Compare Bank & Credit Union Rates
Best savings rates in Gary, IN
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Lake County, IN · Showing Lake County, IN: too few institutions in Gary, IN
- National Police FCUMoney Market AccountMoney Market Account · $500 min · 0.50%–1.26% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Dividends paid quarterly and reflected on statement. $15 monthly fee if average daily balance falls below $500.
Offer: Fee waived if average daily balance is $500 or higher.
0.50% interest rate · $15 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $24,999Your amount 0.50% $25,000 – $49,999 0.60% $50,000 and up 1.26% Rate checked
More details - Providence Bank & TrustAchieve More Money MarketAchieve More Money Market · $2,500 min · 0.50%–2.25% by balance
Bank · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Available to individuals only. Offer valid beginning September 25, 2026 and may be eliminated at any time. Requires minimum $2,500.00 opening deposit. $10.00 monthly Account Service Fee waived if maintaining a minimum daily balance of $2,500 or a $5,000 average daily balance for the statement cycle.
Offer: Account Service Fee of $10.00 monthly waived if maintaining a minimum daily balance of $2,500 or a $5,000 average daily balance for the statement cycle.
$10 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Achieve More Money Market Balance APY Up to $75,000Your amount 0.50% $75,000 – $150,000 0.75% $150,000 and up 2.25% Rate checked
More details - REGIONAL federal credit unionDaily Cash Account (DCS)Daily Cash Account (DCS) · $2,500 min · 0.20%–0.90% by balance
Credit union · 2 branches
0.44%APY$44 a year on $10,000Requirements
Product: Dividends calculated by daily balance method applying a daily periodic rate to the principal each day. Minimum daily balance required to obtain the APY. No more than 6 preauthorized, automatic, or telephone transfers per month, with no more than 3 transfers by check, draft, or debit card to a third party.
0.20% interest rate · Effective May 1, 2025
Rate by balance
Rate by balance for Daily Cash Account (DCS) Balance APY $2,500 – $5,000 0.20% $5,000 – $10,000 0.20% $10,000 – $25,000Your amount 0.44% $25,000 – $50,000 0.64% $50,000 and up 0.90% Rate checked
More details - REGIONAL federal credit unionDaily Cash Account (DCA)Savings · $2,500 min · 0.20%–0.90% by balance
Credit union · 2 branches
0.44%APY$44 a year on $10,000Requirements
Product: No minimum balance, no penalties or fees for withdrawals. Earns tiered rates on balances of $2,500 or more. Account transfer limitations apply (max 6 preauthorized/automatic/telephone transfers per month, max 3 by check/draft/debit card).
Effective Aug 1, 2026
Rate by balance
Rate by balance for Daily Cash Account (DCA) Balance APY $2,500 and up 0.20% $5,000 and up 0.20% $10,000 and upYour amount 0.44% $25,000 and up 0.64% $50,000 and up 0.90% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Initially required to open a savings account with a minimum deposit of $5.00 (one share). No service charge for active accounts. Dividends paid quarterly on balances over $100.
Offer: No service charge for active accounts. Dividends paid quarterly on balances over $100.
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 11 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - Allegius Credit UnionInsured Money MarketInsured Money Market · $2,500 min · 0.30%–0.40% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Dividends on Insured Money Market Accounts are paid on the average daily balance and compounded and credited monthly. Unlimited in-person withdrawals or by mail; 3 free withdraws per month; $10 per withdraw thereafter.
0.30% interest rate · No monthly fee
Rate by balance
Rate by balance for Insured Money Market Balance APY $2,500 – $24,999Your amount 0.30% $25,000 and up 0.40% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Dividends on all savings accounts are paid on the average daily balance and compounded and credited quarterly.
Offer: Competitive dividends earned on balances of $50 or more. Dividends paid on average daily balance and compounded and credited quarterly.
0.30% interest rate · No monthly fee
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Establishes membership with Allegius Credit Union. Avoid the $5 monthly service fee by maintaining a total savings account or total loan product minimum average daily balance of $250. Dividends are paid on average daily balance and compounded and credited quarterly.
Offer: Competitive dividends earned on balances of $50 or more. $5 monthly fee waived by maintaining a total savings account or total loan product minimum average daily balance of $250. Dividends paid on average daily balance and compounded and credited quarterly.
0.30% interest rate · $5 monthly fee
Rate checked
More details - First Savings Bank of HegewischPremier Money Market AccountPremier Money Market Account · $1,500 min · 0.20%–0.40% by balance
Bank · 5 branches
0.25%APY$25 a year on $10,000Requirements
Product: Rates can change daily. Daily compounding. Rate is subject to change after account opening. The APY for each tier will be earned on the full balance in the account. $1,500 average balance to avoid $10.00 monthly fee.
Offer: 1st Tier. $1,500 average balance to avoid $10.00 monthly fee. Rates can change daily, Daily compounding.
0.20% interest rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY $1,500 and up 0.20% $7,500 and upYour amount2nd Tier. 0.25% $15,000 and up3rd Tier. 0.35% $25,000 and up4th Tier. 0.40% Rate checked
More details - DeMotte State BankSmart Investor MMSmart Investor MM · $2,500 min · 0.25%–1.76% by balance
Bank · 2 branches
0.25%APY$25 a year on $10,0000.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Smart Investor MM Balance APY $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.50% $50,000 – $100,000 1.51% $100,000 and up 1.76% Rate checked
More details - Providence Bank & TrustAchieve More SavingsSavings · $200 min · 0.25%–2.00% by balance
Bank · 3 branches
0.25%APY$25 a year on $10,000Requirements
Product: Account is available to individuals only. Electronic Statements (email or online) and automatic transfers from Providence Account(s). Six complimentary withdrawals per month; $5.00 service fee applies for each withdrawal exceeding six. Monthly service fee of $5.00 is waived if maintaining a minimum balance of $200.00 per month.
Offer: Monthly service fee of $5.00 waived if minimum balance of $200.00 per month is maintained.
$5 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Achieve More Savings Balance APY Up to $25,000Your amount 0.25% $25,000 – $150,000 0.60% $150,000 and up 2.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
0.20% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lake County, IN
68 accounts at 27 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 2.01%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.10%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- American Airlines Federal Credit UnionCredit union · 4 branches