Credit union · NCUA insured
BluCurrent Credit Union Savings Rates
Top CarrotBluCurrent Credit Union’s best savings rate is 2.40% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How BluCurrent Credit Union’s savings rates compare
Compared with banks and credit unions near Springfield, MO, where BluCurrent Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
BluCurrent Credit Union
2.40%APY
- Earns on $10,000 a year
- $240
Money Market
Top rate
Metro Credit Union
5.09%APY
- Earns on $10,000 a year
- $509
2nd-highest rate
UMB Bank
3.71%APY
- Earns on $10,000 a year
- $371
BluCurrent Credit Union savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0002.40%
- $100,000 balance$100,0002.90%
- QualifiedQualified2.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BluCurrent Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
2.40%APY
Dividends compounded and credited monthly based on daily balance. Requires maintaining a balance of at least $2,500 to earn interest. Up to 6 withdrawals per month without penalty.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $50,000 | 2.40% | $240 |
| $50,000 – $100,000 | 2.65% | — |
| $100,000 – $250,000 | 2.90% | — |
| $250,000 – $500,000 | 3.15% | — |
| $500,000 and up | 3.40% | — |
Premium Coverage Money Market
2.30%APY
Insured up to $2,000,000 by Excess Share Insurance Corporation (ESI). Up to 6 withdrawals per month without penalty while keeping required minimum balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $50,000 | 2.30% | $230 |
| $50,000 – $100,000 | 2.55% | — |
| $100,000 – $250,000 | 2.80% | — |
| $250,000 – $500,000 | 3.05% | — |
| $500,000 and up | 3.30% | — |
Sources (2)
All captured Oct 16, 2026
Growth Savings
Up to 0.05%APY
Tiered rates apply when Rate/Reward Qualifications are met; otherwise the interest rate / APY paid on the entire balance is 0.01%. Interest rates and APY may change every calendar month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $7,500When Rate/Reward Qualifications are met. | 0.25% | — | When Rate/Reward Qualifications are met. |
| Any balanceAll balances if qualifications are not met. Interest rate 0.01%. | 0.01% | $1 | All balances if qualifications are not met. Interest rate 0.01%. |
| $7,500 and upWhen Rate/Reward Qualifications are met. Over $7,500. | 0.05% | $5 | When Rate/Reward Qualifications are met. Over $7,500. |
Sources (1)
- blucurrent.org/rates · captured Sep 17, 2026
My Choice
0.05%APY
A balance of at least $100 must be maintained in account to earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upA balance of at least $100 must be maintained in account to earn dividends.$100 and up | 0.05% | $5 | A balance of at least $100 must be maintained in account to earn dividends. |
Sources (1)
- blucurrent.org/rates · captured Sep 17, 2026
Primary Shares (Savings)
0.05%APY
A balance of at least $100 must be maintained in account to earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upA balance of at least $100 must be maintained in account to earn dividends.$100 and up | 0.05% | $5 | A balance of at least $100 must be maintained in account to earn dividends. |
Sources (1)
- blucurrent.org/rates · captured Sep 17, 2026
Special-purpose accounts
Christmas Club
0.05%APY
A balance of at least $100 must be maintained in account to earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upA balance of at least $100 must be maintained in account to earn dividends.$100 and up | 0.05% | $5 | A balance of at least $100 must be maintained in account to earn dividends. |
Sources (1)
- blucurrent.org/rates · captured Sep 17, 2026
Individual Retirement Account (IRA)
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.05% | $5 |
Sources (1)
- blucurrent.org/rates · captured Sep 17, 2026
Who can join BluCurrent Credit Union
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