Compare Bank & Credit Union Rates
Best savings rates in Mississippi
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Mississippi
- 0.40%APY$40 a year on $10,000
Requirements
Product: Membership is open to anyone who lives, works, worships, volunteers, or attends school in designated counties and parishes across Mississippi, Alabama, Louisiana, Arkansas, and Tennessee.
Rate checked
More details - Navigator Credit UnionPremium Savings Money MarketPremium Savings Money Market · $2,500 min · 0.40%–0.70% by balance
Credit union · 8 branches
0.40%APY$40 a year on $10,000Requirements
Product: Subject to membership requirements. Fees could reduce earnings.
0.40% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Premium Savings Money Market Balance APY $2,500 – $10,000Your amount 0.40% $10,000 – $25,000 0.45% $25,000 – $50,000 0.50% $50,000 – $100,000 0.60% Over $100,000 0.70% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Dividends are compounded and credited monthly. Calculated using the Average Daily Balance method. Prospective rates as of effective date.
0.40% interest rate · No monthly fee · Effective Jan 24, 2024
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Interest compounded daily and paid monthly. Rates are subject to change at any time and are not guaranteed.
Compounded daily
Rate checked
More details - Southern Security Federal Credit UnionRegular ShareSavings · $50 min · 0.25%–0.40% by balance
Credit union · 2 branches
0.40%APY$40 a year on $10,0000.25% interest rate
Rate by balance
Rate by balance for Regular Share Balance APY Up to $5,000 0.25% $5,000 – $10,000 0.35% $10,000 and upYour amount 0.40% Rate checked
More details - Southern Security Federal Credit UnionMiscellaneous ShareSavings · $50 min · 0.25%–0.40% by balance
Credit union · 2 branches
0.40%APY$40 a year on $10,0000.25% interest rate
Rate by balance
Rate by balance for Miscellaneous Share Balance APY Up to $5,000 0.25% $5,000 – $10,000 0.35% $10,000 and upYour amount 0.40% Rate checked
More details - Ferguson FCUHigh Yield Money MarketHigh Yield Money Market · $2,500 min · 0.25%–3.04% by balance
Credit union · 7 branches
0.35%APY$35 a year on $10,000Requirements
Product: Avoid a $10.00 monthly service fee by maintaining a $2,500.00 minimum balance. Only Ferguson FCU members are eligible; $5 minimum Savings deposit required for membership.
$10 monthly fee
Rate by balance
Rate by balance for High Yield Money Market Balance APY $2,500 – $10,000 0.25% $10,000 – $35,000Your amount 0.35% $35,000 – $75,000 0.45% $75,000 – $150,000 2.02% $150,000 and up 3.04% Rate checked
More details - CommunityAmerica Credit UnionMoney MarketMoney Market · $1,000 min · 0.25%–0.60% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to obtain the applicable APY.
Offer: Subject to a $10 monthly fee if balance falls below $1,000 at any time.
0.25% interest rate · Compounded daily · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.35% $50,000 – $100,000 0.40% $100,000 – $150,000 0.45% $150,000 – $250,000 0.50% $250,000 – $500,000 0.55% $500,000 and up 0.60% Rate checked
More details - CommunityAmerica Credit UnionPremier Money MarketPremier Money Market · $1,000 min · 0.25%–3.45% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to obtain the applicable APY.
Offer: Subject to a $20 monthly fee if balance falls below $25,000 at any time.
0.25% interest rate · Compounded daily · $20 monthly fee
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 3.20% $50,000 – $100,000 3.25% $100,000 – $150,000 3.30% $150,000 – $250,000 3.35% $250,000 – $500,000 3.40% $500,000 and up 3.45% Rate checked
More details - Fort Financial Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.05%–1.25% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Unlimited transactions, minimum $250 per transaction. Dividends calculated daily and credited monthly.
0.05% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.30% $25,000 – $49,999 0.60% $50,000 – $100,000 1.00% $100,000 and up 1.25% Rate checked
More details - Keesler Federal Credit UnionHigh Interest Money Market Account (HIMMA)High Interest Money Market Account (HIMMA) · $2,500 min · 0.30%–0.40% by balance
Credit union · 30 branches
0.30%APY$30 a year on $10,000Requirements
Product: Minimum $2,500 deposit to open account and earn dividends. Automatic transfers limited to six per month. Dividends paid monthly.
0.30% interest rate
Rate by balance
Rate by balance for High Interest Money Market Account (HIMMA) Balance APY $2,500 – $10,000 0.30% $10,000 – $50,000Your amount 0.30% $50,000 – $100,000 0.35% $100,000 and up 0.40% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - Singing River Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.30%–0.35% by balance
Credit union · 8 branches
0.30%APY$30 a year on $10,0000.30% interest rate · Effective Jan 21, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $9,999 0.30%* $10,000 – $24,999Your amount 0.30%* $25,000 – $49,999 0.30%* $50,000 and up 0.35%* Rate checked
More details - FAA Federal Credit UnionMember SavingsSavings · $5 min · 0.26%–0.31% by balance
Credit union · 2 branches
0.26%APY$26 a year on $10,000Requirements
Product: Basic savings account that establishes and maintains membership with FAA FCU. Variable rates. No monthly service fee.
Offer: Balance required to earn dividends: Less than $50,000. $5 minimum deposit to open and to maintain membership.
0.26% interest rate · No monthly fee · Effective Jan 2, 2026
Rate by balance
Rate by balance for Member Savings Balance APY Up to $50,000Your amount 0.26% $50,000 – $99,999 0.31% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Mississippi
174 accounts at 68 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 1.21%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Mississippi
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Triangle Federal Credit UnionCredit union · 5 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 1 branch
- RiverLand Federal Credit UnionCredit union · 2 branches