Compare Bank & Credit Union Rates
Best savings rates in Massachusetts
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 496–510 results in Massachusetts
- 0.05%APY$5 a year on $10,000
Requirements
Offer: Annual Percentage Yield (APY) may change at any time without notice. Minimum balance to receive stated APY is $0.01. Fees may reduce earnings.
Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5.00 monthly service fee waived if $200 daily balance is maintained (or for designated 18/65 qualifying accounts).
Offer: Minimum balance to earn interest/APY is $100.00. Monthly fee waived with $200.00 daily balance or if designated as 18/65 Qualified Account.
0.05% interest rate · $5 monthly fee · Effective Sep 21, 2026
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More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Passbook only. Present passbook in-person at a branch to make withdrawals/transfers. $5.00 monthly service fee waived if $200 daily balance is maintained (or for designated 18/65 qualifying accounts).
Offer: Minimum balance to earn interest/APY is $100.00. Monthly fee waived with $200.00 daily balance or if designated as 18/65 Qualified Account.
0.05% interest rate · $5 monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have an Incredible Interest Checking account to open and hold the account. Account may not be used for commercial purposes. Qualifications each monthly cycle: at least 15 debit card POS transactions post and settle, receive monthly statement electronically, and receive at least one direct deposit or ACH debit. Interest and ATM reimbursements from Incredible Interest Checking automatically transfer each cycle.
Offer: Applies to all balances if Incredible Interest Checking qualifications are not met. Minimum to earn dividend is $110.00.
Qualified rate · 0.05% interest rate · Effective Jul 31, 2026
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More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Prize Savings is an eStatement account. Includes monthly prize drawing entry.
Offer: Prize Savings is an eStatement account. Minimum balance to avoid service charge is $0. Minimum balance to earn interest is $0 according to rate schedule ($10 according to product description). Receive 1 automatic entry for a $250 monthly prize drawing for every $25 increase in monthly balance up to 10 entries per month.
0.05% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Tracks transactions via a passbook.
Offer: Monthly service charge of $3.00 is waived if a daily balance of at least $50.00 is maintained each day during the monthly cycle. Minimum balance to earn interest is $10.
0.05% interest rate · $3 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Utilizes monthly statements to record transactions.
Offer: Monthly service charge of $3.00 is waived if a daily balance of at least $50.00 is maintained each day during the monthly cycle. Minimum balance to earn interest is $10.
0.05% interest rate · $3 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes membership with the credit union. Includes 6 free withdrawals per statement cycle ($5 per withdrawal in excess thereafter; more than 3 months of excess withdrawals in a 3-month period causes account to convert to No Fee Checking Account). Dividends compounded daily and credited monthly.
Offer: Minimum daily balance to earn APY is $0.01. Rate may change at any time.
0.05% interest rate · Compounded daily
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More details - 0.05%APY$5 a year on $10,000
Requirements
Product: We reserve the right to require seven days notice of intent to withdraw funds from Statement Savings Accounts.
Offer: Annual Percentage Yield (APY) is based on interest compounding monthly. Rates are subject to change without notice. The rates may change after the account is opened. $10.00 minimum balance to open and obtain the stated APY. Minimum daily balance to receive interest: $10.00. No monthly maintenance fees.
0.05% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: We reserve the right to require seven days notice of intent to withdraw funds from Passbook Savings Accounts.
Offer: Annual Percentage Yield (APY) is based on interest compounding monthly. Rates are subject to change without notice. The rates may change after the account is opened. $10.00 minimum balance to open and obtain the stated APY. Minimum daily balance to receive interest: $10.00. No monthly maintenance fees.
0.05% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Minimum balance to open is $1.00; minimum balance to obtain disclosed APY is $10.00.
0.05% interest rate · No monthly fee · Effective Sep 30, 2026
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More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must have passbook to make a withdrawal at the branch.
Offer: Must have passbook to make a withdrawal at the branch.
0.05% interest rate · No monthly fee · Effective Sep 30, 2026
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More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Sep 30, 2026
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More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Sep 30, 2026
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More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Sep 30, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Massachusetts
620 accounts at 196 banks and credit unions · checked Oct 22–24
- Typical
- 0.10%
- Top 10% from
- 2.41%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches