Credit union · NCUA insured
Singing River Federal Credit Union Savings Rates
Singing River Federal Credit Union’s best savings rate is 0.30% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Singing River Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Gulfport, MS, where Singing River Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Singing River Federal Credit Union
0.30%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $30
Money Market Account
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Navigator Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $325
Singing River Federal Credit Union savings score
73
Savings score
Higher than 33% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.35%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Singing River Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.30%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $9,999 | 0.30% | — |
| $10,000 – $24,999 | 0.30% | $30 |
| $25,000 – $49,999 | 0.30% | — |
| $50,000 and up | 0.35% | — |
Sources (2)
All captured Sep 19, 2026
Personal Savings Account
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (3)
- srfcu.org/accounts/savings
- srfcu.org/accounts/savings/personal-savings-account
- srfcu.org/member-resources/rates
All captured Sep 19, 2026
Special-purpose accounts
Christmas Club Account
0.45%APY
Funds are automatically transferred to a designated SRFCU account on November 1 of each calendar year; early withdrawals are subject to penalty.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $4,000Funds are automatically transferred to a designated account on November 1 of each calendar year; early withdrawals are subject to penalty.Up to $4,000 | 0.45% | — | Funds are automatically transferred to a designated account on November 1 of each calendar year; early withdrawals are subject to penalty. |
Sources (3)
- srfcu.org/accounts/savings
- srfcu.org/accounts/savings/christmas-club-account
- srfcu.org/member-resources/rates
All captured Sep 19, 2026
IRA Savings Account
0.20%APY
Traditional and Roth IRA options available. No setup or maintenance fees. Tax rules and contribution limits apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTraditional or Roth IRA options. No setup fees, no monthly or annual maintenance fees.Any balance | 0.20% | $20 | Traditional or Roth IRA options. No setup fees, no monthly or annual maintenance fees. |
Sources (2)
All captured Sep 19, 2026
Who can join Singing River Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, attend school, and do business within specified Alabama and Mississippi counties.
Membership information collected October 4, 2026.