Bank · FDIC insured
ACNB Bank Savings Rates
ACNB Bank’s best savings rate is 0.15% APY, with its Companion Savings Account, with extra requirements. Rates checked October 16, 2026.
How ACNB Bank’s savings rates compare
Compared with banks and credit unions in Pennsylvania, where ACNB Bank has the most branches. $10,000, best rate first.
This bank’s best
ACNB Bank
0.15%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $15
Companion Savings Account
Top rate
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Select Money Market Account
2.50%APY
Minimum balance to open and to earn 2.50% APY is $100,000 with a $5,000 new money requirement (funds not on deposit at ACNB Bank). Minimum to earn interest is $2,500. Monthly fee of $5.95 applies for accounts with monthly average balances below $2,500. Requires active checking account with direct deposit for personal accounts. Limit of 6 preauthorized transfers/withdrawals per statement cycle.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100,000 and upRequires $100,000 minimum balance to earn 2.50% APY, $5,000 new money requirement, and an active checking account with direct deposit. Monthly fee of $5.95 waived if monthly average balance is at or above $2,500.$100,000 and up | 2.50% | — | Requires $100,000 minimum balance to earn 2.50% APY, $5,000 new money requirement, and an active checking account with direct deposit. Monthly fee of $5.95 waived if monthly average balance is at or above $2,500. |
Companion Savings Account
0.15%APY
Must be opened on the same day as a new or reinvesting Certificate of Deposit (CD) with a term equal to or greater than 12 months. Requires new money with a maximum deposit equal to the corresponding CD amount.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upOpen with $1,000. Maintain a $1,000 daily balance in the account to earn interest and avoid the $3 monthly fee. Interest is calculated monthly using the daily balance method. Unlimited in-person withdrawals at Community Banking Offices.$1,000 and up | 0.15% | $15 | Open with $1,000. Maintain a $1,000 daily balance in the account to earn interest and avoid the $3 monthly fee. Interest is calculated monthly using the daily balance method. Unlimited in-person withdrawals at Community Banking Offices. |
Sources (3)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.