited monthly using daily balance method. Account transfer and withdrawal limitations apply (up to 6 per month).

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $10,000Minimum daily balance to avoid a service fee is $25.00. Minimum daily balance to earn stated APY is $25.00. Dividend rate applies to full balance once range is met.	0.05%	—	Minimum daily balance to avoid a service fee is $25.00. Minimum daily balance to earn stated APY is $25.00. Dividend rate applies to full balance once range is met.
$10,000 and upMinimum daily balance to avoid a service fee is $25.00. Dividend rate applies to full balance once range is met.	0.10%	$10	Minimum daily balance to avoid a service fee is $25.00. Dividend rate applies to full balance once range is met.

Sources (1)

firstflightcu.com/wp-content/u…-Accounts-10-01-2026.pdf · captured Oct 22, 2026

Personal Agency

0.10%APY$25 to open

Tiered rate share account. Dividends compounded and credited monthly using daily balance method. Account transfer and withdrawal limitations apply (up to 6 per month).

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $10,000Minimum daily balance to avoid a service fee is $25.00. Minimum daily balance to earn stated APY is $25.00. Dividend rate applies to full balance once range is met.	0.05%	—	Minimum daily balance to avoid a service fee is $25.00. Minimum daily balance to earn stated APY is $25.00. Dividend rate applies to full balance once range is met.
$10,000 and upMinimum daily balance to avoid a service fee is $25.00. Dividend rate applies to full balance once range is met.	0.10%	$10	Minimum daily balance to avoid a service fee is $25.00. Dividend rate applies to full balance once range is met.

Sources (1)

firstflightcu.com/wp-content/u…-Accounts-10-01-2026.pdf · captured Oct 22, 2026

Share Savings

0.10%APY$25 to open

All First Flight Members hold a Share Savings Account as their foundational Membership account. Par value of one share is $25.00. Dividends are compounded and credited monthly using the daily balance method. Account transfer and withdrawal limitations apply (no more than 6 transfers/withdrawals per month).

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $25Monthly minimum balance fee of $2.00 applies to Membership Share on balances of $25 or less (waived on balances above $25). Up to $24.99 earns 0% dividend rate and APY.	0.00%	—	Monthly minimum balance fee of $2.00 applies to Membership Share on balances of $25 or less (waived on balances above $25). Up to $24.99 earns 0% dividend rate and APY.
Up to $10,000Tier rate applies to full balance once range is met. Monthly fee waived on balances above $25.	0.05%	—	Tier rate applies to full balance once range is met. Monthly fee waived on balances above $25.
$10,000 and upTier rate applies to full balance once range is met. Monthly fee waived on balances above $25.	0.10%	$10	Tier rate applies to full balance once range is met. Monthly fee waived on balances above $25.

Sources (4)

All captured Oct 22, 2026

Trust

0.10%APY$25 to open

Tiered rate share account. Dividends compounded and credited monthly using daily balance method. Account transfer and withdrawal limitations apply (up to 6 per month).

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $10,000Minimum daily balance to avoid a service fee is $25.00. Minimum daily balance to earn stated APY is $25.00. Dividend rate applies to full balance once range is met.	0.05%	—	Minimum daily balance to avoid a service fee is $25.00. Minimum daily balance to earn stated APY is $25.00. Dividend rate applies to full balance once range is met.
$10,000 and upMinimum daily balance to avoid a service fee is $25.00. Dividend rate applies to full balance once range is met.	0.10%	$10	Minimum daily balance to avoid a service fee is $25.00. Dividend rate applies to full balance once range is met.

Sources (1)

firstflightcu.com/wp-content/u…-Accounts-10-01-2026.pdf · captured Oct 22, 2026

Special-purpose accounts

Custodial

0.10%APYKids and teens$25 to open

Tiered rate share account. Dividends compounded and credited monthly using daily balance method. Account transfer and withdrawal limitations apply (up to 6 per month).

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $10,000Minimum daily balance to avoid a service fee is $25.00. Minimum daily balance to earn stated APY is $25.00. Dividend rate applies to full balance once range is met.	0.05%	—	Minimum daily balance to avoid a service fee is $25.00. Minimum daily balance to earn stated APY is $25.00. Dividend rate applies to full balance once range is met.
$10,000 and upMinimum daily balance to avoid a service fee is $25.00. Dividend rate applies to full balance once range is met.	0.10%	$10	Minimum daily balance to avoid a service fee is $25.00. Dividend rate applies to full balance once range is met.

Sources (1)

firstflightcu.com/wp-content/u…-Accounts-10-01-2026.pdf · captured Oct 22, 2026

IRA Share Accounts

0.10%APYIRA$100 to open

Personal saving plans offering tax benefits, including Traditional IRA, Roth IRA, Roth Conversion IRA, and Educational IRA. Dividends compounded and credited monthly using the daily balance method. Account transfer and withdrawal limitations apply (up to 6 per month). Early withdrawal penalties may apply.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$100 and upMinimum deposit to earn stated dividends is $100.00. Minimum daily balance of $100.00 required to avoid a service fee. IRA Service Fee is $10.00 once per year per IRA.$100 and up	0.10%	$10	Minimum deposit to earn stated dividends is $100.00. Minimum daily balance of $100.00 required to avoid a service fee. IRA Service Fee is $10.00 once per year per IRA.

Sources (4)

All captured Oct 22, 2026

Young Savers

0.10%APYKids and teens$25 to open

Available to minors under the age of 18. Dividends compounded and credited monthly using the daily balance method. No account limitations apply.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$25 and upMinimum balance of $25 stated to earn stated dividend rate and APY on deposit rates schedule.$25 and up	0.10%	$10	Minimum balance of $25 stated to earn stated dividend rate and APY on deposit rates schedule.

Sources (3)

All captured Oct 22, 2026

Who can join First Flight Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details

← First Flight Credit Union overview

How First Flight Credit Union’s savings rates compare

First Flight Credit Union savings score

Current savings rates

Prestige Money Market

Standard Money Market

Goal Savers

Estate

Fresh Start Savings

Personal Agency

Share Savings

Trust

Special-purpose accounts

Custodial

IRA Share Accounts

Young Savers

Who can join First Flight Credit Union