Compare Bank & Credit Union Rates
Best savings rates in Meridian, MS
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–11 results in Meridian, MS
- Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 1st Mississippi Federal Credit UnionHigh Yield SavingsSavings · $100 min · 0.20%–0.90% by balance
Credit union · 1 branch
0.85%APY$85 a year on $10,000Requirements
Product: Early withdrawal penalties apply. Rates subject to change without notice.
Rate by balance
Rate by balance for High Yield Savings Balance APY $100 – $7,499 0.20% $7,500 – $25,000Your amount 0.85% $25,000 – $50,000 0.85% $50,000 – $250,000 0.90% $250,000 and up 0.90% Rate checked
More details - 0.65%APY$65 a year on $10,000
Requirements
Product: No service charge if daily balance of $100 is maintained. 3 free withdrawals allowed per quarter. Can link with Express Savings round-up feature.
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - Singing River Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.30%–0.35% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,0000.30% interest rate · Effective Jan 21, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $9,999 0.30%* $10,000 – $24,999Your amount 0.30%* $25,000 – $49,999 0.30%* $50,000 and up 0.35%* Rate checked
More details - First State BankKasasa Saver Savings AccountSavings · $100 min · 0.05%–0.25% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Linked free Kasasa Cash or Cash Back checking account required. Must enroll and receive monthly account statements electronically; failure to do so results in a $6.00 monthly paper statement fee. $100 minimum deposit to open.
Offer: Earned on all balances any month qualifications are not met.
Qualified rate · No monthly fee · Effective Mar 16, 2020
Rate by balance
Rate by balance for Kasasa Saver Savings Account Balance APY Any balance 0.05% Up to $20,000Your amount 0.25% $20,000 and up 0.10% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Dividends accrued on average daily balances of $100 or more. $25 savings required for membership eligibility. Excessive withdrawal fees may apply.
Offer: Dividends accrued on average daily balances of $100 or more.
Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate · No monthly fee · Effective Jan 21, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest rate is variable and subject to change. Requires a $100 minimum balance to avoid charges and obtain current APY, with a $5 below minimum balance fee.
Offer: Minimum balance to avoid charges and obtain current APY is $100. Below minimum balance fee is $5. Semi-annual statement.
Effective Oct 4, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: No monthly maintenance fee ever. For in-branch account opening, no minimum deposit required if Smart Savings Transfer is connected to CNB Checking account; if not set up, a $100 deposit is required. For online accounts, minimum balance to open is $100. Limit of six free withdrawals or transfers per month ($5 charge per excess withdrawal). Interest compounded and paid quarterly.
Offer: Balances of $100 or more earn 0.01% APY. Interest compounded and paid quarterly.
0.01% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Meridian, MS
11 accounts at 7 banks and credit unions · checked Sep 17–Oct 22
- Typical
- 0.25%
- Top 10% from
- 0.85%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Meridian, MS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Navy Federal Credit UnionCredit union · 1 branch