Credit union · NCUA insured
FedFinancial Credit Union Savings Rates
Top CarrotFedFinancial Credit Union’s best savings rate is 0.05% APY on $10,000, with its Money Market Checking. Rates checked October 22, 2026.
How FedFinancial Credit Union’s savings rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where FedFinancial Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
FedFinancial Credit Union
0.05%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $5
Money Market Checking
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
FedFinancial Credit Union savings score
60
Savings score
Higher than 2% of U.S. banks and credit unions
- $1,000 balance$1,0000.02%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where FedFinancial Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Checking
0.05%APY
Dividend rates on Checking, Share, Money Market and Super Share and IRA Share accounts are declared by the Board of Directors at the end of each month and are subject to change.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 and up | 0.05% | $5 |
Super Share Savings
0.05%APY
Dividend rates are declared by the Board of Directors at the end of each month and are subject to change.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5,000 and up | 0.05% | $5 |
Share Savings
0.02%APY
Basic savings account required for membership. Dividend rates are declared by the Board of Directors at the end of each month and are subject to change.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.02% | $2 |
Special-purpose accounts
Individual Retirement Accounts (IRA) Savings
0.10%APY
Traditional and Roth IRA savings options available. Dividend rates are declared by the Board of Directors at the end of each month and are subject to change.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Holiday/Vacation Club Savings
0.02%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.02% | $2 |
Who can join FedFinancial Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Civilian Federal government employees, retirees, and contractors located in the Washington, DC and Baltimore, MD metropolitan areas are eligible to join.
Family and household
- Family members (spouses, parents, siblings, children, step-parents, step-children, step-siblings, grandparents, grandchildren), legal guardians, co-habitants, and roommates of current members are eligible to join regardless of location.
Membership information collected October 4, 2026.