Bank · FDIC insured
Jeff Bank
A $686.2M bank headquartered in Jeffersonville, NY, with 10 branches in New York. Best rates: savings 0.05% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—0.60%Needs another account or monthly activityCD rates →
- Savings610.05%at $1,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Jeff Bank
Jeff Bank, N.A., headquartered in Jeffersonville, New York, is a wholly owned subsidiary of Jeffersonville Bancorp.
Originally chartered as The First National Bank of Jeffersonville in October 1913, it officially adopted Jeff Bank as its legal name in 2012.
The bank operates twelve branches across Sullivan County, from Callicoon to Bloomingburg.
- Headquarters
- 4864 State Route 52, Jeffersonville, NY 12748
- FDIC certificate
- 7123 ↗
Branches
10 branches in New York
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New York
10 branches
Monticello area · 9
- Jeff BankMain office4864 State Route 52, Jeffersonville, NY 12748Directions
- Callicoon Branch4499 State Route 17b, Callicoon, NY 12723Directions
- Eldred Branch561 Sthy 55, Eldred, NY 12732Directions
- Liberty Branch19 Church St, Liberty, NY 12754Directions
- Livingston Manor Branch33 Main St, Livingston Manor, NY 12758Directions
- Anawana Lake Branch33 Anawana Lake Rd, Monticello, NY 12701Directions
- Monticello Branch19 Forestburgh Rd, Monticello, NY 12701Directions
- White Lake Branch1460 State Route 17b, White Lake, NY 12786Directions
- Wurtsboro Branch2930 State Route 209, Wurtsboro, NY 12790Directions
Kiryas Joel area · 1
- Port Jervis Branch20 Fowler St, Port Jervis, NY 12771Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 14.92% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.37% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.91% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $65 | $81 | — |
- CapitalLeverage ratio14.92%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.37%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.91%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$65Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Jeff Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.