Compare Bank & Credit Union Rates
Best savings rates in New York
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 571–585 results in New York
- 0.05%APY$5 a year on $10,000
Requirements
Product: Interest is compounded daily and paid/credited quarterly. Share dividends are calculated using the average daily balance method.
Offer: Minimum amount to earn interest on Share Savings is $100. Rates are subject to change and are dependent upon credit rating.
0.05% interest rate · Compounded daily · Effective Oct 5, 2026
Rate checked
More details - Educational & Governmental Employees Federal Credit UnionShare SavingsSavings · $0 min
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Basic share savings account establishing membership ownership in the credit union.
Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Withdrawals can only be made as window transactions or automatic transfers to your checking/savings account to pay taxes. Interest is posted annually. No Minimum Balance.
Offer: Interest compounds quarterly.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: To avoid a $15.00 quarterly service charge, you must maintain an average daily balance of $200.00 or more OR participate in the direct deposit of a payroll or retirement program.
Offer: Interest compounds quarterly.
0.05% interest rate · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be linked to an NCSB CashBack Rewards Checking account; not available as a standalone product. If the linked checking account is closed, the account converts to a Statement Savings account. No monthly service charges.
Offer: Unqualified / base rate: applies when monthly qualifications on the linked checking account are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 29, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest is compounded daily and credited monthly. ATM access available.
Offer: Must maintain a minimum daily balance of $50.00 to obtain disclosed APY.
0.05% interest rate · Compounded daily · Effective Sep 29, 2026
Rate checked
More details - North Country Savings BankMoney Market Statement Savings AccountMoney Market Statement Savings Account · $1,000 min
Bank · 8 branches
0.05%APY$5 a year on $10,0000.05% interest rate · Effective Sep 29, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be linked to an NCSB Premium Rewards Checking account; not available as a standalone product. If the linked checking account is closed, the account converts to a Statement Savings account. No monthly service charges.
Offer: Unqualified / base rate: applies when monthly qualifications on the linked checking account are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 29, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5 minimum opening deposit establishes membership share. Dividends compounded and credited monthly using daily balance method.
Offer: Balance to earn APY is $100. Minimum to open is $5.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Up to 9 customizable accounts available for all budgeting needs. Compounded and credited quarterly. Fees could reduce earnings. Dividend rates are prospective for the period ending 12/31/26.
Offer: Compounded and credited quarterly. Prospective dividend rate for the period ending 12/31/26.
Promotional rate · 0.05% interest rate · Effective Jan 1, 2024
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires opening deposit of $5.00 and payment of a small membership fee. Dividends compounded and credited quarterly.
0.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Compounded quarterly. $100 daily balance required to avoid $1 per quarter fee.
0.05% interest rate · Compounded quarterly · Effective Sep 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Compounded monthly. $50 daily balance required to avoid $1 monthly fee.
0.05% interest rate · Compounded monthly · $1 monthly fee · Effective Sep 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: MMDA rate reverts to NOW rate when average balance falls below minimum.
Offer: MMDA rate reverts to NOW rate when average balance falls below minimum. Compounded monthly.
0.05% interest rate · Compounded monthly · Effective Sep 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires linked First Choice Interest or First Choice Cash Back checking account. Limit of one account per customer. Monthly direct deposit/ACH credit and eStatements are required.
Offer: Applies to entire daily balance if qualifications in linked First Choice checking account are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 22, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York
719 accounts at 293 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.71%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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New York
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- SJP Federal Credit UnionCredit union · 1 branch
- Ontario Shores FCUCredit union · 5 branches