Credit union · NCUA insured
Lexington Postal Credit Union Savings Rates
Top CarrotLexington Postal Credit Union’s best savings rate is 0.05% APY on $10,000, with its Share Savings Account. Rates checked October 22, 2026.
How Lexington Postal Credit Union’s savings rates compare
Compared with banks and credit unions near Lexington, KY, where Lexington Postal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Lexington Postal Credit Union
0.05%APY
- Requires
- None
- Minimum
- $20
- Earns on $10,000 a year
- $5
Share Savings Account
Top rate
Republic Bank
3.75%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $375
2nd-highest rate
Blue Grass Federal
3.50%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $350
Lexington Postal Credit Union savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lexington Postal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings Account
0.05%APY
A minimum deposit of $20 is required to open and maintain your membership account. Required for active membership. Dividends compounded and credited quarterly. Daily balance method.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $20Dividends compounded and credited quarterly. Daily balance method. Stated in table as Dividends $20.01 and Over .05% APR* and APY $20.01 and Over .05% APR**.Over $20 | 0.05% | $5 | Dividends compounded and credited quarterly. Daily balance method. Stated in table as Dividends $20.01 and Over .05% APR* and APY $20.01 and Over .05% APR**. |
Sources (1)
- lexpccu.com/accounts · captured Oct 22, 2026
Special Share Savings
0.05%APY
A simple way to set money aside for a specific goal. Minimum deposit and balance requirements of $20.00. Dividends compounded and credited quarterly. Daily balance method.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $20Dividends compounded and credited quarterly. Daily balance method. Stated in table as Dividends $20.01 and Over .05% APR* and APY $20.01 and Over .05% APR**.Over $20 | 0.05% | $5 | Dividends compounded and credited quarterly. Daily balance method. Stated in table as Dividends $20.01 and Over .05% APR* and APY $20.01 and Over .05% APR**. |
Sources (1)
- lexpccu.com/accounts · captured Oct 22, 2026
Special-purpose accounts
Traditional Individual Retirement Account (IRA)
0.15%APY
Traditional Individual Retirement Account (IRA) savings. Minimum opening deposit $20.00. Minimum dividend balance $0.01. Daily balance method. Dividends compounded and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Dividends compounded and credited quarterly. Daily balance method. Stated in table as Dividends .15% APR* and Annual Percentage Yield .15% APR**.Over $0 | 0.15% | $15 | Dividends compounded and credited quarterly. Daily balance method. Stated in table as Dividends .15% APR* and Annual Percentage Yield .15% APR**. |
Sources (1)
- lexpccu.com/accounts · captured Oct 22, 2026
Christmas Club
0.05%APY
A minimum deposit and maintained balance of $20 is required to open and maintain the account. Dividends compounded and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $20Dividends compounded and credited quarterly. Stated in table as Dividends $20.01 and Over .05% APR* and APY $20.01 and Over .05% APR**. (Table also lists Annual Percentage Yield: None on line 128).Over $20 | 0.05% | $5 | Dividends compounded and credited quarterly. Stated in table as Dividends $20.01 and Over .05% APR* and APY $20.01 and Over .05% APR**. (Table also lists Annual Percentage Yield: None on line 128). |
Sources (1)
- lexpccu.com/accounts · captured Oct 22, 2026
Vacation Club
0.05%APY
A minimum deposit and maintained balance of $20 is required to open and maintain the account. Dividends compounded and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $20Dividends compounded and credited quarterly. Stated in table as Dividends $20.01 and Over .05% APR* and APY $20.01 and Over .05% APR**. (Table also lists Annual Percentage Yield: None on line 112).Over $20 | 0.05% | $5 | Dividends compounded and credited quarterly. Stated in table as Dividends $20.01 and Over .05% APR* and APY $20.01 and Over .05% APR**. (Table also lists Annual Percentage Yield: None on line 112). |
Sources (1)
- lexpccu.com/accounts · captured Oct 22, 2026
Who can join Lexington Postal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, or attends church in Fayette County or any county within the Bluegrass Area Development District is eligible to join.
Family and household
- Immediate family members of current members, including mothers, fathers, brothers, sisters, grandparents, aunts, and uncles, are eligible for membership.
Cost to join
- Members must deposit and maintain a minimum balance of $20 in a Share Savings Account.
Membership information collected October 4, 2026.