Compare Bank & Credit Union Rates
Best savings rates in Michigan
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 586–600 results in Michigan
- 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.01% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: All balances. $5 monthly service fee waived with $300+ beginning day balance, $25+ Autosave/repeating automatic transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: No monthly maintenance fee when paired with a personal Huntington checking account or with an average daily balance of $300, otherwise $4 monthly fee.
Offer: Minimum opening deposit is $50.00. Minimum balance to earn interest is $0.01. Monthly maintenance fee of $4 waived with an average daily balance of $300 or when you own a Huntington personal checking account.
0.01% interest rate · Balance cap $99,999,999,999.99 · $4 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Standard Non-Relationship Rate. Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · Balance cap $2,000,000.99 · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Applies to balances of $5.00 or more. Youth under age 18 receive an additional 0.25% APY to stated rates.
Offer: For balances on $5.00 or more. Youth under age 18 receive an additional 0.25% APY to stated rates.
0.01% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: No minimum balance required to earn stated dividends. Compounded monthly.
Offer: No minimum balance required to earn stated dividends. Compounded monthly.
0.01% interest rate · Compounded monthly
Rate checked
More details - Warren Municipal FCUMoney Market $2,500.00 and upMoney Market $2,500.00 and up · $2,500 min
Credit union · 1 branch
0.01%APY$1 a year on $10,0000.01% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Must link with a Kasasa checking account (Kasasa Cash, Kasasa Cash Back, Kasasa Eats, or Kasasa Play). Monthly qualification cycle requires at least 15 debit card purchases of $5 or more and enrollment in e-statements. ACH payment/deposit required except for Kasasa Eats and Kasasa Play. Limit 1 account per SSN.
Offer: Non-qualifying rate when monthly qualifications are not met.
Qualified rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Michigan One Community Credit UnionAll SharesSavings · $100 min · 0.01%–0.05% by balance
Credit union · 5 branches
0.01%APY$1 a year on $10,0000.01% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for All Shares Balance APY $100 – $49,999Your amount 0.01% $50,000 and up 0.05% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Minimum opening deposit of $5.00 qualifies as member and $5.00 must remain on deposit to retain membership. $4.95 monthly account service fee is waived for accounts with an average daily balance of $250 or more, an open loan/credit card, an open certificate, an open checking share with at least 3 debit card transactions, 3 checks cleared, or 3 ACH debits in the month, or if primary member is under age 23.
Effective Oct 5, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Minimum opening deposit of $5.00 qualifies as member and $5.00 must remain on deposit to retain membership. $4.95 monthly account service fee is waived for accounts with an average daily balance of $250 or more, an open loan/credit card, an open certificate, an open checking share with at least 3 debit card transactions, 3 checks cleared, or 3 ACH debits in the month, or if primary member is under age 23.
Offer: Fee waived with $250+ average daily balance, qualifying loan/certificate/checking activity, or primary member under age 23.
0.01% interest rate · $4.95 monthly fee · Effective Jan 1, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Requires an accompanying Kasasa Checking (Kasasa Cash, Kasasa Cash Classic, or Kasasa Cash Back). Limit one Kasasa Saver per individual taxpayer identification number. $0.00 minimum to open or earn dividends. No recurring monthly service charges. Dividends compounded and credited monthly. Rates and rewards are variable.
Offer: Non-qualifying Monthly Qualification Cycle: all Kasasa Saver balances earn 0.01% APY. Account remains free.
Qualified rate · 0.01% interest rate · No monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Variable rate subject to change. $2 monthly fee if $100 minimum daily balance is not maintained, which increases to $7 if account is inactive 730 days and balance is under $500.
Offer: Monthly fee waived with $100 minimum daily balance; fee increases to $7 if account is inactive for 730 days and balance is under $500.
0.01% interest rate · $2 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Michigan
617 accounts at 212 banks and credit unions · checked Oct 23–24
- Typical
- 0.15%
- Top 10% from
- 1.75%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.15%
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Michigan
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Settlers Federal Credit UnionCredit union · 2 branches
- Meijer Credit UnionCredit union · 3 branches
- Dow Credit UnionCredit union · 2 branches