Bank · FDIC insured
Walpole Co-operative Bank
A $646.5M bank headquartered in Walpole, MA, with 1 branch in Massachusetts. Best rates: savings 0.95% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.30%CD rates →
- Savings841.50%at $100,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Walpole Co-operative Bank
Founded in 1912, Walpole Co-operative Bank is headquartered in Walpole, Massachusetts.
The bank operates as an independent community bank chartered by the Commonwealth of Massachusetts with no stockholders.
It focuses on serving its local community with checking, savings, SBA lending, and home and commercial financing.
- Headquarters
- 982 Main St, Walpole, MA 02081
- FDIC certificate
- 26487 ↗
Branches
1 branch in Massachusetts
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Massachusetts
1 branch
- Walpole Co-operative BankMain office982 Main St, Walpole, MA 02081Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 18.82% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.11% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.13% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $109 | $81 | — |
- CapitalLeverage ratio18.82%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.11%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.13%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$109Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Walpole Co-operative Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.