Compare Bank & Credit Union Rates
Best savings rates in Kentucky
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 196–210 results in Kentucky
- PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 67 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 10 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - First Guaranty BankGuaranty Money MarketGuaranty Money Market · $1,500 min · 0.00%–0.35% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Personal or Business. $15 monthly service charge waived by keeping a collected balance of $1,500 in the account each day throughout the statement cycle. Minimum average daily balance of $1,500 to obtain the disclosed annual percentage rate. Daily Balance is the amount of principal in the account each day.
Offer: Balances less than $1,500. Waive the $15 monthly service charge by keeping a collected balance of $1,500 each day throughout the statement cycle.
0.00% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Guaranty Money Market Balance APY Up to $1,500 0.00% $1,500 – $99,999Your amount 0.05% $100,000 – $999,999 0.15% $1,000,000 and up 0.35% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Up to 3 complimentary withdrawals per month; $2 per withdrawal fee over 3 per month. $3 monthly service charge waived with a daily balance of $200 or more. Minimum opening deposit is $100 ($25 for minors).
Offer: Minimum opening deposit is $100 ($25 for minors). $3 monthly service charge avoided with daily balance of $200 or more. Up to 3 complimentary withdrawals per month ($2 per transaction thereafter).
0.05% interest rate · $3 monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Up to 3 complimentary withdrawals per month; $2 per withdrawal fee over 3 per month. $3 monthly service charge waived with a daily balance of $200 or more. Minimum opening deposit is $100 ($25 for minors).
Offer: Minor account opening minimum deposit is $25. $3 monthly service charge avoided with daily balance of $200 or more. Up to 3 complimentary withdrawals per month ($2 per transaction thereafter).
0.05% interest rate · $3 monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Secondary savings account for emergency savings or large purchases. Must be 18 years or older and meet eligibility requirements. Dividends compounded monthly, credited quarterly.
Offer: Minimum balance of $50 required to earn stated APY. Dividends compounded monthly, credited quarterly.
0.05% interest rate · Compounded monthly
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A minimum deposit of $20 is required to open and maintain your membership account. Required for active membership. Dividends compounded and credited quarterly. Daily balance method.
Offer: Dividends compounded and credited quarterly. Daily balance method. Stated in table as Dividends $20.01 and Over .05% APR* and APY $20.01 and Over .05% APR**.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A simple way to set money aside for a specific goal. Minimum deposit and balance requirements of $20.00. Dividends compounded and credited quarterly. Daily balance method.
Offer: Dividends compounded and credited quarterly. Daily balance method. Stated in table as Dividends $20.01 and Over .05% APR* and APY $20.01 and Over .05% APR**.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A $5 minimum balance requirement is your share in Kit FCU and establishes membership.
0.05% interest rate · Effective Sep 24, 2026
Rate checked
More details - Transcend Credit UnionRegular SavingsSavings · $5 min · 0.05%–0.15% by balance
Credit union · 6 branches
0.05%APY$5 a year on $10,000Requirements
Product: You must maintain a minimum average daily balance of $5 in your account to obtain the disclosed annual percentage yield. To avoid a monthly maintenance fee as listed in the Fee Schedule, one or more of the following is required: average daily combined deposit balances of $300 or more, a checking account, loan or credit card, under age 26 or over age 65, or the first 12 months after account opening. Up to $5 may be required to open share.
Offer: Requires minimum average daily balance of $5 to obtain APY. Up to $5 may be required to open share. Variable rate.
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $15,000Your amount 0.05% $15,000 – $50,000Requires maintaining stated tier balance. 0.10% $50,000 and upRequires maintaining stated tier balance. 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $100.00 minimum balance required to earn the stated APY.
Offer: $100.00 minimum balance to earn the stated APY.
0.05% interest rate · Effective Jun 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires opening share purchase of $5.00 for membership. $100.00 minimum daily balance required to earn dividends/APY.
Offer: Minimum daily balance of $100.00 required to earn stated APY. $5.00 par value share required for membership.
0.05% interest rate · No monthly fee · Effective Jan 17, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Save for budget breakers such as vacation, wedding, or auto expenses. Rates are variable and may change after account is opened.
0.05% interest rate · Effective Jul 1, 2024
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Kentucky
270 accounts at 108 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Kentucky
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Commonwealth Credit UnionCredit union · 18 branches
- Brown Forman Employees Credit UnionCredit union · 1 branch
- Members Heritage CUCredit union · 5 branches