Bank · FDIC insured
Macatawa Bank, N.A. Savings Rates
Macatawa Bank, N.A.’s best savings rate is 0.20% APY on $10,000, with its Statement Savings Advanced. Rates checked October 16, 2026.
How Macatawa Bank, N.A.’s savings rates compare
Compared with banks and credit unions near Grand Rapids, MI, where Macatawa Bank, N.A. has the most branches. $10,000, best rate first.
This bank’s best
Macatawa Bank, N.A.
0.20%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $20
Statement Savings Advanced
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
First National Bank of America
4.20%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $420
Macatawa Bank, N.A. savings score
69
Savings score
Higher than 23% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Macatawa Bank, N.A. ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Statement Savings Advanced
0.20%APY
New money only (money not currently held at any WTFC location) deposited at opening; mention offer during in-branch opening or visit URL provided. Available to existing or closed savings account customers of WTFC & its subsidiaries or employees. $200 daily balance to avoid $5 monthly maintenance fee. Variable rate.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Statement Savings Advanced Special with qualifying activities. Deposit new money at opening; minimum daily balance of $0.01 required to obtain APY. $200 daily balance to avoid $5 monthly maintenance fee.Over $0 | 0.20% | $20 | Statement Savings Advanced Special with qualifying activities. Deposit new money at opening; minimum daily balance of $0.01 required to obtain APY. $200 daily balance to avoid $5 monthly maintenance fee. |
Sources (1)
- macatawabank.com/personal/bank…ng-account-upgrades.html · captured Sep 27, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.