Compare Bank & Credit Union Rates
Best savings rates in New York
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 616–630 results in New York
- 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Linked to Advantage Plus Checking account. To earn qualifying tiered APY, must meet Advantage Plus Checking qualifications each monthly qualification cycle (enrolled in and log in to Online Banking, enrolled in e-Statements, at least 1 direct deposit or automatic ACH payment post and settle, and at least 12 signature-based debit card purchases post and settle). If qualifications are not met, all balances earn 0.05% APY. Limit one account per SSN.
Offer: Base rate applied to all balances if monthly qualifications in Advantage Plus Checking are not met.
Qualified rate · 0.05% interest rate · No monthly fee
Rate checked
More details - Town of Hempstead Employees Federal Credit UnionPrimary SavingsSavings · $5 min
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Required for TOHEFCU membership.
Offer: Dividends paid monthly, calculated daily. $5.00 minimum balance.
0.05% interest rate · Effective Sep 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires Primary Savings membership share.
Offer: Subshares earn the standard share rate. Dividends are compounded and credited monthly.
No monthly fee
Rate checked
More details - Suffolk Credit UnionShare Savings AccountSavings · $5 min · 0.00%–0.05% by balance
Credit union · 10 branches
0.05%APY$5 a year on $10,000Requirements
Product: Requires maintaining a $5.00 minimum daily balance to avoid a $1.00 monthly service fee. Minimum $100 balance required to earn dividends. Account transfer and withdrawal limitations apply.
0.00% interest rate · $1 monthly fee
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $100 0.00% $100 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must maintain $5.00 in account to obtain interest. No monthly service fee when maintaining $100.00 in account. Fees may reduce earnings. Withdrawal restrictions may apply.
Offer: Must maintain $5.00 in account to obtain interest. No monthly service fee when maintaining $100.00 in account. Fees may reduce earnings. Withdrawal restrictions may apply.
0.05% interest rate · Effective Aug 12, 2020
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must maintain $5.00 in account to obtain interest. No monthly service charges when maintaining $100.00 in account. Fees may reduce earnings. Withdrawal restrictions may apply.
Offer: Must maintain $5.00 in account to obtain interest. No monthly service charges when maintaining $100.00 in account. Fees may reduce earnings. Withdrawal restrictions may apply.
0.05% interest rate · Effective Aug 12, 2020
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Fees may reduce earnings on these accounts. Withdrawal restrictions may apply.
Offer: Fees may reduce earnings on these accounts. Withdrawal restrictions may apply.
0.05% interest rate · Effective Aug 12, 2020
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to Kasasa Cash or Kasasa Cash Back checking account. Requires meeting checking qualifications each monthly qualification cycle (at least 12 debit card purchases, online banking login, and e-statements) to earn higher APY; otherwise earns 0.05% APY.
Offer: Earned when qualifications in linked Kasasa Cash or Kasasa Cash Back account are not met.
Qualified rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Standard share savings account. Minimum balance of $5.00 required.
No monthly fee
Rate checked
More details - Greater Metro Federal Credit UnionRegular Share Savings AccountSavings · $5 min · 0.00%–0.05% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Must open with initial minimum deposit of $5.00 and maintain a $5.00 balance to remain a member in good standing. Compounded daily, credited monthly.
Offer: Daily balance below $500.00.
0.00% interest rate · Compounded daily
Rate by balance
Rate by balance for Regular Share Savings Account Balance APY Up to $500 0.00% $500 and upYour amount 0.05% Rate checked
More details - Cooper's Cave Federal Credit UnionPrimary Share (Savings) AccountSavings · $500 min
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: The first step to membership is a minimum deposit of $6.00 ($5.00 applied to opening deposit and $1.00 one-time membership fee). Rates are based on Average Daily Balance for the month.
Offer: Rates on Average Daily Balance for the month. Minimum balance to earn stated rate is $500.
0.05% interest rate · Effective Mar 1, 2021
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Members must maintain $25.00 in the savings/share account and complete one transaction per year in order to keep the account active. Can be linked to checking, subject to Regulation D restrictions.
Offer: Minimum balance $25.00.
0.05% interest rate · Effective Apr 1, 2026
Rate by balance
Rate by balance for Savings / Share Account Balance APY Up to $10,000Your amount 0.05% $10,001 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Minimum balance $5.00.
0.05% interest rate · Effective Apr 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Starter savings account.
Offer: Minimum balance to earn dividend is $0.01.
0.05% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York
719 accounts at 293 banks and credit unions · checked Oct 22–24
- Typical
- 0.20%
- Top 10% from
- 2.71%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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New York
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- SJP Federal Credit UnionCredit union · 1 branch
- Ontario Shores FCUCredit union · 5 branches