Bank · FDIC insured
Arundel Bank Savings Rates
Arundel Bank’s best savings rate is 0.10% APY on $10,000, with its Money Market Savings. Rates checked October 22, 2026.
How Arundel Bank’s savings rates compare
Compared with banks and credit unions near Baltimore, MD, where Arundel Bank has the most branches. $10,000, best rate first.
This bank’s best
Arundel Bank
0.10%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $10
Money Market Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
CFG Bank
4.05%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $405
Arundel Bank savings score
66
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0001.40%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Arundel Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Savings
0.10%APY
Variable interest rate compounded daily and credited monthly. $5 monthly service charge if balance falls below $1,000.00.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $20,000Tier 1 balance tier. $5 monthly fee waived if balance stays at or above $1,000.00. | 0.10% | $10 | Tier 1 balance tier. $5 monthly fee waived if balance stays at or above $1,000.00. |
| $20,000 – $50,000Tier 2 balance tier. $5 monthly fee waived if balance stays at or above $1,000.00. | 0.20% | — | Tier 2 balance tier. $5 monthly fee waived if balance stays at or above $1,000.00. |
| $50,000 – $250,000Tier 3 balance tier. $5 monthly fee waived if balance stays at or above $1,000.00. | 0.40% | — | Tier 3 balance tier. $5 monthly fee waived if balance stays at or above $1,000.00. |
| $250,000 – $500,000Tier 4 balance tier. $5 monthly fee waived if balance stays at or above $1,000.00. | 0.50% | — | Tier 4 balance tier. $5 monthly fee waived if balance stays at or above $1,000.00. |
| $500,000 and upTier 5 balance tier. $5 monthly fee waived if balance stays at or above $1,000.00. | 0.80% | — | Tier 5 balance tier. $5 monthly fee waived if balance stays at or above $1,000.00. |
Sources (2)
All captured Oct 4, 2026
Money Market Checking
0.05%APY
Designed for higher balances. Offers competitive interest rates based on account balance. Interest is compounded daily and credited monthly. Debit card with surcharge-free access to 5,000+ ATMs nationwide. Unlimited online bill payments, debit card transactions and electronic transfers. $5 monthly service charge if balance falls below $1,000.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $20,000Tier 1 balance tier. $5 monthly service charge if balance falls below $1,000. | 0.05% | $5 | Tier 1 balance tier. $5 monthly service charge if balance falls below $1,000. |
| $20,000 – $50,000Tier 2 balance tier. $5 monthly service charge if balance falls below $1,000. | 0.10% | — | Tier 2 balance tier. $5 monthly service charge if balance falls below $1,000. |
| $50,000 – $250,000Tier 3 balance tier. $5 monthly service charge if balance falls below $1,000. | 0.25% | — | Tier 3 balance tier. $5 monthly service charge if balance falls below $1,000. |
| $250,000 – $500,000Tier 4 balance tier. $5 monthly service charge if balance falls below $1,000. | 0.40% | — | Tier 4 balance tier. $5 monthly service charge if balance falls below $1,000. |
| $500,000 and upTier 5 balance tier. $5 monthly service charge if balance falls below $1,000. | 0.75% | — | Tier 5 balance tier. $5 monthly service charge if balance falls below $1,000. |
Sources (2)
All captured Oct 4, 2026
Statement Savings
0.04%APY
Variable interest rate. Interest is compounded daily and credited monthly. Maximum of 6 transfers per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and up$5 monthly service charge if balance falls below $50.$50 and up | 0.04% | $4 | $5 monthly service charge if balance falls below $50. |
Sources (3)
- arundelbank.com/personal-banking/savings
- arundelbank.com/service/statement-savings
- arundelbank.com/rates/deposit-account-rates
All captured Oct 22, 2026
Special-purpose accounts
The Wealth Builder IRA
0.50%APY
Must have a checking or savings account with Arundel Bank to open a Wealth Builder IRA. Variable interest rate. Interest is compounded daily and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Tier 1: $50.00 – $4,999.99. | 0.25% | — | Tier 1: $50.00 – $4,999.99. |
| $5,000 – $25,000Tier 2: $5,000.00 – $24,999.99. | 0.50% | $50 | Tier 2: $5,000.00 – $24,999.99. |
| $25,000 and upTier 3: $25,000.00+. | 1.00% | — | Tier 3: $25,000.00+. |
Sources (1)
- arundelbank.com/service/the-wealth-builder-ira · captured Oct 22, 2026
Christmas Club
0.50%APY · 1 term
Variable interest rate. Interest is compounded daily and credited quarterly. 12-month term ending in October. A check for the entire balance is mailed at the end of the club term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months$5 quarterly service charge if balance falls below $10 | 0.50% | $50 |
Sources (2)
All captured Oct 22, 2026
Vacation Club Account
0.50%APY · 1 term
Open in branch only. Variable interest rate. Interest is compounded daily and credited quarterly. 12-month term ending in May. One free withdrawal per club term. A check for the entire balance is mailed at the end of the club term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months$5 quarterly service charge if balance falls below $10 | 0.50% | $50 |
Sources (2)
All captured Oct 22, 2026
Goal Maker Savings
0.35%APY on $10,000
Available for Custodian/Minor, Individual and Joint ownerships. 1 account per customer Tax ID Number (TIN). Variable interest rate. Interest is compounded daily and credited monthly. Promotional rate increase: every time Baltimore scores a passing touchdown, the Tier 1 interest rate increases by 15 basis points.
| Part of the balance | Rate on that part |
|---|---|
| Up to $2,500 | 1.40% |
On $10,000 the tiers blend to about 0.35% APY, earning $35 a year.
Sources (3)
- arundelbank.com/personal-banking/savings
- arundelbank.com/service/goal-maker-savings
- arundelbank.com/rates/deposit-account-rates
All captured Oct 22, 2026
Senior Rewards Savings 55+
0.04%APY
Designed for savers ages 55+. Direct deposit into any AFSB account is required. Interest compounded daily and credited monthly on entire balance once daily balance reaches $250. No monthly minimum balance requirement and no monthly service charge.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and upMinimum balance to earn APY is $250.00; minimum opening deposit is $50.00.$250 and up | 0.04% | $4 | Minimum balance to earn APY is $250.00; minimum opening deposit is $50.00. |
Sources (3)
- arundelbank.com/personal-banking/savings
- arundelbank.com/service/senior-rewards-savings-55
- arundelbank.com/rates/deposit-account-rates
All captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.