Credit union · NCUA insured
Singing River Federal Credit Union
A $402.5M credit union headquartered in Moss Point, MS, with 32,756 members and 8 branches in Mississippi. Best rates: CDs 3.60% and savings 0.30% APY.
Singing River Federal Credit Union Carrot Score
80
Carrot Score
Higher than 53% of U.S. banks and credit unions
#8 of 18 in Gulfport, MS metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Singing River Federal Credit Union
Organized in 1953 by employees of International Paper's Southern Craft Mill in Moss Point, Mississippi, Singing River Federal Credit Union is a member-owned financial cooperative.
The credit union serves communities across designated counties in Alabama and Mississippi.
- Headquarters
- 6006 Highway 63, Moss Point, MS 39563
- NCUA charter
- 8694
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, attend school, and do business within specified Alabama and Mississippi counties.
Branches
8 branches in Mississippi
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Mississippi
8 branches
Gulfport area · 5
- Main OfficeMain office6006 MS-63, Moss Point, MS 39563Directions
- Hurley21413 Hwy 613, Suite C, Hurley, MS 39555Directions
- Ocean Springs3070 Bienville Blvd, Ocean Springs, MS 39564Directions
- Pascagoula3939 Denny Ave, Pascagoula, MS 39581Directions
- Phs1716 Tucker Ave, Pascagoula, MS 39567Directions
Leakesville area · 1
- Leakesville400 Hardy Ave, Leakesville, MS 39451Directions
Lucedale area · 1
- Lucedale201 Scott Rd, Lucedale, MS 39452Directions
Meridian area · 1
- Meridian4400 Highway 39 N, Meridian, MS 39301Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.41% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.55% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.67% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $93 | $76 | — |
- CapitalNet worth ratio11.41%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.55%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.67%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$93Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Singing River Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.