Credit union · NCUA insured
Johns Hopkins Credit Union
Top CarrotA $648.6M credit union headquartered in Baltimore, MD, with 46,114 members and 4 branches in Maryland. Best rates: CDs 4.20% and savings 0.15% APY.
Johns Hopkins Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 91% of U.S. banks and credit unions
#7 of 47 in Baltimore, MD metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Johns Hopkins Credit Union
Granted charter #20623 by the National Credit Union Administration in 1971, Johns Hopkins Federal Credit Union became fully operational with its first office in Gilman Hall.
Johns Hopkins Credit Union is a member-owned, federally chartered credit union independent from Johns Hopkins University and Johns Hopkins Health System.
- Headquarters
- 1501 S Clinton St Ste 1200, Baltimore, MD 21224-5732
- NCUA charter
- 20623
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, volunteer, or attend school in Census Tract 2605.01 in Baltimore City, Maryland are eligible for membership.
Employers and groups
- Employees and retirees of Johns Hopkins Hospitals, Johns Hopkins Health System, and named affiliated health institutions and entities are eligible for membership.
- Employees and retirees of eligible affiliated companies, contractors, and partner groups (including Aramark under contract for JHU Mt. Washington Conference Center Campus; Believe in Tomorrow Children’s House at Johns Hopkins; Canton Tower at 1501 S. Clinton St, Baltimore; Carnegie Institution of Washington; Community of Science; COPT Defense Properties; Dome Corporation; Howard Hughes Medical Institute of JHMI; Kennedy Krieger Institute; Keswick Multi-Care Center; Lieber Institute for Brain Development; Lifestar Response of Maryland in/paid from Annapolis Junction, MD; Paragon Biomedical Services, Inc.; Patient First at Greenspring Station; PinnacleCare; Potomac Home Health Care; Potomac Home Support; Professional Placement Resources for JH employees; Resolution Health, Inc. Columbia, MD location only; Space Telescope Science Institute; Transwestern Employees @ Mt. Washington Campus; Universal Protection Service / Allied Universal under regular contract for JHU and Peabody Institute in Baltimore, MD) are eligible for membership.
Military, government and schools
- Individuals currently employed by or retired from specified affiliated educational institutions and organizations (Henderson-Hopkins School; Independent College Fund of Maryland; Maryland Independent College and University Association, Inc.; Maryland Institute, College of Art; Mount Saint Mary's University; Washington College) are eligible for membership.
- All employees on the Bayview Medical Campus, including NIA, NIH, NIDA, and NHGRI, are eligible for membership.
- Employees, students, and retirees of Johns Hopkins University, as well as members of the Johns Hopkins University Alumni Association, are eligible for membership.
3 more ways to join
Military, government and schools
- Employees and students of the Peabody Institute of The Johns Hopkins University (and retirees) are eligible for membership.
- Employees and students of SAIS (Johns Hopkins School of Advanced International Studies) (and retirees) are eligible for membership.
Family and household
- Immediate family members (including spouses, children, step-children, parents, step-parents, grandparents, grandchildren, brothers, sisters, and step-siblings) and household members of an eligible individual are eligible to join.
Cost to join
- Depositing $1 establishes part-ownership in the credit union.
Branches
4 branches in Maryland
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Maryland
4 branches
- CantonMain office1501 S Clinton St Ste 1200, Baltimore, MD 21224Directions
- Bayview Branch5201 Alpha Commons Dr, Baltimore, MD 21224Directions
- East Baltimore2027 E Monument St, Baltimore, MD 21205Directions
- Homewood Branch at Charles Commons4 E 33rd St, Baltimore, MD 21218Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.70% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.65% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.64% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $63 | $76 | — |
- CapitalNet worth ratio12.70%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.65%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.64%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$63Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Johns Hopkins Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.