Compare Bank & Credit Union Rates
Best savings rates in Maryland
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 181–195 results in Maryland
- 0.10%APY$10 a year on $10,000
Requirements
Offer: $5 minimum balance in order to earn interest. Rate subject to change following account opening. No monthly fees.
No monthly fee · Effective Oct 3, 2026
Rate checked
More details - Prince George's Community Federal Credit UnionRegular Share SavingsSavings · $500 min
Credit union · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: $5.00 minimum balance required. Dividends are accrued daily on the daily balance. The rate stated will apply to the entire balance. Establishes credit union membership.
Offer: $5.00 minimum balance required. Dividends are accrued daily on the daily balance. The rate stated will apply to the entire balance.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - Arundel BankMoney Market SavingsMoney Market Savings · $1,000 min · 0.10%–0.80% by balance
Bank · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: Variable interest rate compounded daily and credited monthly. $5 monthly service charge if balance falls below $1,000.00.
Offer: Tier 1 balance tier. $5 monthly fee waived if balance stays at or above $1,000.00.
Compounded daily · $5 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $1,000 – $20,000Your amount 0.10% $20,000 – $50,000Tier 2 balance tier. 0.20% $50,000 – $250,000Tier 3 balance tier. 0.40% $250,000 – $500,000Tier 4 balance tier. 0.50% $500,000 and upTier 5 balance tier. 0.80% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A share savings account with a minimum deposit of $1 is required for membership at Johns Hopkins Credit Union. The $1 initial deposit remains unavailable for use. Variable rate account; rates subject to change.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum balance to open account. Variable rate account; rates subject to change.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Savings Account dividends will be compounded and credited monthly on the last day of each calendar month. Dividend Rates and APYs are variable and are subject to change. Certain fees and charges may apply to your share account as disclosed in the current Schedule of Fees. Assessed fees may reduce earnings.
Offer: $50 minimum balance required to open and earn 0.10% APY.
0.10% interest rate · Effective Sep 23, 2026
Rate checked
More details - USAA Federal Savings BankUSAA Performance First SavingsSavings · $1,000 min · 0.07%–1.00% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: Available to eligible USAA members. Enrolling in the Relationship Rates Program and linking an eligible USAA Classic Checking account may qualify the account for higher rates. No monthly service fees.
Offer: Premium Relationship Rate: requires linking eligible USAA Classic Checking account and making at least 5 qualifying transactions each month.
Qualified rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for USAA Performance First Savings Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000Military-Pay Relationship Rate: requires linking eligible USAA Classic Checking account and receiving qualifying direct deposit of at least $1 of U.S. military-related pay from DFAS or U.S. Department of the Treasury. 0.30% $50,000 – $100,000 0.50% $100,000 – $250,000 0.60% $250,000 – $500,000 0.70% $500,000 – $1,000,000 1.00% $1,000,000 and up 1.00% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No monthly service fees with eStatements. Minimum balance of $100.00 required to earn stated APY. Daily balance method used to calculate dividends. Dividends compounded and credited monthly (calendar).
Offer: Minimum balance to earn stated APY is $100.00. Minimum opening deposit is $5.00.
0.10% interest rate · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Effective Sep 25, 2026
Rate by balance
Rate by balance for No Overdraft Savings Balance APY Up to $250 0.00% $250 – $100,000,000Your amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No monthly service fee, $0 minimum balance. Free electronic statements or $3 mailed statements. Non-Dollar Bank ATM usage fee $2.50. Checking account not required.
No monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $250 0.00% $250 – $100,000,000Your amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Account option with a permanent passbook record.
Balance cap $99,999,999.99 · Effective Sep 25, 2026
Rate checked
More details - Securityplus Federal Credit UnionSecondary Savings AccountSavings · $25 min
Credit union · 5 branches
0.10%APY$10 a year on $10,0000.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum deposit of $5 required to open and establish credit union membership. Minimum withdrawal amount is $10.00.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Basis for credit union membership; requires $5 deposit (Par Share). No monthly fees. Earns quarterly dividends.
0.10% interest rate · No monthly fee · Effective Apr 29, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Collateral savings account for Secured Visa credit card.
Qualified rate · 0.10% interest rate · Effective Apr 29, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Maryland
290 accounts at 105 banks and credit unions · checked Oct 16–22
- Typical
- 0.18%
- Top 10% from
- 1.96%
- Banks, typical
- 0.14%
- Credit unions, typical
- 0.20%
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Find your bank or credit union to see all its rates and how they compare near you.
Maryland
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 13 branches
- Tower Federal Credit UnionCredit union · 17 branches
- EagleBankBank · 7 branches