Credit union · NCUA insured
Cooper's Cave Federal Credit Union Savings Rates
Cooper's Cave Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Cooper's Cave Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Glens Falls, NY, where Cooper's Cave Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Cooper's Cave Federal Credit Union
0.10%APY
- Minimum
- —
- Earns on $10,000 a year
- $10
Money Market Account
Top rate
Great Meadow Federal Credit Union
3.85%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $385
2nd-highest rate
Pioneer
3.50%APY
- Minimum
- —
- Earns on $10,000 a year
- $350
Cooper's Cave Federal Credit Union savings score
63
Savings score
Higher than 9% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cooper's Cave Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.10%APY
Withdrawal restrictions of three per month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 – $4,999 | 0.05% | — |
| $5,000 – $24,999 | 0.10% | $10 |
| $25,000 and up | 0.15% | — |
Primary Share (Savings) Account
0.05%APY
The first step to membership is a minimum deposit of $6.00 ($5.00 applied to opening deposit and $1.00 one-time membership fee). Rates are based on Average Daily Balance for the month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upRates on Average Daily Balance for the month. Minimum balance to earn stated rate is $500.$500 and up | 0.05% | $5 | Rates on Average Daily Balance for the month. Minimum balance to earn stated rate is $500. |
Special-purpose accounts
Club Accounts
0.05%APY
Christmas and Vacation club options available. Holiday accounts automatically transfer to the share account in October. Vacation account holders receive free traveler's checks if transferred from their vacation club.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upRates on Average Daily Balance for the month. Minimum balance to earn stated rate is $100.$100 and up | 0.05% | $5 | Rates on Average Daily Balance for the month. Minimum balance to earn stated rate is $100. |
IRA
0.05%APY
Traditional, Roth, and Educational IRAs available for tax-deferred savings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upRates on Average Daily Balance for the month. Minimum balance to earn stated rate is $100.$100 and up | 0.05% | $5 | Rates on Average Daily Balance for the month. Minimum balance to earn stated rate is $100. |
Who can join Cooper's Cave Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to residents of Warren County and Washington County.
Employers and groups
- Membership is open to employees of businesses located in Warren County and Washington County.
Military, government and schools
- Membership is open to those who attend church or school in Warren County and Washington County.
Family and household
- Membership is open to family members of existing members, including spouses, partners, children, grandchildren, parents, grandparents, and siblings.
Other ways
- Membership is open to those who volunteer their time with an organization based in Warren County and Washington County.
Membership information collected October 5, 2026.