Compare Bank & Credit Union Rates
Best savings rates in Mississippi
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in Mississippi
- 0.05%APY$5 a year on $10,000
Requirements
Product: $5 minimum balance required after account opening. Unlimited transactions. Required savings account that establishes membership.
Offer: $5 minimum opening deposit required. $5 minimum balance required after account opening. Minimum to earn dividends is $50.
0.05% interest rate · Effective Oct 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Save money for a specific purpose. Unlimited transactions.
Offer: Minimum to earn dividends is $50.
0.05% interest rate · Effective Oct 22, 2026
Rate checked
More details - New Orleans Firemen's Federal Credit UnionPremiere Money Market AccountPremiere Money Market Account · $2,000 min
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Keep a minimum of $2,000 in your account to avoid a monthly service fee. Up to 3 free withdrawals per month (minimum withdrawal amount $500). $5 fee for each additional withdrawal. Membership restrictions may apply.
Offer: Minimum balance: $2,000. APY is subject to change after the account is opened. Fees may reduce earnings.
Effective 2026-10
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - BCURegular Money MarketRegular Money Market · $1,000 min · 0.05%–0.30% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: No minimum monthly balance and no maintenance fees. Up to six penalty-free withdrawals per month.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY $1,000 – $24,999Your amount 0.05% $25,000 – $99,999 0.10% $100,000 – $249,999 0.15% $250,000 – $499,999 0.20% $500,000 and up 0.30% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: First account opened when joining Southeast Financial Credit Union representing member ownership share. $5.00 deposit is returned if account is ever closed.
Offer: Minimum opening deposit of $5.00 required. Rates may change after account opening at the credit union's discretion. Fees may reduce account earnings.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Can be opened once Membership Share Account is established; members may open multiple additional share savings accounts with no minimum balance required.
Offer: No minimum opening deposit required for Regular Share accounts. Rates may change after account opening at the credit union's discretion. Fees may reduce account earnings.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Primary share account required for credit union membership.
Offer: Minimum balance to open/maintain account is $5; $105 minimum balance to earn stated APY. No monthly fees.
0.05% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Opened as a secondary savings account. Must be a member in good standing, at least 18 years old, and a resident of an eligible participating state (residents of MS, FL, AK, CO, DC, DE, IA, ID, MA, MD, ME, ND, NH, NM, NV, SD, TN, VT, WV, WY are not eligible). Each $25 balance increase month-over-month earns 1 entry into prize drawings (up to 100 entries/month).
Offer: $5 minimum deposit to open. No monthly fees. Minimum balance to earn stated APY is $105 per rate schedule (or over $100 per product description).
0.05% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Available only to customers with a Kasasa Checking account (Kasasa Cash or Kasasa Cash Back). Limit one account per SSN. Requires $50 minimum opening deposit.
Offer: If qualifications are not met in Kasasa Cash or Kasasa Cash Back.
Qualified rate · No monthly fee · Effective Nov 17, 2022
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Linked to Kasasa Checking Account. Kasasa rewards can automatically be transferred into Kasasa Saver.
Offer: Non-qualifying Kasasa status
Qualified rate · 0.05% interest rate · Effective Mar 14, 2023
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest rate is variable and subject to change. Requires a $100 minimum balance to avoid charges and obtain current APY, with a $5 below minimum balance fee.
Offer: Minimum balance to avoid charges and obtain current APY is $100. Below minimum balance fee is $5. Semi-annual statement.
Effective Oct 4, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires an Interest Checking Combo Account with identical ownership. No monthly maintenance service charge. $4.85 monthly paper statement fee waived if average month to date balance is $5,000 or greater, OR average month to date balance is $25,000 or greater in qualifying deposits, OR account is set up for eStatements.
Offer: Base rate when qualifications are not met in the Interest Checking Combo Account.
Qualified rate · 0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking account. Limit of 1 account per Social Security Number. Not for commercial purposes.
Offer: Base rate applied to all balances if qualifications are not met in Kasasa Cash or Kasasa Cash Back account.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Apr 8, 2024
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Free savings account with no minimum balance that earns dividends when meeting monthly qualifications of linked Keesler Federal checking account. Automatically moves rewards into savings.
Offer: Non-Qualified: earned on all balances when checking qualifications are not met.
Qualified rate · 0.05% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Mississippi
174 accounts at 68 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 1.29%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Mississippi
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Triangle Federal Credit UnionCredit union · 5 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 1 branch
- RiverLand Federal Credit UnionCredit union · 2 branches