Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–4 of 4 in Nelson County, KY · median 12.40% APR
- 10.99%APRas low as
Terms
Quoted APR is as low as 10.99% based on creditworthiness and qualifications; rate may vary with the Prime Rate. Subject to approval and $10 membership fee if not already a member.
Credit card score 77 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as
Terms
Fixed APR for purchases. No annual fee. Membership fee none. Pay entire balance by due date (at least 25 days after close of billing cycle) to avoid paying interest on purchases.
Credit card score 73 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as
Terms
12.90% fixed annual percentage rate for purchases from merchants who accept Visa; no annual fees.
Credit card score 67 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 13.49%APRas low as
Terms
Variable purchase APR adjusts to 14.99% APR after the Intro period. Calculated as Prime Rate (7.00% as of 9/17/2026) + 6.49% margin (Maximum APR 24.00%).
Credit card score 66
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Nelson County, KY
4 banks and credit unions · checked Oct 22
- Typical
- 12.40%
- Top 10% up to
- 11.26%
- Banks, typical
- 12.70%
- Credit unions, typical
- 11.94%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Louisville/Jefferson County, KY-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Commonwealth Credit UnionCredit union · 4 branches
- Brown Forman Employees Credit UnionCredit union · 1 branch
- Indiana Members Credit UnionCredit union · 2 branches