Credit union · NCUA insured
Greece Community Federal Credit Union
A $12.9M credit union headquartered in Rochester, NY, with 1,341 members and 1 branch in New York. Best rates: CDs 3.56% and savings 0.20% APY.
Greece Community Federal Credit Union Carrot Score
69
Carrot Score
Higher than 23% of U.S. banks and credit unions
#22 of 32 in Rochester, NY metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Greece Community Federal Credit Union
Chartered in 1958 under state charter, the credit union converted to a federal charter in 1986 and became Greece Community Federal Credit Union under a community charter in 2004.
The member-owned credit union serves individuals who live, work, worship, or attend school in Greece, New York.
- Headquarters
- 1795 English Rd, Rochester, NY 14616
- NCUA charter
- 24274
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in the Town of Greece are eligible for membership.
Family and household
- Family members of individuals who live, work, worship, or attend school in the Town of Greece are eligible to join.
Cost to join
- There is a $5.00 minimum deposit requirement to become a member.
Branches
1 branch in New York
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New York
1 branch
- Greece Community FCUMain office1795 English Rd, Rochester, NY 14616Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.28% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.05% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.92% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $58 | $59 | — |
- CapitalNet worth ratio12.28%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.05%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.92%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$58Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Greece Community Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.