Compare Bank & Credit Union Rates
Best savings rates in Massachusetts
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 211–225 results in Massachusetts
- Avidia BankAvidia Premier Money MarketAvidia Premier Money Market · $1,000 min · 0.01%–0.80% by balance
Bank · 10 branches
0.20%APY$20 a year on $10,000Requirements
Product: Online account opening is only available to people who live in New England (MA, RI, CT, VT, NH & ME). A maintenance fee of $8.00 will be imposed every statement cycle if the average balance in the account falls below $2,500 during the statement cycle.
Offer: A maintenance fee of $8.00 will be imposed every statement cycle if the average balance in the account falls below $2,500 during the statement cycle. Daily minimum balance to obtain APY is $0.01 - $9,999.99.
0.01% interest rate · $8 monthly fee · Effective Sep 21, 2026
Rate by balance
Rate by balance for Avidia Premier Money Market Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.40% $50,000 – $1,000,000 0.60% $1,000,000 and up 0.80% Rate checked
More details - First Priority Credit UnionMoney Market (New & Existing Money)Money Market (New & Existing Money) · $2,500 min · 0.20%–0.40% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: A Primary Share Account with a $5.00 minimum balance must be opened and maintained before opening any other FPCU account. Rates may change without notice after the account is open. Fees could reduce earnings.
Offer: Applies to new and existing money. Minimum balance to earn dividend is $2,500.00.
0.20% interest rate · Effective Sep 18, 2025
Rate by balance
Rate by balance for Money Market (New & Existing Money) Balance APY $2,500 and upYour amount 0.20% $20,000 and up 0.25% $75,000 and up 0.30% $150,000 and up 0.40% Rate checked
More details - Rockland TrustMoney Market SavingsMoney Market Savings · $25 min · 0.05%–0.55% by balance
Bank · 140 branches
0.20%APY$20 a year on $10,000Requirements
Product: Variable interest rates; may change after the account is opened. $8 monthly maintenance fee waived if you maintain a $2,500 daily balance. The APY for each balance tier applies to the entire balance.
Offer: Compounded monthly. Variable interest rate. $8 monthly fee waived with $2,500 daily balance. APY applies to entire balance.
0.05% interest rate · Compounded monthly · $8 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.50% $50,000 – $1,000,000 0.55% $1,000,000 and up 0.55% Rate checked
More details - Winchester Savings BankMoney Market AccountMoney Market Account · $2,500 min · 0.20%–1.50% by balance
Bank · 5 branches
0.20%APY$20 a year on $10,0000.20% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $10 and upYour amount 0.20% $50,000 and up 1.25% $250,000 and up 1.50% $500,000 and up 1.50% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Interest is computed daily and compounded on a monthly basis. Variable interest rate subject to change after account opening.
0.20% interest rate · No monthly fee · Effective Sep 22, 2026
Rate checked
More details - Bay State BankRevolution Money Market AccountRevolution Money Market Account · $500 min · 0.20%–3.00% by balance
Bank · 7 branches
0.20%APY$20 a year on $10,000Requirements
Product: Must be funded only by New Money (money from a source other than a Bay State Bank account). Minimum balance of $1,000 required to avoid a monthly service charge of $7.00.
Offer: Must be funded only by New Money. Minimum balance of $1,000 required to avoid a monthly service charge of $7.00.
0.20% interest rate · $7 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Revolution Money Market Account Balance APY Up to $999,999Your amount 0.20% $1,000,000 and up 3.00% Rate checked
More details - Bay State BankConsumer Tiered Money MarketConsumer Tiered Money Market · $5,000 min · 0.20%–1.40% by balance
Bank · 7 branches
0.20%APY$20 a year on $10,000Requirements
Product: Minimum balance of $1,000 required to avoid a monthly service charge of $10.00.
Offer: Minimum balance of $1,000 required to avoid a monthly service charge of $10.00.
