Compare Bank & Credit Union Rates
Best savings rates in Missouri
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 181–195 results in Missouri
- City & County Credit UnionMoney Market SavingsMoney Market Savings · $0 min · 0.10%–0.65% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Minimum balance of $2,500 required; a fee is charged if balance drops below $2,500.
Offer: A fee is charged if you drop below the $2,500 minimum balance.
0.10% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,499 0.10% $2,500 – $24,999Your amount 0.40% $25,000 – $49,999 0.45% $50,000 – $99,999 0.55% $100,000 and up 0.65% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: A $3 monthly maintenance fee applies if account balance falls below the $100 minimum balance requirement.
Offer: $3 monthly service fee is avoided by maintaining a minimum balance of $100.
0.40% interest rate · $3 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Monthly balance fee of $2.00 waived if minimum balance of $50.00 is maintained each day of the month. For primary owners under 18 (or full-time students), minimum to open and earn interest is $10.00 and service charge fee is waived.
Offer: Monthly fee of $2.00 imposed if balance falls below $50.00 any day of the month.
0.40% interest rate · $2 monthly fee · Effective Sep 22, 2026
Rate checked
More details - North American Savings BankPremium Money Market CheckingPremium Money Market Checking · $1,000 min · 0.05%–0.50% by balance
Bank · 10 branches
0.40%APY$40 a year on $10,000Requirements
Product: A monthly maintenance fee of $7.50 applies if the $1,000 monthly minimum balance requirement is not met. Account requires a $1,000 minimum opening deposit.
Offer: Monthly maintenance fee of $7.50 is charged if the $1,000 minimum balance requirement is not met.
$7.50 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Premium Money Market Checking Balance APY Up to $25,000Your amount 0.40% $25,000 – $1,500,000 0.50% $1,500,000 and up 0.05% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: If the daily average balance for the month falls below $50,000, a $50 monthly service charge and $0.25 per debit transaction will be charged.
Offer: Compounded monthly. $50 monthly fee waived if daily average balance is at or above $50,000.
0.40% interest rate · Compounded monthly · $50 monthly fee · Effective Sep 22, 2026
Rate by balance
Rate by balance for Premium MMDA Balance APY Up to $100,000Your amount 0.40% $100,000 – $250,000 0.45% $250,000 and up 4.00% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Rates subject to change without notice after the account is opened. Fees could reduce earnings.
0.25% interest rate · Effective Sep 17, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.40% $25,000 and up 0.50% Rate checked
More details - 0.40%APY$40 a year on $10,000with conditions
Requirements
Offer: Requires opening savings at the same time as checking (in conjunction with a new account) and setting up a minimum $10.00 automatic recurring transfer from checking to savings each statement cycle.
Qualified rate · 0.40% interest rate · Effective Feb 27, 2017
Rate checked
More details - Blue Ridge Bank and Trust Co.Regular Money MarketRegular Money Market · $1,000 min · 0.40%–0.75% by balance
Bank · 8 branches
0.40%APY$40 a year on $10,0000.40% interest rate · Effective Feb 2, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY $1,000 – $15,000Your amount 0.40% $15,000 – $50,000 0.50% $50,000 and up 0.75% Rate checked
More details - United Consumers Credit UnionShare SavingsSavings · $500 min · 0.05%–0.50% by balance
Credit union · 3 branches
0.35%APY$35 a year on $10,000Requirements
Product: Establishes membership and ownership. 3 free withdrawals per month; $3 fee for each withdrawal in excess thereafter. No monthly maintenance fees.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Share Savings Balance APY $500 – $1,000 0.05% $1,000 – $2,500 0.10% $2,500 – $5,000 0.30% $5,000 – $25,000Your amount 0.35% $25,000 – $50,000 0.45% $50,000 and up 0.50% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Interest paid quarterly. Membership required.
