Bank · FDIC insured
Jarrettsville Federal Savings Rates
Jarrettsville Federal’s best savings rate is 0.25% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Jarrettsville Federal’s savings rates compare
Compared with banks and credit unions near Baltimore, MD, where Jarrettsville Federal has the most branches. $10,000, best rate first.
This bank’s best
Jarrettsville Federal
0.25%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $25
Money Market Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
CFG Bank
4.05%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $405
Jarrettsville Federal savings score
72
Savings score
Higher than 32% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Jarrettsville Federal ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.25%APY
Accounts available for Maryland and Pennsylvania residents only; all other are on a case by case basis. All applicants must physically come to location to open account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499Effective 2026-10-20. $10 fee for balances below $250. Minimum balance must be maintained to obtain APY. | 0.15% | — | Effective 2026-10-20. $10 fee for balances below $250. Minimum balance must be maintained to obtain APY. |
| $2,500 – $24,999Effective 2026-10-20. $10 fee for balances below $250. Minimum balance must be maintained to obtain APY. | 0.25% | $25 | Effective 2026-10-20. $10 fee for balances below $250. Minimum balance must be maintained to obtain APY. |
| $25,000 – $49,999Effective 2026-10-20. $10 fee for balances below $250. Minimum balance must be maintained to obtain APY. | 0.35% | — | Effective 2026-10-20. $10 fee for balances below $250. Minimum balance must be maintained to obtain APY. |
| $50,000 – $99,999Effective 2026-10-20. $10 fee for balances below $250. Minimum balance must be maintained to obtain APY. | 0.60% | — | Effective 2026-10-20. $10 fee for balances below $250. Minimum balance must be maintained to obtain APY. |
| $100,000 – $249,999Effective 2026-10-20. $10 fee for balances below $250. Minimum balance must be maintained to obtain APY. | 1.00% | — | Effective 2026-10-20. $10 fee for balances below $250. Minimum balance must be maintained to obtain APY. |
| $250,000 – $499,999Effective 2026-10-20. $10 fee for balances below $250. Minimum balance must be maintained to obtain APY. | 1.25% | — | Effective 2026-10-20. $10 fee for balances below $250. Minimum balance must be maintained to obtain APY. |
| $500,000 – $999,999Effective 2026-10-20. $10 fee for balances below $250. Minimum balance must be maintained to obtain APY. | 1.70% | — | Effective 2026-10-20. $10 fee for balances below $250. Minimum balance must be maintained to obtain APY. |
| $1,000,000 – $1,499,999Effective 2026-10-20. $10 fee for balances below $250. Minimum balance must be maintained to obtain APY. | 2.40% | — | Effective 2026-10-20. $10 fee for balances below $250. Minimum balance must be maintained to obtain APY. |
| $1,500,000 and upEffective 2026-10-20. $10 fee for balances below $250. Minimum balance must be maintained to obtain APY. | 3.40% | — | Effective 2026-10-20. $10 fee for balances below $250. Minimum balance must be maintained to obtain APY. |
Sources (2)
All captured Oct 22, 2026
Statement Savings
0.15%APY
Available for Maryland and Pennsylvania residents; all others on a case-by-case basis. Applicants must physically come to location to open account. Interest is compounded daily, posted monthly, and computed from day of deposit to day of withdrawal.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance must be maintained to obtain APY.Any balance | 0.15% | $15 | Minimum balance must be maintained to obtain APY. |
Sources (2)
All captured Oct 4, 2026
Special-purpose accounts
Christmas Club
0.15%APY
Deposits in weekly increments of $2, $5, $10, or $20. Checks are issued at the end of October. Early withdrawals not allowed. Available for Maryland and Pennsylvania residents; all others on a case-by-case basis. Applicants must physically come to location to open account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance must be maintained to obtain APY. Weekly deposit increments of $2, $5, $10, or $20.Any balance | 0.15% | $15 | Minimum balance must be maintained to obtain APY. Weekly deposit increments of $2, $5, $10, or $20. |
Sources (2)
All captured Oct 4, 2026
Jarrettsville Joey Youth Savings
0.15%APY
For ages 16 years and under. Includes matching opening deposit up to $25. Available for Maryland and Pennsylvania residents; all others on a case-by-case basis. Applicants must physically come to location to open account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance must be maintained to obtain APY.Any balance | 0.15% | $15 | Minimum balance must be maintained to obtain APY. |
Sources (2)
All captured Oct 4, 2026
Health Savings Accounts
0.00%APY
Must be paired with an HSA-eligible high-deductible health plan (HDHP). Available for Maryland and Pennsylvania residents; all others on a case-by-case basis. Applicants must physically come to location to open account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.00% | $0 |
Sources (2)
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.