Credit union · NCUA insured
Lexington Postal Credit Union
Top CarrotA $27.7M credit union headquartered in Lexington, KY, with 2,130 members and 1 branch in Kentucky. Best rates: savings 0.05% APY.
Lexington Postal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 89% of U.S. banks and credit unions
#5 of 25 in Lexington, KY metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Lexington Postal Credit Union
Lexington Postal Community Credit Union is a member-owned financial cooperative based in Lexington, Kentucky, that was established in February 1928.
Originally formed to serve United States Postal Service employees, the credit union updated its name in September 2018 upon building a new main office to reflect broader community accessibility.
- Headquarters
- 124 Louie Pl, Lexington, KY 40511
- NCUA charter
- 62370
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, or attends church in Fayette County or any county within the Bluegrass Area Development District is eligible to join.
Family and household
- Immediate family members of current members, including mothers, fathers, brothers, sisters, grandparents, aunts, and uncles, are eligible for membership.
Cost to join
- Members must deposit and maintain a minimum balance of $20 in a Share Savings Account.
Branches
1 branch in Kentucky
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Kentucky
1 branch
- LPCCU MainMain office124 Louie Pl, Lexington, KY 40511Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.53% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.22% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.25% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $52 | $59 | — |
- CapitalNet worth ratio9.53%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.22%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.25%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$52Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Lexington Postal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.