0.35% interest rate · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Avoid the $5 semi-annual service charge by maintaining a $100 minimum balance. Interest is paid semi-annually. Includes 6 free transfers or withdrawals per month ($1 per excess transaction).
Offer: Assumes semi-annual compounding of interest. $5 semi-annual service charge waived with $100 minimum balance.
0.35% interest rate · Balance cap $9,999,999 · Effective Oct 13, 2026
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Open with $5 deposit (membership share). No monthly maintenance fees.
Offer: Dividends are paid on Share Savings accounts with balances of $100 or more.
0.35% interest rate · No monthly fee · Effective Feb 1, 2023
Rate checked
More details - First State Community BankConsumer Premium Money MarketConsumer Premium Money Market · $10,000 min · 0.00%–3.56% by balance
Bank · 51 branches
0.35%APY$35 a year on $10,000Requirements
Product: Must open a new Consumer Premium Money Market Account. Clients with an existing FSCB money market or who closed a Money Market Account within 30 days of opening are not eligible. Must be a Missouri resident. Cannot be opened online. Opening deposit $10,000. $20 monthly service charge waived by maintaining an average daily ledger balance of $10,000 or more. $3 monthly paper statement fee avoided by enrolling in electronic statements. Up to 6 free withdrawals per monthly statement cycle ($5 per additional withdrawal). Variable rate. Must maintain a minimum balance of $2,500 in the account each day to obtain disclosed APY.
Offer: Opening deposit $10,000. $20 monthly fee waived with $10,000+ average daily ledger balance. $3 paper statement fee waived with e-statements. Must maintain minimum balance of $2,500 each day to obtain APY > 0.
0.00% interest rate · $20 monthly fee · Effective Nov 5, 2025
Rate by balance
Rate by balance for Consumer Premium Money Market Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.25% $10,000 – $50,000Your amountMust maintain minimum balance of $2,500 each day to obtain disclosed APY. 0.35% $50,000 – $100,000Must maintain minimum balance of $2,500 each day to obtain disclosed APY. 0.85% $100,000 – $250,000Must maintain minimum balance of $2,500 each day to obtain disclosed APY. 2.63% $250,000 – $500,000Must maintain minimum balance of $2,500 each day to obtain disclosed APY. 2.89% $500,000 – $1,000,000Must maintain minimum balance of $2,500 each day to obtain disclosed APY. 3.04% $1,000,000 and upMust maintain minimum balance of $2,500 each day to obtain disclosed APY. 3.56% Rate checked
More details - Vantage Credit UnionSpecial SavingsSavings · $0 min · 0.25%–0.75% by balance
Credit union · 14 branches
0.35%APY$35 a year on $10,000Requirements
Product: A dedicated account for specific goals. All members must maintain a membership share of $5 in every separate account number they own. No monthly fees with eStatements. Rates may change after account opening. Fees could reduce earnings.
Rate by balance
Rate by balance for Special Savings Balance APY Up to $500 0.25% $500 – $2,000 0.25% $2,000 – $5,000 0.25% $5,000 – $10,000 0.25% $10,000 – $20,000Your amount 0.35% $20,000 – $50,000 0.40% $50,000 – $100,000 0.50% $100,000 and up 0.75% Rate checked
More details - Vantage Credit UnionRegular SavingsSavings · $0 min · 0.25%–0.75% by balance
Credit union · 14 branches
0.35%APY$35 a year on $10,000Requirements
Product: All members must maintain a membership share of $5 in every separate account number they own. No monthly fees with eStatements. Rates may change after account opening. Fees could reduce earnings.
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $500 0.25% $500 – $2,000 0.25% $2,000 – $5,000 0.25% $5,000 – $10,000 0.25% $10,000 – $20,000Your amount 0.35% $20,000 – $50,000 0.40% $50,000 – $100,000 0.50% $100,000 and up 0.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Missouri
488 accounts at 187 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Missouri
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MECE Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 35 branches
- 1st MidAmerica Credit UnionCredit union · 1 branch