Compare Bank & Credit Union Rates
Best savings rates in Missouri
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 301–315 results in Missouri
- 0.15%APY$15 a year on $10,000
Requirements
Product: Open with a minimum $5.00 share deposit to join Mainstreet Credit Union. Dividends compound quarterly.
Offer: Credited and compounded quarterly.
0.15% interest rate · Compounded quarterly
Rate checked
More details - Mainstreet Credit UnionEmergency Savings AccountSavings · $0 min · 0.15%–8.25% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: No minimum opening deposit and no minimum balance. Four withdrawals permitted per calendar year ($5 fee per additional withdrawal). Dividends compound quarterly.
Offer: Credited and compounded quarterly. Rate applies to average daily balances up to $1,000 during promotional period (October 1 – January 4, 2027). Variable rate, accurate as of 10/1/2026. Qualifications: must have an active Spend account and at least one recurring transfer from Spend to Emergency Savings that posts and settles within the calendar month. Limit one promotional APY per member.
Qualified rate · 7.93% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Emergency Savings Account Balance APY Up to $1,000 8.25% Over $1,000Your amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Requires a minimum opening deposit of $100. Must already have an open Membership Savings Account.
Offer: Credited and compounded quarterly. Requires a minimum opening deposit of $100.
0.15% interest rate · Compounded quarterly
Rate checked
More details - State BankMoney Market AccountMoney Market Account · $2,500 min · 0.10%–0.35% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Tiered interest rate account. Monthly compounding and crediting. Limit of six withdrawals or covered transfers per calendar month or statement cycle; $15.00 per item charge for each debit transaction in excess of six.
Offer: Tier 1 rate. Fee of $15.00 imposed every statement cycle if average daily balance falls below $2,500.00 any day of the statement cycle.
0.10% interest rate · $15 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier 2 rate. 0.15% $25,000 – $50,000Tier 3 rate. 0.20% $50,000 – $100,000Tier 4 rate. 0.25% $100,000 – $250,000Tier 5 rate. 0.30% $250,000 and upTier 6 rate. 0.35% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A fee of $1.00 will be imposed every month if the average daily balance for the month falls below $100.00.
0.15% interest rate · $1 monthly fee
Rate checked
More details - Heartland Bank and Trust CompanySuper Money MarketSuper Money Market · $2,500 min · 0.02%–0.75% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,0000.02% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Super Money Market Balance APY Up to $10,000 0.02% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.25% $50,000 – $100,000 0.50% $100,000 and up 0.75% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Must maintain a minimum balance of $1.00. Account earns interest on days the balance is above $25.00.
Offer: Earns interest on days the balance is above $25.00.
0.15% interest rate · Effective Sep 29, 2026
Rate checked
More details - Northwest Missouri Regional Credit UnionShare (Savings) AccountSavings · $100 min
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Must complete payment of one share ($25.00) in share account as a condition of admission to membership and pay a one-time membership fee of $1.00. Membership open to residents living/working in Nodaway, Andrew, Atchison, Gentry, Holt, or Worth County, NWMSU alumni, faculty in surrounding 19 counties, or relatives of current members. No monthly service charge.
Offer: Must maintain a minimum average daily balance of $100.00 to obtain APY. Accounts closed before quarter end forfeit APY earned for the quarter.
0.15% interest rate · No monthly fee · Effective Sep 21, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Must maintain a minimum average daily balance of $500 to obtain the APY. If average daily balance falls below $2500, a $10/month maintenance fee plus $0.25 on each debit will be imposed.
Offer: Compounded monthly. $10 monthly maintenance fee waived with $2,500 minimum average balance. Must maintain minimum average daily balance of $500 to obtain APY.
0.11% interest rate · Compounded monthly · $10 monthly fee · Effective Sep 22, 2026
Rate by balance
Rate by balance for MMDA Regular Balance APY $500 – $2,500 0.11% $2,500 – $25,000Your amount 0.15% $25,000 – $50,000 0.20% $50,000 – $100,000 0.25% $100,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: $6 monthly maintenance fee waived if you maintain $300 minimum balance.
0.15% interest rate · $6 monthly fee · Effective Apr 15, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Interest earned on balances of any size. Balances that fall below $200 incur a $4 monthly service fee. Two withdrawals per monthly statement cycle, thereafter $2 per withdrawal.
0.15% interest rate · $4 monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Variable interest rate. $5 monthly service fee waived with $250 average daily balance. Withdrawal fee of $3.00 for each withdrawal in excess of 3 per month; unlimited free withdrawals at Emprise ATMs.
Offer: $5 monthly service fee waived with $250 average daily balance. Variable interest rate; earnings compounded and credited monthly.
0.15% interest rate · $5 monthly fee · Effective Sep 15, 2026
Rate checked
More details - Heritage Community BankHERITAGE Money Market AccountsHERITAGE Money Market Accounts · $1,000 min · 0.15%–0.40% by balance
Bank · 5 branches
0.15%APY$15 a year on $10,000Requirements
Product: Minimum opening balance of $1,000.00. A service charge of $10.00 is imposed every statement cycle if the average daily balance falls below $1,000.00. Interest is calculated on the average daily balance and paid monthly. Restricted to 6 transactions per month. First box of checks free (limited styles).
Offer: A monthly service charge of $10.00 applies if the average daily balance falls below $1,000.00. Interest calculated on average daily balance and paid monthly. Restricted to 6 transactions per month.
0.15% interest rate · $10 monthly fee
Rate by balance
Rate by balance for HERITAGE Money Market Accounts Balance APY Up to $10,000Your amount 0.15% $10,000 – $20,000 0.15% $20,000 – $50,000 0.20% Over $50,000 0.40% Rate checked
More details - 0.15%APY$15 a year on $10,000
0.15% interest rate · Balance cap $24,999.99 · Effective Jun 27, 2022
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Minimum balance required to earn dividends and/or avoid monthly fees.
Effective Sep 16, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Missouri
488 accounts at 187 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Missouri
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MECE Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 35 branches
- 1st MidAmerica Credit UnionCredit union · 1 branch