Compare Bank & Credit Union Rates
Best savings rates in Missouri
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Missouri
- 2.90%APY$290 a year on $10,000
Requirements
Product: May be opened in-branch or online. Variable-rate account; interest rate may change after account is opened. $5.00 Monthly Maintenance Fee can be avoided by maintaining an open Icon Checking Account or having an Average Ledger Balance cycle-to-date of $1,000.00 or more on the Analysis Date.
Offer: Variable-rate account. Avoid the $5.00 monthly fee with an open Icon Checking Account or an Average Ledger Balance cycle-to-date of $1,000.00 or more on the Analysis Date.
$5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 2.63%APY$263 a year on $10,000
Requirements
Product: Interest rate is 1.50% under the 13-week Treasury Bill Bank Discount rate. Interest accrues on first business day. $25 minimum deposit. Monthly fee of $10 if balance falls below $10,000. Paper statements ($4 each) waived if daily balance is at least $10,000 each day of the statement cycle. Withdrawals permitted on 2nd and 4th Wednesdays each month ($25 fee for exceptions). In-person opening required. Contact bank for current rates.
Offer: Current rate displayed; formula applies. Monthly charge waived if balance remains at least $10,000.
2.60% interest rate · $10 monthly fee
Rate checked
More details - Community Bank of Pleasant HillPremier Money Management AccountPremier Money Management Account · $25 min
Bank · 1 branch
2.63%APY$263 a year on $10,000Requirements
Product: The interest rate on Premier Money Management Savings is variable and can change at any time (historically formula-based at 1.50% under the 13-week Treasury Bill Bank Discount rate). Available only for in-person account opening; not available to open online. Monthly service charge of $10 applies if balance falls below $10,000. Withdrawals can be made on the 2nd and 4th Wednesdays of each month (or following day if holiday); a $25 fee applies to withdrawal exceptions. Paper statements delivered by mail are $4.00 per statement (fee waived if daily balance is at least $10,000 each day of the statement cycle).
Offer: Monthly service charge of $10 if balance falls below $10,000. In-person account opening only; not available online. Withdrawals permitted on 2nd and 4th Wednesdays of each month ($25 fee per exception). Rate can change at any time.
2.60% interest rate · $10 monthly fee
Rate checked
More details - North American Savings BankSelect III SavingsSavings · $500 min · 2.50%–3.75% by balance
Bank · 10 branches
2.50%APY$250 a year on $10,000Requirements
Product: Tiered savings account. Monthly maintenance fee of $7.50 waived if minimum balance of $500 is met.
Offer: Monthly maintenance fee waived with $500 minimum balance.
$7.50 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Select III Savings Balance APY Up to $5,000 2.50% $5,000 – $25,000Your amount 2.50% $25,000 – $75,000 3.10% $75,000 and up 3.75% Rate checked
More details - 2.50%APY$250 a year on $10,000
Requirements
Product: Available online through nasb.com only. Interest compounded daily and paid monthly. A $30 account closure fee applies if the account is closed within 90 days of opening.
Offer: Available online through nasb.com only. Interest compounded daily and paid monthly.
Compounded daily · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 2.50%APY$250 a year on $10,000
Requirements
Product: Designed for balances of $10,000 or more. Monthly service charge of $10 if balance falls below $10,000. Not available to open online (in-person account opening only). Free electronic statements; paper statements are $4.00/statement (waived if daily balance is $10,000+ each day of cycle). Withdrawals permitted on 2nd and 4th Wednesdays of each month ($25 fee per withdrawal exception). Interest rate will not be less than the 13-week U.S. Treasury Bill rate as published by the U.S. Department of the Treasury effective the 15th of the preceding month, less 1.50%.
Offer: Monthly fee of $10 applies only if balance falls below $10,000.
2.47% interest rate · $10 monthly fee
Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Must be linked to a High Interest Checking or Cash Back Checking account (limit one Savings Plus account per checking account). If the associated checking account is closed, converted to Regular Savings.
Offer: Applies to balances up to $50,000 when linked High Interest Checking or Cash Back Checking monthly qualification cycle requirements are met. No monthly service fees.
Qualified rate · 2.47% interest rate · No monthly fee · Effective Sep 15, 2026
Rate by balance
Rate by balance for Savings Plus Balance APY Up to $50,000Your amount 2.50% $50,001 and upWhen linked High Interest Checking or Cash Back Checking qualifications are met, 0.35% interest rate is paid on the portion of daily balance greater than $50,000, resulting in a blended APY range from 2.50% to 1.07% depending on balance. 0.35%* Rate checked
More details - Century Credit UnionSmart Savers (Money Market)Smart Savers (Money Market) · $100 min · 0.30%–2.78% by balance
Credit union · 2 branches
2.43%APY$243 a year on $10,000Requirements
Product: Available to members who live or work in St. Louis County, St. Louis City, Jefferson County, Franklin County, or St. Charles County, MO. $5 minimum deposit to open. No monthly fee. Interest calculated on average daily balance each month and paid at month-end.
Offer: Interest calculated based on average daily balance each month and paid at month-end.
