Compare Bank & Credit Union Rates
Best savings rates in Union, NJ
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Union County, NJ · Showing Union County, NJ: too few institutions in Union, NJ
- PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 9 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 years or older.
Offer: Tier 1: 0.05% APY for daily balances of $0.01 - $4,999.99. Maintain an average daily balance of at least $10,000 to avoid the $25 monthly maintenance charge.
$25 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Tiered Money Market Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 – $500,000 0.05% $500,000 – $1,500,000 0.10% $1,500,000 – $2,500,000 0.10% $2,500,000 – $5,000,000 0.10% $5,000,000 – $10,000,000 0.10% $10,000,000 and up 0.01% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 years or older with a U.S. residential address. Initial opening deposit cannot come from an existing Valley bank account.
Offer: Earn 0.05% APY on balances of $0.01 up to $10,000. Maintain an average daily balance of at least $10,000 to avoid the $25 monthly maintenance charge.
$25 monthly fee · Effective Oct 22, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 9 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Online accounts only for standard rates. Branch-only promo available with $1.00 opening deposit and $10 monthly fee if daily balance below $100. Promo rates require eStatements enrollment and branch opening. Rates effective as of 12/8/2025 (standard) and 9/29/2026 (promo).
Offer: Online accounts only.
Promotional rate · $10 monthly fee · Effective Dec 8, 2025
Rate by balance
Rate by balance for eSavings Balance APY Up to $100 0.00% $100 – $20,000Your amount 0.05% $20,000 – $100,000 0.10% $100,000 – $250,000 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $10 monthly service fee if daily balance falls below $100. Free paper statements and online statements.
Offer: $10.00 monthly service fee if balance falls below $100.00.
$10 monthly fee
Rate by balance
Rate by balance for Opportunity Savings Balance APY Up to $100 0.00% $100 – $20,000Your amount 0.05% $20,000 – $100,000 0.10% $100,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $10.00 monthly service fee if balance falls below $100.00.
Offer: $10.00 monthly service fee if balance falls below $100.00.
$10 monthly fee
Rate by balance
Rate by balance for Prosperity Savings Balance APY Up to $25 0.00% $25 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest is compounded daily and credited monthly. Deposits and withdrawals can be made at any time without penalty. All transactions are recorded in passbook.
Offer: Minimum daily balance to earn interest is $50. Interest is compounded daily and credited monthly.
0.05% interest rate · Compounded daily · Effective Oct 2, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest is compounded daily and credited monthly. Transactions are recorded on a monthly statement.
Offer: Minimum daily balance to earn interest is $50. Interest is compounded daily and credited monthly.
0.05% interest rate · Compounded daily · Effective Oct 2, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Only available to members with a Cash Back Plus or High-Yield Checking account. Limit one per membership. To earn maximum stated rate during each Monthly Qualification Cycle (MQC), must complete at least 12 PIN or signature debit card purchases, receive at least one Direct Deposit or ACH deposit of $250+, and be enrolled in electronic statements. If qualifications are not met, 0.05% APY applies to all balances. $2 paper statement fee waived if enrolled in eStatements.
Offer: Base rate applied to all balances if monthly qualification criteria are not met. $2 monthly paper statement fee waived with eStatements.
Qualified rate · 0.05% interest rate · $2 monthly fee · Effective Mar 21, 2025
Rate checked
More details - Affinity Federal Credit UnionAffinity High-Yield SavingsSavings · $5 min · 0.05%–2.50% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Tiered rate paid on entire balance based on average daily balance tier. Dividends compounded daily and credited monthly. $2 monthly paper statement fee waived if enrolled in eStatements within first 45 days of membership or for qualifying members. Initial opening deposit $5.00.
Offer: Rate paid on entire balance if average daily balance is less than $100,000. $2 monthly paper statement fee waived if enrolled in eStatements.
0.05% interest rate · Compounded daily · $2 monthly fee · Effective May 28, 2026
Rate by balance
Rate by balance for Affinity High-Yield Savings Balance APY Up to $100,000Your amount 0.05% $100,000 and up 2.50% Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Sep 18, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum deposit of $50 ($100 for joint accounts) to establish membership. Dividends compounded and credited quarterly. Account transfer and withdrawal limitations apply.
Offer: Minimum opening deposit $100.00; minimum balance to avoid a service fee $100.00; minimum balance to earn stated APY $50.00.
0.05% interest rate · Effective Sep 27, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Union County, NJ
107 accounts at 40 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 1.71%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches