Credit union · NCUA insured
Greater Metro Federal Credit Union Savings Rates
Greater Metro Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Greater Metro Federal Credit Union’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Greater Metro Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Greater Metro Federal Credit Union
0.10%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $10
Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Greater Metro Federal Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Greater Metro Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.10%APY
Sub-Accounts 091-092. Accounts below the minimum balance of $500.00 are subject to a $5.00 per month maintenance fee. Limit of 6 withdrawals drawn against the Money Market account each month; minimum withdrawal is $500. Dividends are compounded daily and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upDaily balance equal to or above $500.00 earns stated rate. Accounts below the $500.00 minimum balance are subject to a $5.00 per month maintenance fee.$500 and up | 0.10% | $10 | Daily balance equal to or above $500.00 earns stated rate. Accounts below the $500.00 minimum balance are subject to a $5.00 per month maintenance fee. |
Sources (1)
- greatermetrofcu.org/rates/current-dividend-rates · captured Oct 16, 2026
Regular Share Savings Account
0.05%APY
Must open with initial minimum deposit of $5.00 and maintain a $5.00 balance to remain a member in good standing. Compounded daily, credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Daily balance below $500.00. | 0.00% | — | Daily balance below $500.00. |
| $500 and upDaily balance at and above $500.00. | 0.05% | $5 | Daily balance at and above $500.00. |
Sources (2)
- greatermetrofcu.org/products/s…s/share-savings-accounts
- greatermetrofcu.org/rates/current-dividend-rates
All captured Sep 17, 2026
Special-purpose accounts
Club Accounts
0.05%APY
Save for holidays, vacations, college, or other special purpose. All funds on deposit in the account are transferred to your savings account towards the end of October. Dividends compounded daily and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25Daily balance below $25.00. | 0.00% | — | Daily balance below $25.00. |
| $25 and upDaily balance at and above $25.00. | 0.05% | $5 | Daily balance at and above $25.00. |
Sources (2)
- greatermetrofcu.org/products/s…nvestments/club-accounts
- greatermetrofcu.org/rates/current-dividend-rates
All captured Sep 17, 2026
IRA Share Savings
0.05%APY
Covers Traditional IRA and Roth IRA share savings. Compounded daily, credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Daily balance below $500.00. | 0.00% | — | Daily balance below $500.00. |
| $500 and upDaily balance at and above $500.00. | 0.05% | $5 | Daily balance at and above $500.00. |
Sources (2)
- greatermetrofcu.org/products/savings-investments/iras
- greatermetrofcu.org/rates/current-dividend-rates
All captured Sep 17, 2026
Who can join Greater Metro Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is available to employees of participating select groups and employers.
Family and household
- Immediate family members (spouse, children, parents, brothers, sisters, grandparents, and grandchildren) and household members sharing living expenses with a credit union member are eligible to join.
- Membership is open to spouses of deceased members, credit union employees and their family members, retirees/pensioners/annuitants from qualifying employment and their immediate family/household, and organizations of such persons.
Cost to join
- Joining requires depositing a minimum of $5.00 in a Share Account (via cash or payroll deduction), with no joining fee or dues.
Membership information collected October 5, 2026.