Compare Bank & Credit Union Rates
Best savings rates in Elkhart, IN
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Elkhart, IN
- 0.36%APY$36 a year on $10,000with conditions
Requirements
Product: Requires a Rewards Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.
Offer: Earned on balance up to $50,000 when meeting monthly qualifications and maintaining a combined $25,000 balance in 4 or more eligible Lake City Bank accounts.
Qualified rate · $9 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Rewards Savings Balance APY Up to $50,000Your amount 0.36% $50,000 and up 0.16% Rate checked
More details - Northwest BankAffinity Premier Money MarketAffinity Premier Money Market · $25 min · 0.25%–0.85% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Must have Affinity Premier Checking account to qualify. Monthly service charge of $10 can be avoided with an Affinity Premier Checking or $2,500 average daily balance. Variable rate account; rates valid only for accounts opened online.
Offer: Must have Affinity Premier Checking account to qualify. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Premier Checking or $2,500 average daily balance.
Qualified rate · $10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Premier Money Market Balance APY Up to $5,000 0.25% $5,000 – $50,000Your amount 0.30% $50,000 – $100,000 0.35% $100,000 – $250,000 0.85% $250,000 – $5,000,000 0.85% $5,000,000 and up 0.85% Rate checked
More details - 0.26%APY$26 a year on $10,000with conditions
Requirements
Product: Requires a Rewards Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.
Offer: Earned on balance up to $50,000 when meeting monthly qualifications and maintaining a combined $10,000 balance in 3 or more eligible Lake City Bank accounts.
Qualified rate · Balance cap $50,000 · $9 monthly fee · Effective Oct 4, 2026
Rate checked
More details - INOVA Federal Credit UnionFinancial Management AccountFinancial Management Account · $2,000 min · 0.25%–1.00% by balance
Credit union · 3 branches
0.25%APY$25 a year on $10,000Requirements
Product: Tiered rates on balances of $2,000 or more with direct check writing and no monthly service charge.
0.25% interest rate · No monthly fee
Rate by balance
Rate by balance for Financial Management Account Balance APY $2,000 – $10,000Your amount 0.25% $10,000 – $25,000 0.50% $25,000 – $50,000 0.75% $50,000 – $100,000 0.85% Over $100,000 1.00% Rate checked
More details - INOVA Federal Credit UnionFinancial Management AccountSavings · $2,000 min · 0.25%–1.00% by balance
Credit union · 3 branches
0.25%APY$25 a year on $10,000Requirements
Product: Tiered dividends on balances of $2,000 or more. Includes direct check writing.
0.25% interest rate · No monthly fee
Rate by balance
Rate by balance for Financial Management Account Balance APY $2,000 – $10,000Your amount 0.25% $10,000 – $25,000 0.50% $25,000 – $50,000 0.75% $50,000 – $100,000 0.85% Over $100,000 1.00% Rate checked
More details - Northwest BankAffinity Plus Money MarketAffinity Plus Money Market · $25 min · 0.10%–0.30% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Must have Affinity Plus Checking account to qualify. Monthly service charge of $10 can be avoided with an Affinity Plus Checking or $2,500 average daily balance. Variable rate account; rates valid only for accounts opened online.
Offer: Must have Affinity Plus Checking account to qualify. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Plus Checking or $2,500 average daily balance.
Qualified rate · $10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Plus Money Market Balance APY Up to $5,000 0.10% $5,000 – $50,000Your amount 0.20% $50,000 – $100,000 0.25% $100,000 – $250,000 0.30% $250,000 – $5,000,000 0.30% $5,000,000 and up 0.30% Rate checked
More details - 0.16%APY$16 a year on $10,000with conditions
Requirements
Product: Requires a Rewards Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.
Offer: Earned on entire Rewards Savings balance when meeting monthly qualifications and maintaining a combined $2,500 balance in eligible Lake City Bank accounts.
Qualified rate · $9 monthly fee · Effective Oct 4, 2026
Rate checked
More details - Chiphone Federal Credit UnionMoney MarketMoney Market · $500 min · 0.05%–1.26% by balance
Credit union · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: Tiered interest-bearing account. Dividends compounded daily and credited monthly. Account transfer and withdrawal limitations apply (no more than 6 transfers/withdrawals per month under Reg D; $5.00 fee per transfer exceeding 6). Three checks can be written free per month ($1.00 per check after three). Membership requires purchasing and maintaining 1 share ($5.00 par value). Disclosures refer to account as Money Market Draft.
Compounded daily · Effective Jun 1, 2023
Rate by balance
Rate by balance for Money Market Balance APY Any balance 0.05% $2,500 and upYour amount 0.15% $30,000 and up 0.35% $80,000 and up 0.75% $100,000 and up 1.26% Rate checked
More details - Northwest BankAffinity Money MarketAffinity Money Market · $25 min · 0.05%–0.20% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Monthly service charge of $10 can be avoided with an Affinity Checking or $2,500 average daily balance. Designed to work alongside your checking account. Variable rate account; rates valid only for accounts opened online.
Offer: You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Checking or $2,500 average daily balance.
$10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Money Market Balance APY Up to $5,000 0.05% $5,000 – $50,000Your amount 0.10% $50,000 – $100,000 0.15% $100,000 – $250,000 0.20% $250,000 – $5,000,000 0.20% $5,000,000 and up 0.20% Rate checked
More details - Everwise Credit UnionPrimary Share SavingsSavings · $5 min · 0.00%–0.15% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: $5 balance required to maintain membership.
Offer: Balance required to earn dividends: Less than $2,500.
0.00% interest rate
Rate by balance
Rate by balance for Primary Share Savings Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.05% $10,000 – $100,000Your amount 0.10% $100,000 and up 0.15% Rate checked
More details - Everwise Credit UnionChoice SavingsSavings · $0 min · 0.00%–0.15% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Goal-based savings account.
Offer: Balance required to earn dividends: Less than $2,500.
0.00% interest rate
Rate by balance
Rate by balance for Choice Savings Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.05% $10,000 – $100,000Your amount 0.10% $100,000 and up 0.15% Rate checked
More details - First Federal Savings BankMoney Market Savings AccountMoney Market Savings Account · $50 min · 0.05%–0.15% by balance
Bank · 1 branch
0.08%APY$8 a year on $10,000Requirements
Product: Monthly service charge of $7 is waived with a daily balance of $500 or more. Interest is compounded and credited monthly using the daily balance method.
Offer: The $7 monthly service charge is waived if you maintain a balance of $500 or more every day. Interest compounded and credited monthly.
0.05% interest rate · $7 monthly fee · Effective Feb 9, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY Up to $2,499 0.05% $2,500 – $9,999 0.05% $10,000 – $24,999Your amount 0.08% $25,000 – $49,999 0.12% $50,000 and up 0.15% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 1 branch
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 1 branch
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Elkhart, IN
52 accounts at 15 banks and credit unions · checked Oct 6–22
- Typical
- 0.09%
- Top 10% from
- 2.98%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.10%
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Elkhart, IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 2 branches
- EverenceCredit union · 2 branches
- Everwise Credit UnionCredit union · 4 branches