Compare Bank & Credit Union Rates
Best savings rates in Maryland
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 256–270 results in Maryland
- 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Dividends credited and compounded monthly. Earn higher dividends on balances of $5,000 or more.
Offer: Dividends are credited and compounded monthly. Fees may reduce earnings.
0.01% interest rate · Compounded monthly · Effective Oct 22, 2026
Rate by balance
Rate by balance for Premium Share Account Balance APY Up to $5,000 0.01% $5,000 and upYour amount 0.03% Rate checked
More details - Labor Credit UnionRegular Share SavingsSavings · $5 min · 0.00%–0.03% by balance
Credit union · 1 branch
0.03%APY$3 a year on $10,000Requirements
Product: No Monthly Service Fee. Membership opening deposit of $5.00; minimum balance fee of $1.00 per month if balance falls below $5.00.
Offer: Minimum balance to open $5.
0.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Share Savings Balance APY Up to $50 0.00% $50 and upYour amount 0.03% Rate checked
More details - Signal FinancialMoney MarketMoney Market · $10 min · 0.00%–0.08% by balance
Credit union · 2 branches
0.03%APY$3 a year on $10,000with conditionsRequirements
Product: Membership required to open or maintain any additional products. Fees may reduce earnings on the account. Dividends are compounded daily and credited monthly.
Offer: Minimum balance requirements apply to daily balance.
Qualified rate · 0.00% interest rate · Compounded daily · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.00% $2,500 – $20,000Your amount 0.03% $20,000 – $50,000 0.05% $50,000 – $99,999 0.05% $100,000 and up 0.08% Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Must have a linked Kasasa Cash or Kasasa Cash Back checking account. Requires $50 minimum deposit to open, enrollment in online banking, electronic statements, an active CNB Bank debit card, and maintaining a valid email address. Limit one account per primary account holder SSN. No recurring monthly service charges.
Offer: Applies to all balances when linked Kasasa checking account qualifications are not met.
Qualified rate · No monthly fee · Effective Jul 26, 2024
Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Everyday Benefits tier. Rates apply to ZIP 57108 (OUT pricing region). $4.50 monthly fee waived with $500+ average monthly balance or linked Citi checking account.
Qualified rate · 0.03% interest rate · $4.50 monthly fee
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Membership required to open or maintain account. Dividends compounded daily and credited monthly; minimum balance requirements apply to daily balance.
Offer: Minimum balance to earn dividends is $0. Compounded daily, credited monthly.
0.03% interest rate · Compounded daily · Effective Oct 2, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Membership required to open or maintain account. Dividends compounded daily and credited monthly; minimum balance requirements apply to daily balance.
Offer: Minimum balance to earn dividends is $5. Compounded daily, credited monthly.
0.03% interest rate · Compounded daily · Effective Oct 2, 2026
Rate checked
More details - Citizens BankCitizens Private Client® Money MarketCitizens Private Client® Money Market · $0 min · 0.03%–3.50% by balance
Bank · 4 branches
0.03%APY$3 a year on $10,000Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Offer: Preferred Rate; Preferred Rates require $25,000 not currently on deposit with Citizens.
Effective Sep 25, 2026
Rate by balance
Rate by balance for Citizens Private Client® Money Market Balance APY Up to $9,999 0.03% $10,000 – $24,999Your amount 0.03% $25,000 – $49,999 3.50% $50,000 – $99,999 3.50% $100,000 – $249,999 3.50% $250,000 – $499,999 3.50% $500,000 – $999,999 3.50% $1,000,000 – $2,999,999 3.50% $3,000,000 and up 3.50% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: $5 monthly fee waived by maintaining $300 daily balance, linking TD Beyond/Complete/Relationship Checking account, or for account holders age 18 or under / 62 or older. Standard APY applies to all tiers.
Offer: Standard APY for all tiers
$5 monthly fee
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Basic savings account required for membership. Dividend rates are declared by the Board of Directors at the end of each month and are subject to change.
0.02% interest rate · Effective Oct 3, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: $0 minimum deposit to open in a financial center ($25 to open online). Rate is variable and may change after the account is opened. Fees could reduce earnings.
Offer: No minimum balance required to earn the APY. $0 minimum deposit to open in a financial center ($25 to open online). Rate is variable and may change after the account is opened. Fees could reduce earnings.
0.02% interest rate
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Dividends are credited and compounded monthly. Save for a specific goal such as a vacation, a major purchase, or gift.
Offer: Dividends are credited and compounded monthly. Fees may reduce earnings.
0.01% interest rate · Compounded monthly · Effective Oct 22, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Maryland
290 accounts at 105 banks and credit unions · checked Oct 16–22
- Typical
- 0.18%
- Top 10% from
- 1.96%
- Banks, typical
- 0.14%
- Credit unions, typical
- 0.20%
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Maryland
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 13 branches
- Tower Federal Credit UnionCredit union · 17 branches
- EagleBankBank · 7 branches