Tidemark Federal Credit Union High-Yield Savings & Money Market Rates

How Tidemark Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Seaford, DE, where Tidemark Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Tidemark Federal Credit Union
1.20%APY
Minimum
—
Earns on $10,000 a year
$120
High Yield Money Market
Top rate
Artisans' Bank
2.50%APY
Minimum
$5,000
Earns on $10,000 a year
$250
Artisans' Bank rates
2nd-highest rate
WSFS Bank
2.25%APY
Minimum
—
Earns on $10,000 a year
$225
WSFS Bank rates

Compare savings rates near you →

Savings score

Higher than 77% of U.S. banks and credit unions

By balance

$1,000 balance$1,0001.10%
$10,000 balance$10,0001.20%
$100,000 balance$100,0001.41%
QualifiedQualified1.20%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Tidemark Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

High Yield Money Market

Up to 1.20%APY

Tiered dividends; minimum $1,000 balance to earn dividends. There is no limit or fee for withdrawals. Dividends are compounded and paid monthly.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$1,000 – $10,000Balance Range $1,000 to < $10,000.	1.10%	$110	Balance Range $1,000 to < $10,000.
$10,000 – $50,000Balance Range $10,000 to < $50,000.	1.20%	$120	Balance Range $10,000 to < $50,000.
$50,000 – $100,000Balance Range $50,000 to < $100,000.	1.30%	—	Balance Range $50,000 to < $100,000.
$100,000 – $250,000Balance Range $100,000 to < $250,000.	1.41%	—	Balance Range $100,000 to < $250,000.
$250,000 and upBalance Range $250,000+.	1.51%	—	Balance Range $250,000+.

Sources (2)

All captured Oct 3, 2026

Prime Share Account

0.10%APY$5 to open

No monthly service fees with eStatements. Minimum balance of $100.00 required to earn stated APY. Daily balance method used to calculate dividends. Dividends compounded and credited monthly (calendar).

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$100 and upMinimum balance to earn stated APY is $100.00. Minimum opening deposit is $5.00.$100 and up	0.10%	$10	Minimum balance to earn stated APY is $100.00. Minimum opening deposit is $5.00.

Sources (3)

All captured Oct 3, 2026

Special-purpose accounts

Money Market Club Account

Up to 1.20%APYClub

Tiered Rate account. Once a particular range is met, the Dividend Rate and Annual Percentage Yield for that balance range will apply to the full balance of your account. Dividends compounded monthly, dividend period monthly (calendar), balance calculated using Average Daily Balance.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$1,000 – $10,000Balance Range $1,000 to < $10,000; minimum average daily balance of $1,000 to earn stated APY.	1.10%	$110	Balance Range $1,000 to < $10,000; minimum average daily balance of $1,000 to earn stated APY.
$10,000 – $50,000Balance Range $10,000 to < $50,000; minimum average daily balance of $1,000 to earn stated APY.	1.20%	$120	Balance Range $10,000 to < $50,000; minimum average daily balance of $1,000 to earn stated APY.
$50,000 – $100,000Balance Range $50,000 to < $100,000; minimum average daily balance of $1,000 to earn stated APY.	1.30%	—	Balance Range $50,000 to < $100,000; minimum average daily balance of $1,000 to earn stated APY.
$100,000 – $250,000Balance Range $100,000 to < $250,000; minimum average daily balance of $1,000 to earn stated APY.	1.41%	—	Balance Range $100,000 to < $250,000; minimum average daily balance of $1,000 to earn stated APY.
$250,000 and upBalance Range $250,000+; minimum average daily balance of $1,000 to earn stated APY.	1.51%	—	Balance Range $250,000+; minimum average daily balance of $1,000 to earn stated APY.

Sources (2)

All captured Oct 3, 2026

Kids Club

1.26%APYKids and teens$5 to open

Minimum opening deposit of $5 stated in FAQ; comparison chart indicates $0 minimum opening deposit. No fees associated with the account.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceNo fees for Kids Club account. Minimum deposit to open is $5.Any balance	1.26%	$126	No fees for Kids Club account. Minimum deposit to open is $5.

Sources (3)

All captured Oct 3, 2026

IRA (Roth, Traditional, and SEP)

0.75%APYIRA

Available as Roth, Traditional, and SEP IRAs.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $50,000Tier applies to balances $0 to <$50,000.	0.75%	$75	Tier applies to balances $0 to <$50,000.
$50,000 and upTier applies to balances $50,000+.	1.00%	—	Tier applies to balances $50,000+.

Sources (3)

All captured Oct 3, 2026

Educational Savings Account

0.90%APYIRA

Coverdell ESA allows maximum annual contribution up to $2,000 per child. Earnings accumulate tax-free.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceTax-advantaged Coverdell Education Savings Account.Any balance	0.90%	$90	Tax-advantaged Coverdell Education Savings Account.

Sources (3)

All captured Oct 3, 2026

Health Savings Account (HSA)

0.10%APYHSAPromotional

Must be enrolled in a qualified High Deductible Health Plan (HDHP) to qualify. Must not be covered under another health plan, enrolled in Medicare, or claimed as a dependent. Dividends compounded and credited monthly (calendar).

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceEffective starting 09/23/2026.	0.10%	$10	Effective starting 09/23/2026.
$100 and upMinimum balance to earn stated APY is $100. Average daily balance method used. Dividends compounded and credited monthly.	0.10%	$10	Minimum balance to earn stated APY is $100. Average daily balance method used. Dividends compounded and credited monthly.

Sources (3)

All captured Oct 3, 2026

Holiday Club

0.10%APYClub

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Any balance	0.10%	$10

Sources (1)

tidemarkfcu.org/deposit-rates · captured Oct 3, 2026

Who can join Tidemark Federal Credit Union

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How Tidemark Federal Credit Union’s savings rates compare

Tidemark Federal Credit Union savings score

Current savings rates

High Yield Money Market

Prime Share Account

Special-purpose accounts

Money Market Club Account

Kids Club

IRA (Roth, Traditional, and SEP)

Educational Savings Account

Health Savings Account (HSA)

Holiday Club

Who can join Tidemark Federal Credit Union