Best savings rates in New Jersey

Requirements

Product: Initial minimum deposit of $5.00 required to open and maintain member-owner status in good standing. The $5 is not available to clear checks, debit card transactions, or pay bills. Dividends are calculated daily and compounded monthly. Two withdrawals per quarter allowed, after which a fee is imposed. Minimum average daily balance required to earn stated APY.

Requirements

Product: Must complete payment of $5.00 in Regular Share Savings account as a condition of admission to membership. Open to anyone who lives, works, goes to school, or conducts business in Union County, NJ and their family members. Par value of a share is $5.00. $100.00 minimum daily balance required to earn APY. Accounts closed prior to the end of the dividend period forfeit accrued dividends.

Offer: As of last dividend declaration date. Compounded and credited quarterly. Minimum balance to open is $5.00. Must maintain minimum daily balance of $100.00 each day to obtain APY.

Requirements

Product: Must complete payment of $5.00 in Regular Share Savings account as a condition of admission to membership. Open to anyone who lives, works, goes to school, or conducts business in Union County, NJ and their family members. Par value of a share is $5.00. $100.00 minimum daily balance required to earn APY. Accounts closed prior to the end of the dividend period forfeit accrued dividends.

Offer: Minimum balance to open savings account is $5. Minimum required to earn stated interest is $100. Rates valid as of 07/01/20.

Requirements

Product: Required for membership, limit one per member, must maintain $1 minimum balance.

Requirements

Product: Regular Share Account is a passbook savings account with a minimum balance of $50.00. Membership is available to members of Holy Trinity Ukrainian Orthodox Church, Ukrainian Autocephalic Orthodox Cathedral of Saint Vladimir in NY, and members/employees of St. Andrew's Ukrainian Orthodox Church in South Bound Brook, NJ. Par value to open account is $5.00 share deposit.

Offer: Dividends accrued daily and credited quarterly based on daily balance method for balances of $50.00 or more.

Requirements

Product: Account can be opened by individuals only. Variable-rate account; rates may vary by region.

Offer: Monthly maintenance charge is $7.50 unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in the Relationship Savings account during the monthly service charge cycle. Minimum balance to earn advertised APY is $1.00.

Requirements

Product: Must be a New Jersey resident at account opening and during savings period. At least one account holder must be 18 years of age or older, or an individual minor with parent/guardian permission. Limited to 2 withdrawals per 12-month period with early withdrawal penalties ($10 for first, $25 for second); 3rd withdrawal closes account.

Offer: Earns 0.75% APY on all balances under $1,500.

Requirements

Product: Must open a Premium Access Checking account ($100 minimum deposit, $30 monthly fee if combined average ledger balance < $50,000 in qualifying deposit accounts). New money only. Average daily balance of at least $50,000 as of last statement cycle required to obtain APY above 0.00%. If Premium Access Checking is closed/converted, bank reserves right to convert to Legacy II Money Market Account. Standard money market rules apply. eStatements required to avoid $5.00 paper statement fee.

Offer: New money only. Average daily balance of $.01 to $49,999.99 earns 0.00% APY. Must maintain Premium Access Checking account. eStatements avoid $5.00 paper statement fee.