0.30% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Smart Savers (Money Market) Balance APY $100 – $2,500 0.30% $2,500 – $10,000 2.32% $10,000 – $25,000Your amount 2.43% $25,000 – $50,000 2.53% $50,000 – $75,000 2.63% $75,000 – $100,000 2.73% $100,000 and up 2.78% Rate checked
More details - Members 1st Credit UnionMoney MarketMoney Market · $2,500 min · 2.43%–3.25% by balance
Credit union · 2 branches
2.43%APY$243 a year on $10,000Requirements
Product: Dividends are calculated on the average daily balance, compounded and credited monthly, and earned on the entire balance based on the tier in which average daily balance falls. Minimum $250 withdrawals/transfers.
Offer: Minimum average daily balance of $2,500 required to earn dividends. Dividends earned on entire balance based on tier.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $19,999Your amount 2.43% $20,000 – $49,999 2.84% $50,000 – $74,999 3.04% $75,000 and up 3.25% Rate checked
More details - BluCurrent Credit UnionMoney MarketMoney Market · $2,500 min · 2.40%–3.40% by balance
Credit union · 5 branches
2.40%APY$240 a year on $10,000Requirements
Product: Dividends compounded and credited monthly based on daily balance. Requires maintaining a balance of at least $2,500 to earn interest. Up to 6 withdrawals per month without penalty.
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $50,000Your amount 2.40% $50,000 – $100,000 2.65% $100,000 – $250,000 2.90% $250,000 – $500,000 3.15% $500,000 and up 3.40% Rate checked
More details - BluCurrent Credit UnionPremium Coverage Money MarketPremium Coverage Money Market · $2,500 min · 2.30%–3.30% by balance
Credit union · 5 branches
2.30%APY$230 a year on $10,000Requirements
Product: Insured up to $2,000,000 by Excess Share Insurance Corporation (ESI). Up to 6 withdrawals per month without penalty while keeping required minimum balance.
Rate by balance
Rate by balance for Premium Coverage Money Market Balance APY $2,500 – $50,000Your amount 2.30% $50,000 – $100,000 2.55% $100,000 – $250,000 2.80% $250,000 – $500,000 3.05% $500,000 and up 3.30% Rate checked
More details - First Community Credit UnionMoney Management (Money Market)Money Management (Money Market) · $1,000 min · 2.30%–3.05% by balance
Credit union · 35 branches
2.30%APY$230 a year on $10,000Requirements
Product: No minimum deposit to open. No monthly maintenance fee. Dividends calculated daily and paid monthly. Unlimited branch withdrawals; up to 6 free withdrawals and transactions per month (all 6 may be checks, $15 fee for more than 6 checks). Account closed if withdrawal limitations exceeded 3 times in a 12-month period. Effective March 2026, members can no longer withdraw or deposit through ATMs for this account.
Offer: Compounding and crediting frequency: Monthly.
No monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Management (Money Market) Balance APY $1,000 – $24,999Your amount 2.30% $25,000 – $49,999 2.90% $50,000 and up 3.05% Rate checked
More details - Sullivan BankPremium Money MarketPremium Money Market · $2,500 min · 0.05%–3.50% by balance
Bank · 11 branches
2.25%APY$225 a year on $10,000Requirements
Product: Deposits, in person withdrawals and ATM access are unlimited. You must maintain an average daily balance of $2,500 or a monthly $10 fee will apply. $10 fee for each withdrawal in excess of eight per statement cycle.
Offer: Balances below $10,000. Monthly $10 fee if average daily balance is below $2,500.
$10 monthly fee · Effective Mar 17, 2025
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 2.25% $50,000 – $100,000 3.00% $100,000 – $250,000 3.25% $250,000 and up 3.50% Rate checked
More details - Alliance Credit UnionMoney MarketMoney Market · $10,000 min · 2.20%–3.00% by balance
Credit union · 6 branches
2.20%APY$220 a year on $10,000Requirements
Product: Tied to Fed Funds. Offers six withdrawals or transfers during any statement period. If balance falls below $10,000, interest is not earned that month. Interest rate paid on entire balance.
Offer: Interest paid on entire balance. If balance falls below $10,000, no interest is earned that month.
2.18% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $10,000 – $24,999Your amount 2.20% $25,000 – $49,999 2.40% $50,000 – $74,999 2.60% $75,000 – $99,999 2.80% $100,000 and up 3.00% Rate checked
More details - TelComm CUMoney Market AccountMoney Market Account · $2,500 min · 2.02%–3.30% by balance
Credit union · 6 branches
2.12%APY$212 a year on $10,000Requirements
Product: Minimum required deposit of $2,500. Dividends paid monthly. Interest based on average daily balance. Includes up to 6 withdrawals or transfers per month for free; $1 charge per withdrawal after that. Variable interest rate. Does not allow debit card.
2.00% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $9,999 2.02% $10,000 – $24,999Your amount 2.12% $25,000 – $49,999 2.12% $50,000 – $99,999 2.63% $100,000 – $249,999 2.89% $250,000 and up 3.30% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Missouri
488 accounts at 186 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Missouri
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MECE Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 35 branches
- 1st MidAmerica Credit UnionCredit union · 1 branch