Compare Bank & Credit Union Rates
Best savings rates in Maryland
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 151–165 results in Maryland
- 0.15%APY$15 a year on $10,000
Requirements
Product: Available for Maryland and Pennsylvania residents; all others on a case-by-case basis. Applicants must physically come to location to open account. Interest is compounded daily, posted monthly, and computed from day of deposit to day of withdrawal.
Offer: Minimum balance must be maintained to obtain APY.
0.15% interest rate · Compounded daily · No monthly fee · Effective Sep 29, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: $5 minimum deposit and $5 one-time membership fee. Dividends computed daily from the day of deposit to the day of withdrawal, paid and compounded monthly.
Offer: Computed daily from the day of deposit to the day of withdrawal, paid and compounded monthly. $5 minimum deposit and $5 one-time fee.
0.15% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - USAA Federal Savings BankUSAA Performance First SavingsSavings · $1,000 min · 0.10%–3.00% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: Available to eligible USAA members. Enrolling in the Relationship Rates Program and linking an eligible USAA Classic Checking account may qualify the account for higher rates. No monthly service fees.
Offer: Military-Pay Relationship Rate: requires linking eligible USAA Classic Checking account and receiving qualifying direct deposit of at least $1 of U.S. military-related pay from DFAS or U.S. Department of the Treasury.
Qualified rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for USAA Performance First Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 and upPromotional rate offer: Apply for a first eligible USAA Performance First Savings account between August 11, 2026, and November 17, 2026 (11:59 p.m. CT). Deposit at least $25,000 in new money from outside USAA Bank within 30 calendar days of account opening. Earns 3.00% APY for 6 months, after which the rate reverts to the applicable variable APY. Excludes current or former USAA Savings or USAA Performance First Savings owners within the last 6 months, as well as trust/estate/fiduciary accounts. 3.00% $50,000 – $100,000 0.60% $100,000 – $250,000 0.70% $250,000 – $500,000 0.80% $500,000 – $1,000,000 1.10% $1,000,000 and up 1.10% Rate checked
More details - Homewood Federal Savings BankMoney MarketMoney Market · $2,500 min · 0.05%–0.40% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Limited to the State of Maryland. Check writing available; tiered rate structure.
0.05% interest rate · Effective Nov 11, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 – $20,000Your amount 0.15% $20,000 and up 0.40% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Limited to the State of Maryland. No minimum balances or fees.
0.15% interest rate · Effective Nov 11, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Must be opened on the same day as a new or reinvesting Certificate of Deposit (CD) with a term equal to or greater than 12 months. Requires new money with a maximum deposit equal to the corresponding CD amount.
Offer: Open with $1,000. Maintain a $1,000 daily balance in the account to earn interest and avoid the $3 monthly fee. Interest is calculated monthly using the daily balance method. Unlimited in-person withdrawals at Community Banking Offices.
Qualified rate · $3 monthly fee · Effective Dec 19, 2024
Rate checked
More details - Signal FinancialPremium Money MarketPremium Money Market · $0 min · 0.13%–0.25% by balance
Credit union · 2 branches
0.13%APY$13 a year on $10,000with conditionsRequirements
Product: Enrollment in a Signal Direct Bundle or Signal Premium Bundle required to open a Direct or Premium Money Market Account. Membership required to open or maintain any additional products. Fees may reduce earnings on the account. Dividends are compounded daily and credited monthly.
Offer: Enrollment in a Signal Direct Bundle or Signal Premium Bundle required. Minimum balance requirements apply to daily balance.
Qualified rate · 0.13% interest rate · Compounded daily · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $25,000Your amount 0.13% $25,000 and up 0.25% Rate checked
More details - 0.13%APY$13 a year on $10,000with conditions
Requirements
Product: Enrollment in a Signal Direct Bundle or Signal Premium Bundle required to open a Direct or Premium Money Market Account. Membership required to open or maintain any additional products. Fees may reduce earnings on the account. Dividends are compounded daily and credited monthly.
Offer: Enrollment in a Signal Direct Bundle or Signal Premium Bundle required. Minimum balance requirements apply to daily balance.
Qualified rate · 0.13% interest rate · Compounded daily · Effective Oct 7, 2026
Rate checked
More details - 0.12%APY$12 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold Private Client relationship tier (requires $800,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold Private Client tier.
Qualified rate · 0.12% interest rate · $4.50 monthly fee
Rate checked
More details - 0.12%APY$12 a year on $10,000
0.12% interest rate · Effective Jan 16, 2024
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $100 minimum opening deposit. Early withdrawals during the initial term incur a penalty; once the term ends, one penalty-free withdrawal allowed per quarter. Variable rate account; rates subject to change.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Maintain a $300 daily balance or receive at least one Round Up Savings transfer credit each month (enrollment required) to avoid a $5 monthly maintenance fee.
Offer: $5 monthly maintenance fee waived with a $300 daily balance or at least one Round Up Savings transfer credit each month. $25 minimum opening deposit.
0.10% interest rate · $5 monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: $25 minimum opening deposit.
0.10% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone. Paperless customer requirement: must agree to electronic delivery of disclosures/communications and maintain a valid email address.
Offer: Variable standard rate for daily collected balance range $0.01 - $9,999.99. No minimum balance required to obtain disclosed APY.
0.10% interest rate · Effective May 20, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum $100 daily balance to earn dividends.
Offer: Minimum $100 daily balance to earn dividends.
0.10% interest rate · Effective Sep 25, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Maryland
290 accounts at 105 banks and credit unions · checked Oct 16–22
- Typical
- 0.18%
- Top 10% from
- 1.96%
- Banks, typical
- 0.14%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Maryland
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 13 branches
- Tower Federal Credit UnionCredit union · 17 branches
- EagleBankBank · 7 branches