0.20% interest rate · $10 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Consumer Tiered Money Market Balance APY Up to $25,000Your amount 0.20% $25,000 – $125,000 0.35% $125,000 – $250,000 0.90% $250,000 and up 1.40% Rate checked
More details - 0.20%APY$20 a year on $10,000
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Advantage Savings Balance APY Up to $999 0.10% $1,000 – $9,999 0.15% $10,000 – $24,999Your amount 0.20% $25,000 and up 0.25% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Monthly maintenance service charge of $5 is waived with a minimum balance of $200 or with at least one direct deposit (or EFT credit / AutoSave deposit transfer) during the month.
0.20% interest rate · $5 monthly fee · Effective Sep 24, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Monthly maintenance service charge is avoided with a minimum balance of $1,000.
0.20% interest rate · $5 monthly fee · Effective Sep 24, 2026
Rate by balance
Rate by balance for UNITY E-Gold Savings Balance APY $1,000 – $25,000Your amount 0.20% $25,000 – $100,000 0.30% $100,000 and up 0.40% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: A minimum balance fee of $10 will be imposed each statement cycle if the daily balance falls below $1,000. The rate may change after the account is opened.
Offer: A minimum balance fee of $10 will be imposed each statement cycle if the daily balance falls below $1,000. The rate may change after the account is opened.
0.05% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.05% $1,000 – $10,000 0.10% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.20% $50,000 – $100,000 0.40% $100,000 – $500,000 0.40% $500,000 and up 0.40% Rate checked
More details - Goldmark Federal Credit UnionHigh Yield / Money MarketHigh Yield / Money Market · $100 min · 0.20%–1.51% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Six dividend tiers where higher balances earn higher rates. Minimum balance required to open an account is $1; minimum balance to earn the stated APY is $100.
Offer: Tier 1. Minimum balance to earn stated APY is $100.
0.20% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield / Money Market Balance APY $100 – $25,000Your amount 0.20% $25,000 – $50,000Tier 2. 0.35% $50,000 – $100,000Tier 3. 0.50% $100,000 – $250,000Tier 4. 0.75% $250,000 – $500,000Tier 5. 1.26% $500,000 and up 1.51% Rate checked
More details - Freedom Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 0.20%–0.35% by balance
Credit union · 9 branches
0.20%APY$20 a year on $10,000Requirements
Product: Requires a $2,000 minimum opening deposit. A $2,000 minimum daily balance must be maintained to avoid a minimum balance fee. A minimum balance of $5 must be maintained to earn the advertised APY.
Offer: Minimum balance of $5 to earn APY; minimum daily balance of $2,000 required to avoid fee.
0.19% interest rate · Effective Sep 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.20% $25,000 – $50,000Minimum daily balance of $2,000 required to avoid fee. 0.25% $50,000 – $75,000Minimum daily balance of $2,000 required to avoid fee. 0.30% $75,000 and upMinimum daily balance of $2,000 required to avoid fee. 0.35% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Interest is paid and compounded monthly. Rates may change after the account is opened. Minimum Opening Deposit: $500.
Offer: Minimum Daily Balance to earn APY: $10 - $9,999.99. Fees could reduce earnings.
0.10% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Mo Money Market Balance APY Up to $10,000 0.10% $10,000 – $50,000Your amount 0.20% $50,000 – $100,000 0.20% $100,000 – $200,000 0.20% $200,000 and up 0.30% Rate checked
More details - MutualOne BankMoney Market PlusMoney Market Plus · $500 min · 0.10%–0.20% by balance
Bank · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: Interest is paid and compounded monthly. Rates may change after the account is opened. Minimum Opening Deposit: $500.
Offer: Minimum Daily Balance to earn APY: $10 - $2,499.99. Fees could reduce earnings.
0.10% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.15% $10,000 and upYour amount 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Massachusetts
620 accounts at 196 banks and credit unions · checked Oct 22
- Typical
- 0.10%
- Top 10% from
- 2.41%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches